Digital Lending / Digital Payments

A legislative proposal in Massachusetts is poised to dismantle one of the last remaining barriers to credit card surcharges, signaling a monumental shift in how the costs of digital transactions are distributed between businesses and consumers nationwide. This local debate

January 15, 2026

Is Greece’s IRIS the Future of European Payments?

While the European Union has long pursued the dream of a fully integrated digital payments landscape, the reality remains a fragmented collection of national systems, creating friction for cross-border commerce and consumer convenience. In this complex environment, Greece’s IRIS real-time

January 15, 2026

Ant International Transforms Global Payments for SMBs

January 15, 2026

Can Klarna Win Its Uphill P2P Battle In Europe?

With his deep roots in the early days of blockchain and a sharp eye for market disruption, Nikolai Braiden is a leading voice on financial technology’s power to reshape our world. As the “buy now, pay later” giant Klarna makes

January 15, 2026

Is Greece’s IRIS the Future of European Payments?

January 15, 2026

Rate Cap Could Cut Credit Access for Half of Americans

January 15, 2026

Trend Analysis: Credit Card Surcharge Fees

January 15, 2026

Ant International Transforms Global Payments for SMBs

January 15, 2026

Can Klarna Win Its Uphill P2P Battle In Europe?

Popular Stories

December 17, 2025

Trend Analysis: Fintech in Small Business Lending

December 17, 2025

PayPal Seeks Bank Charter for Small Business Lending

September 18, 2025

Visa Private Targets High-Net-Worth Clients in UAE Launch

January 15, 2026

Rate Cap Could Cut Credit Access for Half of Americans

July 28, 2025

Trend Analysis: Digital Payments in the Philippines

October 28, 2025

Cybrid’s $10M Funding Fuels Stablecoin Payment Revolution

August 28, 2025

Payment Labs Secures $3.25M to Revolutionize Global Payments

August 20, 2025

Trend Analysis: Open Banking Payment Innovations

October 23, 2025

Why Is PNC Bank’s FedNow Move a Game-Changer for Payments?

January 15, 2026

Ant International Transforms Global Payments for SMBs

March 11, 2025

Accelerating U.S. Real-Time Payments: Lessons from Asia’s Success

Real-time payments have long been a standard in many Asian markets, promoting financial innovation, efficiency, and inclusivity. Conversely, the United States has struggled to implement a nationwide real-time payment system. With the Federal Reserve’s introduction of FedNow in 2023, the

January 17, 2025

How Can Digital Payments Transform Government Services?

September 12, 2024

Amex and Knot Enhance Card-On-File Security and User Convenience

July 11, 2025

Is Your Business Ready for Real-Time Payments Revolution?

February 21, 2024

Summerland Bank Innovates: Embracing nCino for Enhanced Digital Banking

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February 19, 2024

PayPal’s Market Evolution: Integrating Offline Payments for Omnichannel Commerce

PayPal is strategically advancing into the integration of offline payment options, a significant move that seeks to connect online ease with physical point-of-sale experiences. This leap into omnichannel payments demonstrates a keen recognition of consumer desires for seamless transactional capabilities

February 19, 2024

Revolutionizing Loyalty: How Payment-Linked Programs Boost Retention

Traditional customer loyalty tactics, with their point systems and tangible cards, are losing tractionwith today’s digital consumers. These older methods added hurdles, like separate steps for earning and redeeming rewards. However, modern customers crave instant rewards and effortless interaction, prompting

February 19, 2024

Augmented Retail Revolution: How AR Payments Redefine Shopping

Augmented Reality (AR) is revolutionizing shopping, merging the ease of online purchasing with the tangibility of physical stores. AR payments are changing not just how we buy but also how we engage with products. Envision using your phone to try

February 16, 2024

How Is Real-Time Payments Revolutionizing B2B Transactions?

The Federal Reserve’s FedNow network has ushered in an era of instant financial transactions, aligning with the demand for faster payment systems. This innovation has been embraced by nearly 470 banks and credit unions, signaling a shared commitment to revolutionizing

February 16, 2024

Contactless Payments: The Future of Secure, Frictionless Commerce

Commerce is rapidly changing, with an inexorable shift toward digitalization becoming evident. Both businesses and customers are moving away from old-style transactions, opting for the convenience and security of contactless payment methods. Looking ahead, the retail and service sectors are

February 16, 2024

Rising Above Inflation: Filipinos Turn to Digital Lending Solutions

With the global rise in living costs due to inflation, Filipinos are adapting by embracing digital lending. A recent survey highlighted this change, showing that 59 percent are now opting for tech-based financial services over traditional credit sources. This shift

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