Digital Lending / Digital Payments

A legislative proposal in Massachusetts is poised to dismantle one of the last remaining barriers to credit card surcharges, signaling a monumental shift in how the costs of digital transactions are distributed between businesses and consumers nationwide. This local debate

January 15, 2026

Is Greece’s IRIS the Future of European Payments?

While the European Union has long pursued the dream of a fully integrated digital payments landscape, the reality remains a fragmented collection of national systems, creating friction for cross-border commerce and consumer convenience. In this complex environment, Greece’s IRIS real-time

January 15, 2026

Ant International Transforms Global Payments for SMBs

January 15, 2026

Can Klarna Win Its Uphill P2P Battle In Europe?

With his deep roots in the early days of blockchain and a sharp eye for market disruption, Nikolai Braiden is a leading voice on financial technology’s power to reshape our world. As the “buy now, pay later” giant Klarna makes

January 15, 2026

Is Greece’s IRIS the Future of European Payments?

January 15, 2026

Rate Cap Could Cut Credit Access for Half of Americans

January 15, 2026

Trend Analysis: Credit Card Surcharge Fees

January 15, 2026

Ant International Transforms Global Payments for SMBs

January 15, 2026

Can Klarna Win Its Uphill P2P Battle In Europe?

Popular Stories

December 17, 2025

Trend Analysis: Fintech in Small Business Lending

December 17, 2025

PayPal Seeks Bank Charter for Small Business Lending

September 18, 2025

Visa Private Targets High-Net-Worth Clients in UAE Launch

January 15, 2026

Rate Cap Could Cut Credit Access for Half of Americans

July 28, 2025

Trend Analysis: Digital Payments in the Philippines

October 28, 2025

Cybrid’s $10M Funding Fuels Stablecoin Payment Revolution

August 28, 2025

Payment Labs Secures $3.25M to Revolutionize Global Payments

August 20, 2025

Trend Analysis: Open Banking Payment Innovations

January 15, 2026

Ant International Transforms Global Payments for SMBs

October 23, 2025

Why Is PNC Bank’s FedNow Move a Game-Changer for Payments?

March 11, 2025

Accelerating U.S. Real-Time Payments: Lessons from Asia’s Success

Real-time payments have long been a standard in many Asian markets, promoting financial innovation, efficiency, and inclusivity. Conversely, the United States has struggled to implement a nationwide real-time payment system. With the Federal Reserve’s introduction of FedNow in 2023, the

January 17, 2025

How Can Digital Payments Transform Government Services?

September 12, 2024

Amex and Knot Enhance Card-On-File Security and User Convenience

February 21, 2024

Summerland Bank Innovates: Embracing nCino for Enhanced Digital Banking

December 17, 2025

Trend Analysis: Fintech in Small Business Lending

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February 20, 2024

How Will Nukkleus’ Acquisition of Mercury Global Shape FinTech?

In the constantly evolving digital finance landscape, strategic mergers are reshaping how the industry operates. A case in point is the acquisition of Mercury Global by Nukkleus, a heavyweight in financial technology. This consolidation is poised to significantly influence the

February 20, 2024

How Is Gen Z Driving the Booming Buy Now, Pay Later Trend?

Generation Z is revolutionizing the financial landscape, particularly within the Buy Now, Pay Later (BNPL) sector. These post-millennials are bypassing traditional credit systems in favor of digital financial services that align with their priorities—transparency, ease, and autonomy. Gen Z’s gravitation

February 20, 2024

Surge in Digital Payments as Cash Transactions Decline Globally

The global financial realm is witnessing a transformative shift as electronic payments surge ahead of traditional cash dealings. Data from the Bank for International Settlements reveal a growing embrace of digital transactions across the board. This shift is not evenly

February 20, 2024

How Do Compliance Costs Shape Innovation in Payments?

The payments sector is undergoing significant change, with innovation and regulatory compliance increasingly becoming central themes. As financial infrastructures evolve and incorporate advanced technologies, a challenging dynamic emerges. Innovators seek to push the envelope with novel solutions, while regulators strive

February 19, 2024

Cambodia and India Initiate Cross-Border QR Payment System

Cambodia and India are taking a significant step in modernizing their financial transactions by implementing a cross-border QR code-based payment system. This advancement comes from a collaborative effort between the National Bank of Cambodia and NPCI International Payments Ltd., after

February 19, 2024

Apple Pay Maintenance Causes Frustration: Chase Transactions Declined Nationwide

A wave of discontent spread among Apple Pay users this past weekend as widespread troubles emerged with transactions being declined. Users pointed their fingers at Apple, specifically at their maintenance operations for the Apple Pay system, which seemed to have

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