Avatar photo

Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
What Will Mastercard’s Vision for 2025 Mean for Digital Payments?
Digital Lending / Digital Payments
What Will Mastercard’s Vision for 2025 Mean for Digital Payments?

The global payment landscape is undergoing a technology-driven transformation, and Mastercard’s predictions for 2025 highlight the significant advancements and trends that will shape the future of digital payments. As we move towards a more interconnected and efficient digital economy, these innovations promise to enhance security, simplify transactions, and offer inclusive financial solutions for both consumers and businesses. Outsmarting AI Fraudsters

Read More
Closing the Digital Cash Gap: Key to Expanding Global Business Operations
Digital Lending / Digital Payments
Closing the Digital Cash Gap: Key to Expanding Global Business Operations

In today’s interconnected world, the boundaries meant to keep businesses confined within certain geographical limits have dramatically shifted. Technological advancements facilitate seamless operations across continents, allowing companies to tap into burgeoning markets and harness a global talent pool. However, while technology has made geographical barriers increasingly irrelevant, it has not yet entirely overcome the challenge of managing payments for an

Read More
EU’s Instant Payments Regulation Drives Financial Innovation and Speed
Digital Lending / Digital Payments
EU’s Instant Payments Regulation Drives Financial Innovation and Speed

In a landmark move, the European Union has ushered in the transformative Instant Payments Regulation (IPR), which mandates the integration of instant payment capabilities for all Payment Service Providers (PSPs) within its jurisdiction. This sweeping regulation sets in motion two pivotal deadlines, with PSPs required to be capable of receiving instant payments by January 9, 2025, and to ensure full

Read More
How Will CPMI’s ISO 20022 Initiative Transform Cross-Border Payments?
Digital Lending / Digital Payments
How Will CPMI’s ISO 20022 Initiative Transform Cross-Border Payments?

The BIS Committee on Payments and Market Infrastructures (CPMI) has recently announced new initiatives aimed at promoting the adoption of harmonized ISO 20022 data requirements for enhanced cross-border payments. This move seeks to streamline and standardize the processes involved in making cross-border payments, thereby enhancing efficiency. The CPMI plans to oversee these data requirements until the conclusion of the G20

Read More
Qarddin Token: Revolutionizing Digital Commerce with Crypto Integration
E-Commerce
Qarddin Token: Revolutionizing Digital Commerce with Crypto Integration

The rise of cryptocurrencies has brought forth numerous opportunities and challenges within the digital commerce landscape, and Qarddin Token is at the forefront of this revolution. Qarddin Token positions itself as a leading e-commerce platform tailored specifically for cryptocurrency enthusiasts. By integrating a robust ecosystem powered by its native tokens, Qarddin enables users to generate revenue through various innovative projects.

Read More
TransUnion to Acquire Monevo, Expanding Global Consumer Credit Platform
Digital Lending / Digital Payments
TransUnion to Acquire Monevo, Expanding Global Consumer Credit Platform

TransUnion has recently announced a significant move that marks its continued expansion in the global consumer credit market by entering into a definitive agreement to acquire Monevo, a personal credit platform and API provider. This acquisition, pending regulatory approval, is expected to be finalized by the second quarter of 2025, although the financial terms of the deal remain undisclosed. This

Read More
Can the Philippine Digital Lending Market Surpass $1 Billion by 2025?
Digital Lending / Digital Payments
Can the Philippine Digital Lending Market Surpass $1 Billion by 2025?

The digital lending market in the Philippines has shown remarkable growth, driven by increasing consumer demand for online technologies and supportive governmental policies. Digido, a study, predicts that this dynamic market could potentially exceed $1 billion in the latter half of 2025. This optimistic projection is significantly higher than the anticipated market size of $796 million by the close of

Read More
How Will Visa and Qashio Transform Corporate Travel Payments?
Digital Lending / Digital Payments
How Will Visa and Qashio Transform Corporate Travel Payments?

Visa has partnered with Qashio, a UAE-based spend management specialist, to launch a groundbreaking initiative aimed at revolutionizing B2B travel payments. The Visa Commercial Choice Travel program is designed to streamline payment processes specifically for the travel and tourism sector. With a substantial commitment of over AED 100 million ($27 million), this collaboration draws on Visa’s robust digital payment platform

Read More
Are Digital Wallets the Future of Global Payment Systems?
Digital Lending / Digital Payments
Are Digital Wallets the Future of Global Payment Systems?

Digital wallets have rapidly emerged as a transformative force in the global payment landscape. As technology continues to evolve, these digital payment methods are becoming increasingly popular, offering convenience, security, and financial inclusivity. This article delves into the growth trajectory of digital wallets, regional adoption trends, and their broader implications for the financial technology (fintech) sector. The Rise of Digital

Read More
Are Free Instant Money Transfers in France Worth the Risk?
Digital Lending / Digital Payments
Are Free Instant Money Transfers in France Worth the Risk?

From January 9 onwards, a pivotal shift in France’s banking landscape will occur as new eurozone banking regulations make instant money transfers generally free. The instant transfers, which significantly reduce the transfer time from several days to approximately 10 seconds, will no longer come with a price tag of around €1, as previously charged by French banks. Instead, these transactions

Read More
How Will Checkout.com and Noqodi Transform UAE’s Payment Landscape?
E-Commerce
How Will Checkout.com and Noqodi Transform UAE’s Payment Landscape?

In a bid to revolutionize the payment landscape in the UAE, Checkout.com, a global payment solutions provider, has partnered with Noqodi, a UAE-based payment gateway and financial service provider. This collaboration aims to offer an enhanced payment experience for businesses and consumers in the region by leveraging the advanced payment technology of Checkout.com and the innovative digital platform of Noqodi.

Read More
Suppliers Key to Boosting Virtual Card Adoption in B2B Payments
Digital Lending / Digital Payments
Suppliers Key to Boosting Virtual Card Adoption in B2B Payments

The persistent reliance on paper checks for B2B transactions continues to pose significant challenges, creating a tug-of-war between buyers and suppliers where each party strives to meet its own financial goals. Buyers aim to hold onto their cash for as long as possible, while suppliers seek prompt payments to manage their accounts efficiently. The need for full engagement from all

Read More