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Home | Authors | Mikhail Hamilton
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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Are MoneyGram and Mastercard Revolutionizing Money Transfers?
Digital Lending / Digital Payments
How Are MoneyGram and Mastercard Revolutionizing Money Transfers?

The financial landscape is undergoing an extraordinary transformation as MoneyGram and Mastercard join forces to revolutionize digital money transfers both domestically and internationally.This groundbreaking partnership promises to enhance financial access and inclusion by providing customers with fast, secure, and virtually real-time payment solutions. At the core of this collaboration is the integration of Mastercard Move, a portfolio of advanced money

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April 3, 2025
How Will Fipto’s New License Revolutionize Global Payments?
E-Commerce
How Will Fipto’s New License Revolutionize Global Payments?

Fipto, a blockchain-based payment infrastructure company, has achieved a monumental milestone by securing its second stablecoin regulatory license in France. Issued by the French Prudential Control and Resolution Authority (ACPR), which is a part of the Bank of France, this accreditation allows Fipto to seamlessly integrate stablecoins into the existing global payment systems. This development enables the company to send

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April 3, 2025
Mastercard and Ethio Telecom Partner to Boost Financial Inclusion in Ethiopia
Digital Lending / Digital Payments
Mastercard and Ethio Telecom Partner to Boost Financial Inclusion in Ethiopia

In a significant collaboration aimed at enhancing financial inclusion and fostering economic growth, Mastercard and Ethio Telecom have joined forces to address myriad barriers to financial access in Ethiopia. This partnership leverages Mastercard’s global capabilities and Ethio Telecom’s extensive customer base to connect Ethiopian users to global financial systems and empower unbanked populations. By enabling secure local and international transactions

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April 3, 2025
UK Merchants Embrace QR-Based Payments for Chinese Tourists
E-Commerce
UK Merchants Embrace QR-Based Payments for Chinese Tourists

Amidst the ongoing digital transformation in commerce, UK merchants have taken significant strides to enhance their payment solutions for international consumers, particularly Chinese tourists. Through a strategic partnership between PXP and PayXpert Ltd., UK merchants will now be able to accept QR-based payments, such as Alipay+ and WeChat Pay, which are prominently used by Chinese consumers. Simon Brayshaw, VP of

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April 3, 2025
How Does Send App Revolutionize International Payments in Ghana?
Digital Lending / Digital Payments
How Does Send App Revolutionize International Payments in Ghana?

International payments have long posed significant challenges for those in Ghana and many other African countries, with issues ranging from high transaction fees to delayed processing times. The advent of Send App by Flutterwave has brought a new wave of innovation to this sector, aiming to address these challenges and streamline the process for both individuals and businesses. This app

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April 2, 2025
How Are Virtual Cards Revolutionizing Business Payments in APAC?
Digital Lending / Digital Payments
How Are Virtual Cards Revolutionizing Business Payments in APAC?

In recent years, virtual cards have gained significant traction, particularly within the Asia-Pacific (APAC) region. This surge in adoption is driven by the need for faster, more secure, and seamlessly integrated payment systems. Businesses in APAC are increasingly looking to mimic the efficiency of consumer payment experiences in their commercial transactions. The Technological Push Technological advancements have been pivotal in

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April 2, 2025
UAE to Launch Digital Dirham by 2025 in Major Financial Innovation Effort
Digital Lending / Digital Payments
UAE to Launch Digital Dirham by 2025 in Major Financial Innovation Effort

The Central Bank of the United Arab Emirates (CBUAE) is set to revolutionize the nation’s financial sector with the introduction of a retail central bank digital currency (CBDC), known as the digital dirham. Announced as part of the ambitious ‘Financial Infrastructure Transformation (FIT) Programme,’ this new initiative is geared towards enhancing financial inclusion, boosting payment innovation, and moving towards a

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April 2, 2025
Google Wallet Launches Tap-To-Pay for Kids With Parental Controls
Digital Lending / Digital Payments
Google Wallet Launches Tap-To-Pay for Kids With Parental Controls

Imagine a world where kids can easily purchase their favorite treat at a local bakery using a simple tap of their wrist, just as effortlessly as adults do with their smartphones. With digital payments becoming an integral part of daily life, Google Wallet is paving the way for kids to securely join the cashless society. Redefining Children’s Financial Experiences As

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April 2, 2025
Pandemic Spurs Healthier Credit Card Habits for UK Consumers
Digital Lending / Digital Payments
Pandemic Spurs Healthier Credit Card Habits for UK Consumers

The COVID-19 pandemic has had numerous far-reaching impacts on societies and economies around the world. Among these impacts, one of the more unexpected yet beneficial developments has been the shift in financial behavior among UK consumers, particularly in terms of credit card usage. An analysis conducted by the global analytic software leader FICO has revealed that during the pandemic, UK

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April 2, 2025
Mastercard Revolutionizes Commercial Payments with Embedded VCN Technology
E-Commerce
Mastercard Revolutionizes Commercial Payments with Embedded VCN Technology

Mastercard is modernizing commercial payments by using embedded Virtual Card Number (VCN) technology to streamline and improve interactions among banks, platforms, and corporate users. This initiative aims to accelerate the adoption of virtual cards, making commercial payments more seamless and consumer-like. By integrating this technology into existing systems, Mastercard is addressing the growing demand for efficient, user-friendly payment solutions, fundamentally

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April 2, 2025
Can UK Real-Time Payments Overcome Security Concerns to Gain Trust?
Digital Lending / Digital Payments
Can UK Real-Time Payments Overcome Security Concerns to Gain Trust?

Real-time payments (RTP) are revolutionizing financial transactions in the UK, offering faster and more efficient ways to send and receive money. Despite the convenience RTP provides, there are significant concerns among consumers about the security of these transactions. Recent findings from FICO indicate that 23% of UK consumers doubt the efficacy of security checks in RTP processes, highlighting a critical

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April 1, 2025
Can Mobile Payments Revolutionize Everyday Transactions and Services?
Digital Lending / Digital Payments
Can Mobile Payments Revolutionize Everyday Transactions and Services?

Introducing Nicholas Braiden, an early adopter of blockchain and our resident FinTech expert, who strongly advocates for financial technology’s transformative potential. Nicholas has extensive experience advising startups on leveraging technology to drive innovation in the digital payment and lending systems. What do you believe are the key components of a successful mobile payment ecosystem? A successful mobile payment ecosystem requires

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April 1, 2025