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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Moolahgo and Moreta Enable QRIS Payments in Indonesia
Digital Lending / Digital Payments
Moolahgo and Moreta Enable QRIS Payments in Indonesia

As global travel resumes its vibrant pace, the friction of currency exchange and card rejection remains a significant pain point for international visitors exploring Southeast Asia. We are joined today by a specialist in financial infrastructure who has spearheaded the integration of regional payment rails into the global ecosystem. With a deep understanding of the regulatory landscape and the technical

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Is Collaboration the Key to Modernizing Global Payments?
Digital Lending / Digital Payments
Is Collaboration the Key to Modernizing Global Payments?

The rapid disintegration of traditional boundaries between financial institutions and retail giants has created a high-stakes environment where isolated business strategies are increasingly becoming a liability rather than an asset. As we navigate the complexities of the current year, the global payments landscape is no longer defined by simple transactional exchanges but by a deeply integrated “unified ecosystem” where the

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Can Outcomes-Based Loans Revolutionize Student Financing?
Digital Lending / Digital Payments
Can Outcomes-Based Loans Revolutionize Student Financing?

Bridging the Gap Between Academic Potential and Financial Access The traditional landscape of higher education financing is undergoing a fundamental shift as the limitations of conventional credit scoring become increasingly apparent. For decades, students from low-income backgrounds or those pursuing non-traditional vocational paths have been sidelined by a system that prioritizes historical financial data over future earning potential. This timeline

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Trend Analysis: Embedded Finance for SMBs
Embedded Finance
Trend Analysis: Embedded Finance for SMBs

The era of small business owners walking into local bank branches to plead for working capital is rapidly fading as financial services merge into the very software that runs their operations. This shift represents a fundamental restructuring of how credit flows. By integrating capital into digital workflows, companies bypass traditional gatekeepers. Current trends show surging confidence in embedded capital, with

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Seattle Transit Launches Contactless Tap-to-Pay Options
Digital Lending / Digital Payments
Seattle Transit Launches Contactless Tap-to-Pay Options

Commuters navigating the bustling platforms of the King Street Station no longer need to fumble with specialized plastic cards or stand in line at aging kiosks to reach their destinations. For years, the Sound Transit experience often began with the frustration of a “low balance” alert at a crowded kiosk while a train pulled into the station. That friction is

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Mobile Payment Systems – Review
Digital Lending / Digital Payments
Mobile Payment Systems – Review

The sheer velocity of digital capital movement has reached a point where the traditional friction of physical currency feels like a relic of a distant, analog era. As we navigate the midpoint of the current decade, mobile payment systems have transitioned from niche convenience tools to the very central nervous system of global commerce. This evolution is perhaps most vividly

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Trend Analysis: Unified Payment Orchestration Platforms
Digital Lending / Digital Payments
Trend Analysis: Unified Payment Orchestration Platforms

The digital economy has reached a critical juncture where the speed of a transaction is no longer a competitive differentiator but a fundamental requirement for any institution that wishes to remain relevant in a hyper-connected marketplace. For decades, the back-end infrastructure of banking was built on a series of disconnected silos, each handling a specific type of money movement. However,

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Fanatics Re-Adopts Rokt AI to Drive E-Commerce Personalization
E-Commerce
Fanatics Re-Adopts Rokt AI to Drive E-Commerce Personalization

The sheer velocity of the modern digital sports economy leaves no room for generic consumer interactions, especially for an enterprise processing billions in merchandise sales across a fragmented global audience. Fanatics, a powerhouse that has redefined the intersection of sports commerce and fan engagement, recently made the strategic move to reintegrate with the Rokt AI network. This decision serves as

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How Will Ericsson and Mastercard Reshape Global Fintech?
Digital Lending / Digital Payments
How Will Ericsson and Mastercard Reshape Global Fintech?

The Strategic Convergence of Telecom and Global Payments The unprecedented integration of telecommunications infrastructure with global payment networks marks a definitive shift in how capital moves across international borders in our modern economy. This strategic collaboration between Ericsson, a global leader in telecommunications, and Mastercard, a titan in the international payments sector, represents a watershed moment for the global financial

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How Will Google Pay Shape the Future of Saudi Payments?
Digital Lending / Digital Payments
How Will Google Pay Shape the Future of Saudi Payments?

The Digital Revolution Arrives in the Kingdom The swift migration from physical wallets to smartphone-integrated financial ecosystems is currently reshaping the economic fabric of Saudi Arabia at an unprecedented velocity. As the nation moves toward a more diversified and tech-driven economy, the entry of Google Pay, in partnership with Mastercard, represents a pivotal moment for both consumers and merchants. This

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Mastercard Launches Google Pay for Users in Saudi Arabia
Digital Lending / Digital Payments
Mastercard Launches Google Pay for Users in Saudi Arabia

The arrival of Google Pay for Mastercard holders in Saudi Arabia marks a decisive shift in how a nation of tech-savvy consumers interacts with the global economy, effectively turning every Android smartphone into a high-security digital vault. This integration is far more than a simple software update; it is a calculated response to the soaring demand for contactless solutions in

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Real-Time Payment Systems – Review
Digital Lending / Digital Payments
Real-Time Payment Systems – Review

The traditional financial network is currently facing its most significant challenge in decades as digital-first consumers demand instantaneous transaction processing and zero-latency settlements. Real-time payment systems represent the pinnacle of this shift, moving away from the cumbersome batch processing of the past toward an agile, always-on infrastructure. This review examines how these systems are reshaping the global economy by integrating

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