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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Trend Analysis: Electric Vehicle Open Payment Systems
E-Commerce
Trend Analysis: Electric Vehicle Open Payment Systems

Imagine a world where charging an electric vehicle (EV) is as simple as tapping a card or phone at any station, anywhere, without juggling multiple apps or memberships. With EV adoption surging globally, the demand for seamless, user-friendly charging solutions has never been more pressing. Open payment systems are emerging as a game-changer, promising to simplify transactions and enhance accessibility

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Flutterwave Cross-Border Payments – Review
E-Commerce
Flutterwave Cross-Border Payments – Review

Imagine a world where sending money across continents is as simple as sending a text message, yet for millions of African migrant workers and their families, this remains a distant dream due to high fees and frustrating delays. In a landscape where remittances to Africa account for billions of dollars annually, the need for efficient, affordable solutions has never been

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Trend Analysis: Authorized Push Payment Fraud Prevention
Digital Lending / Digital Payments
Trend Analysis: Authorized Push Payment Fraud Prevention

Imagine a scenario where a trusted executive appears on a video call, urgently requesting a multimillion-dollar transfer to finalize a deal, only for the company to later discover it was a deepfake scam. This chilling reality underscores the escalating threat of Authorized Push Payment (APP) fraud, a crime where victims are tricked into willingly sending money to fraudsters. With global

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Stripe and Paradigm Launch Tempo Blockchain for Stablecoins
Fintech Blockchain
Stripe and Paradigm Launch Tempo Blockchain for Stablecoins

What if sending money across the globe was as instantaneous as sending a text message? In a world where cross-border payments often take days and come with hefty fees, Stripe and Paradigm have teamed up to challenge the status quo with their latest innovation, Tempo, a Layer-1 blockchain designed exclusively for stablecoins. Announced last year, this bold venture promises to

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Trend Analysis: Payment Solutions for Accounting Firms
Digital Lending / Digital Payments
Trend Analysis: Payment Solutions for Accounting Firms

In an era where digital transformation is reshaping every corner of the business world, accounting firms find themselves at a critical juncture, grappling with the need to streamline operations while meeting rising client expectations for speed and convenience. Imagine a scenario where a mid-sized firm struggles with delayed payments, manual invoicing errors, and frustrated clients—until a single integrated payment solution

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From Idea to Swipe: Launching a Winning Card Program
Digital Lending / Digital Payments
From Idea to Swipe: Launching a Winning Card Program

Setting the Stage for Card Program Expansion In today’s dynamic financial ecosystem, card programs—whether credit, debit, or prepaid—stand at the forefront of innovation, capturing the attention of banks, fintechs, and retailers alike. A striking statistic reveals that the global card payment market is projected to grow at a compound annual growth rate of over 7% from 2025 to 2030, driven

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How Will Mastercard and Qlub Transform GCC Dining Payments?
E-Commerce
How Will Mastercard and Qlub Transform GCC Dining Payments?

What if settling a restaurant bill took just a split second, with no need to wave down a server or dig through a wallet for cash or cards? In the bustling dining scenes of the Gulf Cooperation Council (GCC) region, where meals are as much about culture as they are about food, this seamless experience is becoming a reality. A

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Stripe Launches Terminal in Japan to Boost Unified Commerce
E-Commerce
Stripe Launches Terminal in Japan to Boost Unified Commerce

What happens when a tech-savvy nation struggles with clunky, disjointed payment systems? In Japan, where digital innovation thrives, nearly 80% of businesses juggling online and offline operations face hidden costs from managing multiple payment platforms, a staggering statistic drawn from research commissioned by Stripe and supervised by Prof. Naoyuki Iwashita of Kyoto University. This paints a picture of a market

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Trend Analysis: Embedded Payroll Solutions for Small Businesses
Payroll
Trend Analysis: Embedded Payroll Solutions for Small Businesses

Small business owners often find themselves buried under a mountain of administrative tasks, with payroll management standing out as one of the most time-consuming and complex challenges, frequently leading to errors or compliance issues that can cost thousands in penalties. This struggle underscores a pressing need for streamlined, efficient solutions that can alleviate such burdens. Digital integration in financial services

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Zum Rails Launches Mastercard Prepaid Card Program in Canada
E-Commerce
Zum Rails Launches Mastercard Prepaid Card Program in Canada

What if a single card could transform the way businesses manage expenses, pay workers, and engage customers—all with unmatched speed and security? That’s the bold vision behind a newly launched prepaid card program in Canada, a partnership between Zum Rails and Mastercard. This innovative solution is already making waves, promising to streamline financial operations in a world where every second

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How Will Airwallex Redefine Global Billing with OpenPay?
E-Commerce
How Will Airwallex Redefine Global Billing with OpenPay?

I’m thrilled to sit down with Nicholas Braiden, a trailblazer in the fintech world and an early adopter of blockchain technology. With his deep expertise in financial innovation, Nicholas has spent years advising startups on harnessing cutting-edge tools to transform digital payments and lending systems. Today, we’re diving into the exciting realm of global financial platforms, exploring how strategic acquisitions

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How TWINT Transforms Payments for 6 Million Swiss Users
Digital Lending / Digital Payments
How TWINT Transforms Payments for 6 Million Swiss Users

Setting the Stage: A Digital Payment Powerhouse In the compact yet financially sophisticated landscape of Switzerland, a staggering statistic emerges—over 6 million individuals, nearly 70% of the population, now rely on TWINT for their daily transactions as of 2025. This mobile payment app, deeply embedded in the Swiss economy, has not only redefined how money changes hands but also positioned

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