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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Review of APEXX Payment Orchestration
Digital Lending / Digital Payments
Review of APEXX Payment Orchestration

Navigating the labyrinth of global payment processing often presents enterprises with a significant challenge, turning a crucial revenue-generating function into a complex web of high costs and failed transactions. As the digital marketplace expands, the pressure to optimize every transaction intensifies, making the choice of a payment platform a critical strategic decision. This landscape sets the stage for payment orchestration

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Governments Crack Down on Corporate Late Payments
Digital Lending / Digital Payments
Governments Crack Down on Corporate Late Payments

The Hidden Cost of Waiting: Why Prompt Payment Is Now a Global Priority In an era of instant digital transactions, a baffling paradox persists in the corporate world: the deliberate delay of supplier payments. While technology allows for real-time fund transfers, many large corporations strategically extend payment cycles, creating significant cash flow challenges, particularly for their smaller suppliers. This practice,

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Review of Ingenico AXIUM Payment Platform
Digital Lending / Digital Payments
Review of Ingenico AXIUM Payment Platform

Navigating the labyrinth of global payment operations, with its fragmented technologies, disparate device fleets, and ever-present security threats, has long been the primary challenge for financial institutions and large-scale merchants. In response to this persistent complexity, Ingenico has introduced its AXIUM payment device family and the Ingenico 360 cloud platform, a tandem launch that creates a unified ecosystem designed to

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Invisible Wallets Are Making Crypto Mainstream
Fintech Blockchain
Invisible Wallets Are Making Crypto Mainstream

Tapping a phone to pay for coffee, sending money instantly across borders, or donating to a charity could all be powered by the blockchain without anyone ever seeing a complex wallet address or managing a seed phrase. This is not a vision of the distant future; it is the reality being built today. The most significant barrier to mass crypto

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Deel and MoonPay Launch Global Stablecoin Payroll
Fintech Blockchain
Deel and MoonPay Launch Global Stablecoin Payroll

The global workforce has undergone a seismic shift, with remote employment transcending geographical boundaries and creating a truly international talent market. However, the financial infrastructure supporting this new reality has largely remained stagnant, tethered to slow, expensive, and often unreliable traditional banking rails. Cross-border payments can take days to settle, are subject to exorbitant fees, and leave workers in regions

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Trend Analysis: Cross-Border E-commerce Operations
E-Commerce
Trend Analysis: Cross-Border E-commerce Operations

The promise of a truly global marketplace has become a daily reality, where consumers can order artisanal products from another continent with the same ease as they might order a pizza from down the street. This “buy global, sell global” phenomenon is more than just a convenience; it represents a fundamental shift in commerce. Behind every seamless international transaction lies

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Are Embedded Payments the Future of Insurance?
FinTech Insurance
Are Embedded Payments the Future of Insurance?

As an early adopter of blockchain and a strong advocate for its transformative potential, Nikolai Braiden has spent his career at the intersection of finance and technology. With extensive experience advising startups, he offers a unique perspective on how digital innovation is reshaping industries. Today, we delve into the world of InsurTech, exploring a recent collaboration that highlights the critical

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Will This Partnership Reshape MENA Remittances?
E-Commerce
Will This Partnership Reshape MENA Remittances?

A Digital Handshake Ooredoo and Western Union Join Forces to Modernize Money Transfers Sending money across borders has long been a complex process for millions in the Middle East and North Africa, but a landmark alliance is poised to fundamentally alter that experience. This guide dissects the new strategic partnership between Ooredoo Fintech and Western Union, a collaboration designed to

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Trend Analysis: Regional Payment Orchestration
Digital Lending / Digital Payments
Trend Analysis: Regional Payment Orchestration

The promise of unprecedented growth in the Middle East and North Africa’s digital economy is tempered by the immense operational complexity businesses face when trying to cater to a diverse array of local payment preferences. As e-commerce surges across the region, navigating this fragmented payment ecosystem has become a primary hurdle for any digital business aiming to scale. In response,

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B2B Subscription Management – Review
E-Commerce
B2B Subscription Management – Review

The rapid expansion of the subscription economy has created a complex web of recurring revenue streams, forcing businesses to navigate a fragmented landscape of disparate financial tools. The emergence of integrated B2B subscription management tools represents a significant advancement in the financial technology sector. This review will explore the evolution of these platforms, using the new Revolut Business “Subscriptions” feature

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Trend Analysis: Agentic E-Commerce
E-Commerce
Trend Analysis: Agentic E-Commerce

The familiar act of adding items to a digital shopping cart is quietly being rendered obsolete by a sophisticated new class of autonomous AI that promises to redefine the very nature of online transactions. From passive browsing to proactive purchasing, a new paradigm is emerging. This analysis explores Agentic E-Commerce, where AI agents act on our behalf, promising a future

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Review of BNY Cross-Border Payment Solution
Digital Lending / Digital Payments
Review of BNY Cross-Border Payment Solution

The multi-day wait for international payments to clear has long been a frustrating yet accepted cost of doing business globally, but a new wave of financial technology is challenging that status quo. For decades, the complexities of correspondent banking have meant delays, opaque fees, and cumbersome reconciliation processes for corporations. This review examines the BNY cross-border payment solution, particularly through

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