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Home | Authors | Mikhail Hamilton
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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Can Ripple and Chipper Cash Transform Cross-Border Payments in Africa?
Digital Lending / Digital Payments
Can Ripple and Chipper Cash Transform Cross-Border Payments in Africa?

The partnership between Ripple, a leader in cross-border payment and digital asset custody solutions, and Chipper Cash, a prominent African payments provider, is set to revolutionize cross-border payments in Africa. This collaboration aims to leverage Ripple’s crypto-enabled payment solutions to facilitate faster, more cost-effective, and seamless international transactions. The integration of Ripple’s technology into Chipper Cash’s platform is poised to

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March 31, 2025
How Are Real-Time Payments Revolutionizing Global Finance?
Digital Lending / Digital Payments
How Are Real-Time Payments Revolutionizing Global Finance?

The global financial landscape is undergoing a transformative shift towards real-time payments, driven by the demand for instant, seamless financial transactions. Traditional banking systems, often characterized by their slow pace and cumbersome processes, are becoming increasingly intolerable to both consumers and businesses. The expectations for immediate transaction processing around the clock are steering a broader financial revolution, reshaping commerce, financial

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March 31, 2025
BRICS Explores New Cross-Border Payment System Potential with XRP
Digital Lending / Digital Payments
BRICS Explores New Cross-Border Payment System Potential with XRP

In the evolving landscape of global finance, the recent developments within the BRICS nations highlight a significant shift towards an independent cross-border payment system. This initiative is not merely a reaction to Western financial controls but also an embrace of innovative technologies that could redefine international transactions. Russian Finance Minister Anton Siluanov’s recent comments underline the BRICS nations’ focus on

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March 31, 2025
How Do TreviPay’s New Features Enhance B2B Purchasing Controls?
E-Commerce
How Do TreviPay’s New Features Enhance B2B Purchasing Controls?

In a landscape where B2B transactions continuously evolve, ensuring precise and streamlined purchasing controls is critical for maintaining efficiency and compliance. TreviPay, a global B2B payments and invoicing network, has recognized this necessity by introducing advanced purchase control features. These enhancements promise to mitigate common inefficiencies in B2B procurement by automating processes and enforcing customized purchasing policies. Addressing issues such

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March 31, 2025
10 Easy Ways to Pay Your SBI Credit Card Bill Online and Offline
Digital Lending / Digital Payments
10 Easy Ways to Pay Your SBI Credit Card Bill Online and Offline

Managing credit card bills can often be a source of stress for consumers, especially with multiple options for payment. Understanding that timely payments are critical to maintaining a good credit score and avoiding unnecessary charges, SBI offers a plethora of payment methods. This guide highlights some of the most convenient online and offline ways to pay an SBI credit card

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March 31, 2025
How Is ICCU Enhancing Loans with AI Through Upstart Partnership?
Digital Lending / Digital Payments
How Is ICCU Enhancing Loans with AI Through Upstart Partnership?

ICCU has continually sought innovative solutions to expand its lending capabilities and enhance member experiences. In collaboration with Upstart, an advanced AI-powered lending marketplace, ICCU is embarking on a significant venture to refine its personal loan offerings and streamline the lending process. The integration of cutting-edge AI technology into ICCU’s operations signifies a notable milestone in the institution’s journey toward

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March 31, 2025
FedNow to Offer 24/7 Real-Time Payments for All US Banks
Digital Lending / Digital Payments
FedNow to Offer 24/7 Real-Time Payments for All US Banks

The Federal Reserve is set to revolutionize the American banking system with the introduction of FedNow, a groundbreaking 24/7 real-time payment service. This innovative system is designed to enable all US banks, including smaller financial institutions, to offer instantaneous payment services accessible any day of the week. The primary objective of FedNow is to enhance budget management capabilities for individuals

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March 31, 2025
Top Credit Cards for Maximizing Miles on Utility Bills in 2025
Digital Lending / Digital Payments
Top Credit Cards for Maximizing Miles on Utility Bills in 2025

Navigating the ever-evolving landscape of credit card rewards can be increasingly challenging, especially when trying to maximize miles on utility bills. Banks have steadily reduced or eliminated rewards for utility payments, making it harder for consumers to benefit from such transactions. However, despite these restrictions, there are still viable options for earning miles on utility bills. Among the top choices

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March 31, 2025
Is Pakistan Leading the Charge Towards a Cashless Economy?
Digital Lending / Digital Payments
Is Pakistan Leading the Charge Towards a Cashless Economy?

Digital payments have become the dominant method for retail transactions in Pakistan, with 88% of the transactions now conducted through digital channels such as mobile banking apps, BB wallets, and e-money wallets. The State Bank of Pakistan (SBP) reported a significant rise in digital payments, with 1,450 million transactions amounting to Rs. 24 trillion, indicating a 12% increase in volume

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March 31, 2025
Taulia and Lloyds Partner with Visa to Revolutionize B2B Payments
Digital Lending / Digital Payments
Taulia and Lloyds Partner with Visa to Revolutionize B2B Payments

A significant collaboration has emerged in the realm of financial technology, providing transformative solutions for business-to-business (B2B) payments. Taulia, a leading working capital management solutions provider, has teamed up with Lloyds, the UK’s most extensive retail and commercial financial services provider. Their partnership aims to introduce Visa-enabled Virtual Cards into SAP Business Suite solutions. This integration promises to revolutionize B2B

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March 31, 2025
Primer and J.P. Morgan Payments Partner to Boost Global Merchant Solutions
Digital Lending / Digital Payments
Primer and J.P. Morgan Payments Partner to Boost Global Merchant Solutions

In an era where merchant payment strategies are continuously evolving to meet the demands of a global economy, the partnership between Primer and J.P. Morgan Payments promises to bring significant advancements to the field. Primer, a unified infrastructure provider for global payments and commerce, is integrating J.P. Morgan Payments to offer merchants a seamless platform to accept, optimize, and manage

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March 31, 2025
Is Pay iO Revolutionizing Global Trade with USD Business Accounts?
E-Commerce
Is Pay iO Revolutionizing Global Trade with USD Business Accounts?

In an era where global trade dynamics constantly evolve, the introduction of Pay iO’s named USD business accounts presents an innovative advancement, aiming to revolutionize international transactions. The company’s latest initiative, featuring dedicated International Bank Account Numbers (IBANs), aims to facilitate seamless cross-border transactions while significantly cutting down currency conversion costs. This bold move is a significant stride toward simplifying

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March 31, 2025