Mikhail Hamilton, Author at B2Bdaily.com

Digital Lending / Digital Payments

Trend Analysis: Digital Payment Solutions for Businesses

In an era where business transactions evolve at lightning speed, the shift to digital payment solutions has become a cornerstone of modern commerce, transforming how companies operate across industries. With cash and paper-based methods rapidly giving way to seamless, technology-driven alternatives, businesses are embracing digital tools to streamline operations, enhance security, and meet customer expectations. The significance of these solutions

November 13, 2025

Digital Lending / Digital Payments

How Can Unified Payments Transform Financial Systems?

Understanding Unified Payments: A New Financial Frontier The financial world stands at a critical juncture where the convergence of traditional fiat systems and digital assets is no longer a distant vision but an urgent necessity, especially with billions of transactions occurring daily across fragmented infrastructures. The inefficiencies of siloed systems have become glaringly apparent, making unified payments a transformative solution

November 13, 2025

Digital Lending / Digital Payments

Visa and Mastercard Settlement Threatens Rewards Cards

In a landscape where credit card rewards have become a staple of consumer spending, a staggering statistic emerges: nearly 90% of credit cards now offer some form of rewards, driving up transaction costs for merchants to as much as 2.5% per swipe. This has sparked a heated battle between merchants and card issuers, culminating in a proposed settlement between Visa,

November 12, 2025

Digital Wealth Management

Arta Expands AI Wealth Platform Globally with Major Clients

Today, we’re thrilled to sit down with Nicholas Braiden, a pioneering figure in the fintech space and an early adopter of blockchain technology. With a deep-rooted belief in the power of financial technology to revolutionize digital payments and lending, Nicholas has spent years advising startups on harnessing innovation to drive progress in the industry. In this conversation, we dive into

November 12, 2025

Digital Lending / Digital Payments

Monetizing Digital Banking: Balancing Value and Revenue

I’m thrilled to sit down with Nicholas Braiden, a pioneering figure in the fintech world and an early adopter of blockchain technology. With his deep expertise in financial innovation, Nicholas has been a guiding force for startups looking to harness technology to revolutionize digital payments and lending systems. Today, we’re diving into the evolving landscape of digital banking, exploring how

November 12, 2025

Fintech Blockchain

How Will CFTC Oversight Reshape Crypto Trading in the US?

In a bustling digital marketplace, millions of American crypto traders hover over their screens, eager for a game-changing shift that could transform their industry. Spot trading of digital assets—direct buying and selling without intermediaries—could soon become a reality under the Commodity Futures Trading Commission (CFTC) oversight, with whispers of this transformation gaining traction in Washington. The crypto industry stands on

November 12, 2025

Fintech Blockchain

Ripple Partners with Mastercard for Stablecoin Settlement

I’m thrilled to sit down with Nicholas Braiden, a trailblazer in the FinTech world and an early advocate for blockchain technology. With years of experience advising startups on harnessing cutting-edge solutions to revolutionize digital payments and lending, Nicholas brings unparalleled insight into how financial technology is reshaping the industry. Today, we’re diving into a groundbreaking collaboration between Ripple, Mastercard, WebBank,

November 12, 2025

AI and ML

How Is Perk Revolutionizing Work with AI and Automation?

Imagine a workplace where employees spend hours each week entangled in tedious, non-essential tasks like booking travel, filing expenses, or chasing approvals, costing businesses trillions annually in lost productivity. This hidden burden, often referred to as shadow work, has long plagued organizations, sapping energy and focus from core responsibilities. Enter Perk, a company that has evolved from a business travel

November 12, 2025

Digital Lending / Digital Payments

MoneyGram and Oscilar Partner for AI-Driven Payment Security

In an era where digital transactions are skyrocketing, the alarming rise in sophisticated cyber threats poses a significant challenge to global payment systems, with billions of dollars at risk annually due to fraud and security breaches, underscoring the urgent need for innovative solutions. This pressing issue highlights the importance of advanced technologies that can keep pace with evolving risks in

November 11, 2025

Fintech Blockchain

How Did Ripple Secure $500M and Reach a $40B Valuation?

In an era where blockchain technology is reshaping global finance, Ripple’s recent achievement of securing $500 million in funding and reaching a staggering $40 billion valuation stands as a monumental milestone, sparking intense discussion across the fintech and cryptocurrency sectors. This development raises questions about how a company initially focused on cross-border payments scaled to such heights. What strategies fueled

November 11, 2025

Robotic Process Automation In Fintech

Pay3 Unveils Agentic Payments Platform for AI Finance

What happens when artificial intelligence takes control of financial transactions, executing deals and managing funds without human intervention? This isn’t a far-off sci-fi concept but a real innovation introduced by Pay3, a fintech pioneer pushing the limits of automation. In an era where businesses struggle with inefficiencies and rising costs, Pay3’s Agentic Payments Platform emerges as a game-changer, promising to

November 11, 2025

Embedded Finance

How Does BNPL Fuse Boost Sales in Emerging Markets?

Introduction In emerging markets across Latin America, Africa, the Middle East, and Asia, a staggering number of consumers remain underbanked, often lacking access to traditional credit options like credit cards, which results in merchants losing up to 66% of potential sales due to high cart abandonment rates at checkout. Addressing this challenge, a groundbreaking solution has emerged to transform the

November 11, 2025