Regulation Archives | Page 3 of 104

Cyber Security

A New Security Model for IT and OT Is Needed

The invisible wall that once separated corporate information technology from the operational technology driving our physical world has definitively collapsed, creating a new and perilous reality for critical infrastructure sectors. This convergence, fueled by the relentless pursuit of efficiency and data-driven optimization, has effectively dismantled traditional security perimeters that once guarded power plants, manufacturing floors, and transportation networks. Consequently, organizations

January 28, 2026

FinTech Insurance

Can This New Plan Fix Malaysia’s Health Insurance?

An Overview of the Proposed Reforms The escalating cost of private healthcare has placed an immense and often unsustainable burden on Malaysian households, forcing many to abandon their insurance policies precisely when they are most needed. In response to this growing crisis, government bodies have collaborated on a strategic initiative designed to overhaul the private health insurance landscape. This new

January 27, 2026

Data Science

Data Architecture Is Crucial for Financial Stability

In today’s hyper-connected global economy, the traditional tools designed to safeguard the financial system, such as capital buffers and liquidity requirements, are proving to be fundamentally insufficient on their own. While these measures remain essential pillars of regulation, they were designed for an era when risk accumulated predictably within the balance sheets of large banks. The modern financial landscape, however,

January 27, 2026

Digital Lending / Digital Payments

Banks Urged to Avoid Risky Credit Builder Cards

With the secured credit card market being reshaped by fintech innovation, we’re seeing a new generation of “credit builder” products challenge the traditional model. These cards, which link credit lines to checking account balances rather than locked deposits, are rapidly gaining traction among consumers with limited or damaged credit. To help us understand this evolving landscape, we are speaking with

January 27, 2026

Digital Lending / Digital Payments

Credit Card Rate Cap May Hurt Subprime Borrowers Most

A proposed national cap on credit card interest rates, set at a seemingly reasonable 10%, is sparking a contentious debate over whether such a measure would protect vulnerable consumers or inadvertently push them out of the mainstream financial system altogether. While proponents advocate for the cap as a necessary guardrail against predatory lending, a growing body of research and expert

January 27, 2026

Data Centres and Virtualization

UK Data Center Push Faces Major Legal Setback

A single, admitted “serious logical error” has thrown the United Kingdom’s national technology strategy into question, revealing a critical vulnerability in its aggressive push to become a global hub for digital infrastructure. The government’s ambitious plans to fast-track data center development, a cornerstone of its economic policy, have collided with the unyielding principles of legal due process, culminating in a

January 27, 2026

Employment Law

Why Were Employers Banned From Hiring Foreign Labor?

In a striking move to uphold its “locals first” employment policy, Hong Kong’s Labour Department recently imposed a two-year ban on three local companies, effectively cutting off their access to foreign labor pools. This decisive action against Grosswell Limited, Tmomo (Tsuen Wan) Limited, and Pei Ho Ming Ho Roasted Meat Restaurant sends a clear message to the business community about

January 27, 2026

Fintech Blockchain

F/m Seeks SEC Approval for First Tokenized ETF Shares

The long-theorized convergence of legacy financial markets and blockchain technology is inching closer to reality as a major investment firm formally requests permission to issue a new class of digitally native securities. F/m Investments, a firm managing over $18 billion in assets, has submitted a landmark exemptive application to the U.S. Securities and Exchange Commission (SEC). The filing proposes a

January 27, 2026

Cyber Security

Trend Analysis: Cybersecurity Failures in E-commerce

The sudden evaporation of over $8 billion in market value for e-commerce giant Coupang served as a stark reminder that a single security oversight can now unravel years of corporate growth and public trust. In the hyper-competitive digital marketplace, data is the currency of commerce, and its protection is not merely an IT function but the bedrock of customer relationships.

January 27, 2026

Robotic Process Automation In Fintech

Trend Analysis: AI-Driven Financial Guidance

The digital transformation of finance has inadvertently created a landscape where consumers are paralyzed by an abundance of choices, leaving them with sophisticated tools but a deficit of genuine direction. As financial institutions (FIs) race to digitize their services, they face an existential risk of becoming commoditized and indistinguishable from one another. This analysis explores the defining trend that promises

January 27, 2026

Embedded Finance

Rising BNPL Late Payments Create Hidden Risks

The seamless convenience of splitting a purchase into four interest-free installments has rapidly transformed the retail landscape, yet beneath this frictionless surface, a worrying trend of missed payments reveals a growing financial vulnerability for millions of consumers. This new form of credit, marketed as a smarter way to shop, is creating a complex web of debt where the lines between

January 27, 2026

Fintech Blockchain

Why Are UK Banks Blocking Crypto Transfers?

With digital assets moving from the fringes to the financial mainstream, the path to full integration remains fraught with friction. We’re joined by a leading expert on UK digital asset policy, whose recent research with the UK Cryptoasset Business Council has illuminated a critical chokepoint in the system: the relationship between crypto exchanges and traditional banks. She offers a clear-eyed

January 27, 2026