Tag

Money Management

Summer 2025: More Travelers Opt for Buy Now, Pay Later Options
Embedded Finance
Summer 2025: More Travelers Opt for Buy Now, Pay Later Options

In summer 2025, an intriguing shift is underway in how Americans finance their travel plans, with a marked increase in the use of “buy now, pay later” (BNPL) services. This developing trend allows consumers to spread the cost of their vacations over several payments rather than making a single hefty upfront expenditure. Offering a tempting appeal, BNPL is capturing the

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Are Buy Now, Pay Later Services Worth the Risk for Summer Travel?
Embedded Finance
Are Buy Now, Pay Later Services Worth the Risk for Summer Travel?

This summer, as people gear up to travel, many are turning to alternative payment options to fund their vacations. However, these choices come with their own set of challenges. Here to share insights on this topic is Nicholas Braiden, a leading FinTech expert renowned for his work in blockchain and advising startups on financial technology. Can you tell us more

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Missing Features in 2025: What $200 Motherboards Can’t Offer
Hardware
Missing Features in 2025: What $200 Motherboards Can’t Offer

In the ever-evolving world of technology, the year 2025 sets a new benchmark for what PC builders and tech enthusiasts expect from their hardware. Budget constraints often push builders to consider motherboards priced below $200, but these come with notable limitations. While these motherboards generally perform well in areas such as performance, connectivity, and input/output (I/O) options, they often fall

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Viva.com Expands Mastercard Move to UK for Instant Payments
Digital Lending / Digital Payments
Viva.com Expands Mastercard Move to UK for Instant Payments

Viva.com, a tech-driven bank tailored for businesses, is making significant strides in the financial technology sector with the expansion of Mastercard’s instant payment service, Mastercard Move, to the UK. This advancement underscores a growing trend in Europe and beyond, where there is an increasing preference for near-instant payments, both among consumers and businesses. The European Central Bank has reported a

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How Will Cross-Border QR Payments Transform ASEAN’s Economy?
Digital Lending / Digital Payments
How Will Cross-Border QR Payments Transform ASEAN’s Economy?

Bank Negara Malaysia (BNM) and the National Bank of Cambodia have launched the second phase of the Cross-Border QR Payment initiative to enhance digital payment connectivity between Malaysia and Cambodia. The initiative, which started in 2024, aims for seamless and instant payments between the nations through participating financial institutions. The initial phase allowed Cambodian users to make retail payments in

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Should New Investors Avoid Meme Coins in the Crypto Market?
Fintech Blockchain
Should New Investors Avoid Meme Coins in the Crypto Market?

In the ever-evolving landscape of cryptocurrencies, the allure of meme coins has captured the attention of many new investors. These digital assets, often inspired by internet memes and driven by social media hype, have experienced explosive rallies in the past, promising lucrative returns.However, the current market trend paints a different picture, showing a significant decline that raises questions about their

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Will BNPL Loans on Credit Reports Benefit Consumers?
Embedded Finance
Will BNPL Loans on Credit Reports Benefit Consumers?

The transformation within the Buy Now, Pay Later (BNPL) industry marks a significant shift toward greater transparency as major players like Affirm, Experian, and TransUnion have begun incorporating BNPL data into credit systems.This major development raises important questions about how this move will impact users’ financial health. The integration’s primary goal is to provide a more comprehensive view of consumer

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How Digital Payments Are Transforming Nepal’s Economy
Digital Lending / Digital Payments
How Digital Payments Are Transforming Nepal’s Economy

Digital payments have ushered in a significant transformation in Nepal’s economy, swapping traditional cash transactions for electronic methods.QR codes have become ubiquitous from malls to street vendors, and this shift is expected to remarkably alter GDP figures over the next decade. The Shadow Economy and Tax Evasion Historical Struggles with the Shadow Economy For years, Nepal’s economy has grappled with

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XRP Jumps 7% Amid Whale Activity and Market Recovery
Fintech Blockchain
XRP Jumps 7% Amid Whale Activity and Market Recovery

In a remarkable turn of events, XRP, the cryptocurrency associated with Ripple, experienced a significant price surge of 7%, reaching an impressive $2.17. This upward momentum took place during a broader recovery trend in the crypto market, accentuated by an 18% rise in trading volumes that climbed to over $4.22 billion.Despite these positive developments, XRP’s journey was not entirely smooth.

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TRUMP Token Plummets Over 13% Amid Surging Sell-Off and Market Fears
Fintech Blockchain
TRUMP Token Plummets Over 13% Amid Surging Sell-Off and Market Fears

In a dramatic and unforeseen turn of events, the TRUMP token has experienced a sharp decline of over 13% within the past 24 hours, causing ripples throughout the cryptocurrency market.The token, backed by Donald Trump prior to his tenure as the 47th president of the United States, has struggled to maintain stability amid surging sell-offs and growing market fears. The

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Pandemic Spurs Healthier Credit Card Habits for UK Consumers
Digital Lending / Digital Payments
Pandemic Spurs Healthier Credit Card Habits for UK Consumers

The COVID-19 pandemic has had numerous far-reaching impacts on societies and economies around the world. Among these impacts, one of the more unexpected yet beneficial developments has been the shift in financial behavior among UK consumers, particularly in terms of credit card usage. An analysis conducted by the global analytic software leader FICO has revealed that during the pandemic, UK

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Can UK Real-Time Payments Overcome Security Concerns to Gain Trust?
Digital Lending / Digital Payments
Can UK Real-Time Payments Overcome Security Concerns to Gain Trust?

Real-time payments (RTP) are revolutionizing financial transactions in the UK, offering faster and more efficient ways to send and receive money. Despite the convenience RTP provides, there are significant concerns among consumers about the security of these transactions. Recent findings from FICO indicate that 23% of UK consumers doubt the efficacy of security checks in RTP processes, highlighting a critical

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