Imagine holding a significant portion of your wealth in a single stock, a common scenario for startup employees and corporate executives, only to face a daunting tax bill when attempting to diversify your portfolio. This challenge, affecting countless high-net-worth individuals, underscores a pressing need for innovative financial strategies in an increasingly complex market. With concentrated stock positions becoming more prevalent,
Introduction Imagine a world where billions of dollars flow across borders every year, connecting families, fueling economies, and shaping global financial landscapes. In 2025, cross-border money transfers, particularly remittances sent by migrants to their home countries, account for a staggering $831 billion annually, a figure that continues to climb. This financial lifeline not only supports individual households but also plays
Imagine scrolling through a favorite e-commerce app to buy a much-needed gadget, only to be offered an instant loan at checkout with just a few clicks—no bank visits, no lengthy paperwork. This seamless integration of financial services into everyday digital platforms is the essence of embedded finance, a transformative trend that is reshaping how credit is accessed in unexpected places
What if the secret to skyrocketing business success in a hyper-connected world lies not in groundbreaking products, but in the invisible threads of financial transactions woven into every customer interaction? Picture a small online retailer in Texas effortlessly selling to customers in Tokyo, with payments processed instantly in yen, without ever touching a bank portal. This is the power of
Setting the Stage for a Payments Revolution Imagine a world where cross-border transactions, often bogged down by high fees and delays, become as seamless as sending a text message. This vision is closer to reality with ONERWAY, a UK-based global payments infrastructure provider, making waves in the industry by securing $10 million in a Series A+ funding round, pushing its
In an era where financial services are undergoing rapid transformation, the fintech industry stands at the forefront of innovation, driven by strategic acquisitions, cutting-edge artificial intelligence, and the relentless rise of digital banking solutions. Across the globe, both established financial institutions and agile startups are redefining how money is managed, transactions are processed, and customer experiences are shaped. From billion-dollar
Imagine a world where sending money across borders is as simple and instantaneous as sending a text message, yet millions of expatriates still face delays, high fees, and security concerns when supporting their families abroad. In 2025, the global remittance market continues to grow, with digital transactions becoming a lifeline for communities in high-demand corridors like Australia to the Philippines.
Introduction Imagine a world where businesses can process high-value transactions instantly, securely, and without the burden of hefty fees, all while offering customers a seamless payment experience that transforms their interactions. This scenario is no longer a distant dream but a reality shaped by innovative collaborations in the digital payment landscape. The partnership between Payit™ by NatWest and Prommt stands
Imagine a world where a freelancer in a remote village in India receives payment for a project completed for a US-based company within minutes, directly in local currency, without exorbitant fees or frustrating delays. This scenario, once a distant dream, is becoming a reality for millions of gig workers globally. The gig economy, a powerhouse of modern labor, is transforming
The Transformative Power of Generative AI in Banking In an era where technology reshapes industries at an unprecedented pace, generative AI (GenAI) stands out as a revolutionary force, particularly in the banking sector, where it is driving innovation to new heights by redefining how financial institutions operate and engage with customers. This cutting-edge technology, capable of creating content, predicting outcomes,
Imagine a world where the grueling, multi-day process of credit underwriting for high-value loans is reduced to mere hours, enabling banks and financial institutions to approve critical funding for small businesses almost instantly. This is not a distant dream but a reality brought to life by CAM AI, an innovative AI-powered credit underwriting platform developed by Perfios, a leading India-based
Imagine a world where financial services are so seamlessly integrated into everyday digital experiences that managing money feels as natural as sending a text message. This is the promise of embedded finance, a rapidly evolving technology that weaves banking, payments, and credit solutions into non-financial platforms. As consumers increasingly demand accessible and intuitive financial tools within their favorite apps, embedded
