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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Klarna and Visa Launch Klarna Card for Flexible Payments
Digital Lending / Digital Payments
Klarna and Visa Launch Klarna Card for Flexible Payments

Amid the evolving landscape of digital financial services, Klarna has teamed up with Visa to unveil an innovative payment solution set to transform consumer payment experiences: the Klarna Card. This initiative marks a significant pivot towards providing flexible, consumer-centric financial tools, diverging from traditional interest-heavy credit systems. In a world increasingly seeking financial autonomy, the Klarna Card offers a unique

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Can dLocal and Panda Remit Transform African Remittances?
E-Commerce
Can dLocal and Panda Remit Transform African Remittances?

In a landscape where financial inclusion remains a critical challenge, a new partnership seeks to make significant strides in transforming remittance services. dLocal, a renowned cross-border payment platform, and Panda Remit, a global remittance service, have embarked on a strategic partnership with a pivotal goal: to enhance African remittance services. This venture aims to tackle the long-standing issues of high

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PayPal Expands With Mastercard-Backed Physical Credit Card
Digital Lending / Digital Payments
PayPal Expands With Mastercard-Backed Physical Credit Card

In a strategic move to bolster its financial services, PayPal has introduced a physical credit card in collaboration with Mastercard, expanding its PayPal Credit service. This development signifies a shift beyond digital-only transactions, allowing PayPal users to enjoy seamless purchasing experiences both online and offline. Issued by Synchrony, the card aims to meet the growing consumer demand for integrated financial

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Are Mid-Tier Banks Ready for Payment System Modernization?
Digital Lending / Digital Payments
Are Mid-Tier Banks Ready for Payment System Modernization?

The financial industry stands at a crossroads where payment system modernization isn’t just a competitive advantage but an absolute necessity. As technological advancements and customer expectations evolve, financial institutions must keep pace by investing in cutting-edge payment infrastructures. Recent discussions at prominent forums have brought attention to the imperative for mid-tier banks to embrace new technologies such as hosted and

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Kuwait’s WAMD: Leading the Real-Time Payment Revolution?
Digital Lending / Digital Payments
Kuwait’s WAMD: Leading the Real-Time Payment Revolution?

The dawn of Kuwait’s real-time payment system, WAMD, has marked a significant chapter in the evolution of digital payments. Emerging from a collaboration between ACI Worldwide and Kuwait’s national electronic banking company, KNET, WAMD operates as an account-to-account (A2A) transfer platform, enabling instantaneous transactions facilitated by mobile applications and online banking. Since its launch in 2024, the system has outpaced

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Transforming Luxury: The Future of Digital Commerce
E-Commerce
Transforming Luxury: The Future of Digital Commerce

The digital transformation of the luxury retail sector has become a pivotal focal point as the landscape continues to evolve at an unprecedented rate. This transformation is highlighted by the obsolescence of traditional e-commerce models, making room for more sophisticated, consumer-centric strategies. Recent dialogues among top industry leaders underscore a collective assertion: the traditional e-commerce paradigm has exhausted its utility

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Will QR Code Payments Dominate Future Transactions?
Digital Lending / Digital Payments
Will QR Code Payments Dominate Future Transactions?

The digital realm continues to redefine how we conduct financial transactions in an increasingly contactless world. QR code payments, a technology that has gained significant traction over the past few years, stand at the forefront of this transformation. Initially popularized in the automotive industry, QR codes have now penetrated various sectors, offering a seamless, efficient, and secure method of payment.

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How Will Digital Payment Platforms Adapt in 2025?
Digital Lending / Digital Payments
How Will Digital Payment Platforms Adapt in 2025?

Entering 2025, digital payment platforms face a critical juncture, spurred by escalating consumer demands for enhanced convenience, security, and functionality. The remarkable shift in financial transaction modes has compelled these platforms to adopt innovative features to maintain relevance in an increasingly competitive landscape. The digital payment sector’s evolution underscores the continuous alignment required with consumer expectations. This interplay between technological

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How Is OatFi Revolutionizing B2B Payments?
Digital Lending / Digital Payments
How Is OatFi Revolutionizing B2B Payments?

In the rapidly evolving landscape of business-to-business transactions, the efficient flow of funds is crucial. OatFi, a financial technology company, has emerged as a significant player by enhancing embedded credit infrastructure within the B2B payments sector. Recently securing $24 million in Series A funding led by White Star Capital and contributions from industry giants like Portage and QED, OatFi is

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TransferGo and Griffin Launch Multi-Currency Business Accounts
E-Commerce
TransferGo and Griffin Launch Multi-Currency Business Accounts

In a strategic move to leverage the rapidly evolving global financial landscape, TransferGo, a well-regarded global fintech company, has united forces with Griffin, a distinguished UK bank specializing in fintech platforms. This partnership is a significant milestone for both entities, as it marks the launch of multi-currency business accounts that aim to streamline international money management for businesses. A standout

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The Battle of Payments: Digital Solutions vs. Traditional Methods
Digital Lending / Digital Payments
The Battle of Payments: Digital Solutions vs. Traditional Methods

In the rapidly evolving financial landscape of the United Kingdom, payment methods as a whole have undergone significant transformations, driven by innovative technologies and shifting consumer preferences. Two distinct factions are spearheading this evolution: digital payment solutions and traditional methods such as cash and card transactions. As technological advancements continue to reshape the market, consumers face a myriad of options

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Will Visa A2A Transform UK Payments with Added Security?
Digital Lending / Digital Payments
Will Visa A2A Transform UK Payments with Added Security?

Visa has officially introduced Visa A2A, a cutting-edge pay-by-bank platform equipped with enhanced consumer protections, in the United Kingdom. This launch represents a significant advancement in account-to-account (A2A) transfers, offering consumers and businesses a more secure, efficient, and user-friendly way to handle payments for bills, subscriptions, and, in the future, eCommerce transactions. The introduction comes as Visa responds to growing

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