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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Can Crypto.com and Mastercard Transform Digital Payments in the GCC?
Digital Lending / Digital Payments
Can Crypto.com and Mastercard Transform Digital Payments in the GCC?

Crypto.com’s latest partnership with Mastercard could significantly impact the digital payments landscape in the GCC region. With the acquisition of a principal license from Mastercard, Crypto.com has strengthened its ability to directly issue cards on Mastercard’s expansive network. This development is crucial as it facilitates the launch of the first card under this partnership in Bahrain, leveraging Mastercard’s secure and

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Emerging Payment Trends for 2025: AI, Biometrics, and Embedded Payments
Digital Lending / Digital Payments
Emerging Payment Trends for 2025: AI, Biometrics, and Embedded Payments

The payment landscape is rapidly evolving, with new technologies and trends shaping the way businesses and consumers handle transactions. According to a report by Global Payments Inc., several key developments are expected to influence the sector by 2025. This article delves into these emerging trends, highlighting their potential impact on businesses of all sizes. Enhanced Fraud-Fighting Tools Investment in Embedded

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Interest-Free Loans for E-Purchases Launched by Central Bank of Libya
Digital Lending / Digital Payments
Interest-Free Loans for E-Purchases Launched by Central Bank of Libya

The Central Bank of Libya (CBL) has introduced a new initiative aimed at alleviating the country’s ongoing liquidity crisis while embracing the modern financial era. Through this pioneering program, commercial banks are now authorized to offer interest-free loans for electronic purchases, providing much-needed support to salaried customers who struggle with accessing cash. Detailed in Circular No. 20, drafted by the

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Brazil Advances Financial Inclusion with Pix by Approximation
Digital Lending / Digital Payments
Brazil Advances Financial Inclusion with Pix by Approximation

Brazil once again positions itself at the forefront of financial innovation with the anticipated rollout of Pix by Approximation, a contactless payment system authenticated by biometrics and NFC technology. This advancement underscores the nation’s commitment to modernizing its financial infrastructure and promoting greater financial inclusion. Set to be introduced by February 28, 2025, Pix by Approximation integrates pre-linked bank accounts

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How Will the IXOPAY and Aperia Merger Revolutionize Payment Security?
E-Commerce
How Will the IXOPAY and Aperia Merger Revolutionize Payment Security?

Today marks a transformative milestone in the payments industry as IXOPAY announces its merger with Aperia Compliance, a global leader in PCI validation and risk management. This strategic alliance combines the strengths of two industry frontrunners to deliver secure, compliant, and scalable payment solutions. By merging their capabilities, they aim to address the pressing needs of businesses navigating intensifying cyber

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dLocal and Spreedly Expand Global Payments to Africa and APAC Markets
E-Commerce
dLocal and Spreedly Expand Global Payments to Africa and APAC Markets

In a significant move aimed at enhancing global payment access, dLocal and Spreedly have announced an expansion of their partnership to include emerging markets in Africa and the Asia-Pacific (APAC) region. This development comes as a natural progression of their existing collaboration, which had primarily focused on Latin American markets. By integrating their services, the two companies are set to

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myTU Launches AI-Powered Business Debit Card for Streamlined Expenses
Digital Lending / Digital Payments
myTU Launches AI-Powered Business Debit Card for Streamlined Expenses

In a bid to revolutionize business banking and simplify financial management, myTU has unveiled its new AI-powered business Visa debit card—a cutting-edge, cloud-first digital banking solution designed specifically for businesses. This innovative product has already been rolled out to customers across the entire European Economic Area (EEA), offering them both physical and virtual card options. The new card boasts a

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Corpay Expands with GPS Capital Acquisition, Projects $1.5B Revenue by 2025
Digital Lending / Digital Payments
Corpay Expands with GPS Capital Acquisition, Projects $1.5B Revenue by 2025

Corpay, Inc. (NYSE: CPAY), a leading S&P 500 corporate payments company, has achieved a significant milestone by completing the acquisition of GPS Capital Markets, LLC, a prominent cross-border solutions provider for upper middle market companies. This strategic move follows Corpay’s recent acquisition of Paymerang, indicating the company’s robust efforts to enhance its market position and growth potential. According to CEO

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Visa Advances Cambodia’s Digital Payments with Innovation and Collaboration
Digital Lending / Digital Payments
Visa Advances Cambodia’s Digital Payments with Innovation and Collaboration

Visa hosted its first Open Payments Session in Cambodia, uniting regulators, experts, merchants, and financial services representatives to discuss the country’s advancing digital payment ecosystem. With e-commerce revenue projected to hit $1.12 billion in 2024 and rise to $1.81 billion by 2029, the landscape is set for significant transformation. Key discussions at the session included the rise of cashless and

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How Can Digital Lending Transform Banking for SMEs Post-Pandemic?
Digital Lending / Digital Payments
How Can Digital Lending Transform Banking for SMEs Post-Pandemic?

As banks face decreasing revenues and operating margins, they cannot rely solely on cost optimization to maintain profitability. Instead, they need to focus on generating new revenue streams. One promising area is lending to SMEs, particularly middle-market clients. By extensively digitalizing and automating the lending process, banks can simplify the lending experience, making it more efficient and attractive for SMEs.

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How Is Komercijalna Banka Enhancing Digital Payments with Entrust?
Digital Lending / Digital Payments
How Is Komercijalna Banka Enhancing Digital Payments with Entrust?

Komercijalna Banka AD Skopje, a prominent bank in North Macedonia, has chosen Entrust, a global leader in identity-centric security solutions, to enhance its physical card portfolio. This collaboration focuses on integrating the Entrust Digital Card Solution into Komercijalna Banka’s existing banking app, mBanka, to facilitate seamless digital payment options for its customers. Additionally, BCS North Macedonia, a long-term partner of

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How Will PayRetailers’ Pix Solution Impact Brazilian Betting Regulations?
E-Commerce
How Will PayRetailers’ Pix Solution Impact Brazilian Betting Regulations?

PayRetailers, a leading payment processor operating in Latin America and Africa, has introduced an advanced Pix payment solution designed to assist Brazilian sports betting operators in adhering to new regulations set to take effect on January 1, 2025. Pix, an instant payment system developed by Brazil’s Central Bank, has significantly transformed the way transactions are conducted in the country, boasting

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