b2b-daily
Search
Close this search box.
Search
Close this search box.
Home | Authors | Mikhail Hamilton
Avatar photo

Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Is AI Transforming Peer-to-Peer Lending and Credit Scoring?
Digital Lending / Digital Payments
How Is AI Transforming Peer-to-Peer Lending and Credit Scoring?

The integration of artificial intelligence (AI) into peer-to-peer (P2P) lending platforms has revolutionized the way loans are processed and approved, marking a significant departure from traditional banking systems. P2P lending emerged as a groundbreaking financial innovation, connecting borrowers and lenders directly and removing the need for traditional intermediaries. This direct connection has been further enhanced by AI-driven credit scoring mechanisms,

Read More
January 2, 2025
Transformative Potential of Real-Time Payments in Multiple Industries
Digital Lending / Digital Payments
Transformative Potential of Real-Time Payments in Multiple Industries

Recent advancements in financial systems are ushering in a transformative era, particularly with the enhancements and increased capabilities of real-time payments (RTP). Upcoming changes, such as The Clearing House’s RTP network raising its transaction limit to $10 million, are pivotal for industries like real estate and supply chain logistics that demand high-value financial solutions at a quicker pace. Innovations in

Read More
January 2, 2025
How Are Digital Wallets Adapting to Local Market Dynamics Globally?
Digital Lending / Digital Payments
How Are Digital Wallets Adapting to Local Market Dynamics Globally?

Digital wallets are becoming an integral part of the global financial landscape, offering a convenient and secure way to manage finances. However, their adoption and usage vary significantly across different regions, influenced by local market dynamics. This article delves into the global rise of digital wallets, exploring the varying adoption and usage patterns across key markets such as Brazil, France,

Read More
January 2, 2025
How Will Digital Loans Transform Financial Services in the Philippines?
Digital Lending / Digital Payments
How Will Digital Loans Transform Financial Services in the Philippines?

Advancements in technology and increased smartphone use have become major catalysts in the financial sector, accelerating the demand for digital financial services. In the Philippines, digital lending is expected to experience substantial growth over the next three to five years. This upsurge is driven not only by rising smartphone penetration and a predominantly young, tech-savvy population, but also by numerous

Read More
January 2, 2025
PalmPay and Jumia Forge Strategic Partnership to Boost Digital Payments
Digital Lending / Digital Payments
PalmPay and Jumia Forge Strategic Partnership to Boost Digital Payments

PalmPay, a leading fintech focused on Africa and Nigeria’s top mobile wallet, has announced a groundbreaking partnership with Jumia, the continent’s premier e-commerce platform. This collaboration is set to revolutionize the digital payment landscape in Africa, beginning with significant integrations in Nigeria. The strategic alliance underscores the commitment of both companies to advancing Nigeria’s digital payment infrastructure and fostering a

Read More
December 31, 2024
How is Openpay Changing Online Payment Solutions in Latin America?
Digital Lending / Digital Payments
How is Openpay Changing Online Payment Solutions in Latin America?

Openpay, the leading payment processing platform in Latin America, is revolutionizing the online payment industry by offering simplified, comprehensive solutions with discounts and multiple payment methods. Founded in Mexico in 2013, this fintech company has expanded its operations to Peru, Colombia, and Argentina, where it has celebrated two successful years. Openpay provides various alternatives for businesses to integrate electronic payments

Read More
December 31, 2024
Fintech Innovations of 2024: Digital Banking, AI Solutions, and Inclusivity
Digital Lending / Digital Payments
Fintech Innovations of 2024: Digital Banking, AI Solutions, and Inclusivity

2024 has been a landmark year for the fintech sector, showcasing a series of significant launches and technological advancements designed to redefine financial services. As various startups and established institutions unveil their cutting-edge solutions, the industry is witnessing a transformative shift towards digital banking, AI-driven platforms, and inclusive financial services. Among the standout developments are Lydia’s launch of the Sumeria

Read More
December 30, 2024
Are Digital Marketplaces Redefining B2B Payments for 2025?
Digital Lending / Digital Payments
Are Digital Marketplaces Redefining B2B Payments for 2025?

The landscape of B2B payments has undergone a significant transformation over the past few years, with 2024 marking a pivotal year in this evolution. As businesses increasingly prioritize digital innovation, the shift towards more seamless and integrated payment operations has become evident. This article delves into the key trends that have reshaped B2B payments and explores how digital marketplaces are

Read More
December 27, 2024
Can Digital Payments in Government Reduce Costs and Improve Efficiency?
Digital Lending / Digital Payments
Can Digital Payments in Government Reduce Costs and Improve Efficiency?

A groundbreaking initiative by the Ministry of Digital Economy aims to revolutionize the way we handle financial transactions within government institutions. The rampant use of cash results in significant financial burdens, summing up to nearly 1.5% of the nation’s GDP annually. Deputy Minister Eranga Weeraratne alarmed the public about additional concerns such as fraud, corruption, and the many inefficiencies stemming

Read More
December 27, 2024
Is Thailand’s Digital Wallet Plan the Solution to Economic Stagnation?
Digital Lending / Digital Payments
Is Thailand’s Digital Wallet Plan the Solution to Economic Stagnation?

Amid prolonged economic stagnation, Thailand’s ambitious digital wallet project aimed to inject a whirlwind of funds into the national economy but faced significant opposition and criticism. The administration initially envisioned this program as a transformative economic stimulus by providing all citizens aged 16 and older with financial resources. However, the reaction from various sectors highlighted numerous challenges, prompting substantial modifications

Read More
December 27, 2024
How Will Credit Unions Adapt to 2025 Payment Trends and Technology?
Digital Lending / Digital Payments
How Will Credit Unions Adapt to 2025 Payment Trends and Technology?

The world of payments is on the cusp of significant transformation as new technologies emerge, forcing credit unions to adapt to stay relevant and competitive. As we inch closer to 2025, several key trends are expected to reshape how financial transactions are conducted, pushing credit unions to embrace innovations in digital wallets, open banking, artificial intelligence, and data security. These

Read More
December 27, 2024
How Will Mastercard and Dgpays Transform Digital Payments in EEMEA?
Digital Lending / Digital Payments
How Will Mastercard and Dgpays Transform Digital Payments in EEMEA?

Mastercard has announced a strategic partnership with Dgpays, a financial technology provider, aimed at enhancing digital payment solutions across Eastern Europe, the Middle East, and Africa (EEMEA). This highly-anticipated collaboration marks a significant milestone in the region’s ongoing push toward digital transformation and aims to introduce state-of-the-art payment technologies and loyalty programs tailored to local needs. By combining Mastercard’s extensive

Read More
December 27, 2024