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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Switzerland Unveils Decentralized E-ID System and Federal Electronic Wallet
Digital Lending / Digital Payments
Switzerland Unveils Decentralized E-ID System and Federal Electronic Wallet

Switzerland has made a significant leap in digital identity management by announcing key technical decisions for its national electronic identity (E-ID) system and the Federal Electronic Wallet (SWIYU) initiative. Building on a pilot program launched in 2024, these decisions were disclosed during a public participation meeting, outlining the technical standards and an implementation timeline aimed at decentralizing digital identity infrastructure.

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Premier Bank and Mastercard Launch Shariah-Compliant Cards in Kenya
Digital Lending / Digital Payments
Premier Bank and Mastercard Launch Shariah-Compliant Cards in Kenya

Mastercard and Premier Bank have teamed up to launch a suite of Shariah-compliant financial cards in Kenya, a significant move that is anticipated to have a profound impact on the country’s digital banking landscape. Premier Bank, which is well-known for its Islamic financial solutions, aligns this strategic partnership with its unwavering commitment to financial inclusion and addressing the needs of

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How Will Škoda and Parkopedia Transform In-Car Payment Services?
Digital Lending / Digital Payments
How Will Škoda and Parkopedia Transform In-Car Payment Services?

In the evolving landscape of automotive technology, Škoda, a well-respected Czech automobile manufacturer, has embarked on an innovative collaboration with Parkopedia to elevate in-car payment services. This partnership seeks to streamline vehicle-based transactions, providing real-time notifications to assist drivers in locating parking and fueling stations that support in-car payments. The goal is to boost convenience for vehicle owners and ensure

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How Will Scalapay and Trustfull Tackle Fraud in the Expanding BNPL Market?
E-Commerce
How Will Scalapay and Trustfull Tackle Fraud in the Expanding BNPL Market?

As digital transactions continue to rise, the threat of fraud becomes increasingly significant, especially within the burgeoning Buy-Now-Pay-Later (BNPL) market. Scalapay, a prominent European BNPL provider, has taken a proactive step by forging a strategic alliance with Trustfull, a company specializing in Identity Intelligence for fraud prevention. This partnership aims to bolster fraud prevention mechanisms across Scalapay’s expansive European market,

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Digital Wallet Trends in South Africa: Predictions for 2025 Success
Digital Lending / Digital Payments
Digital Wallet Trends in South Africa: Predictions for 2025 Success

The digital wallet landscape in South Africa has been revolutionizing the way people manage their finances, signaling a shift far beyond traditional banking. This evolution has transformed digital wallets from simplistic payment tools into comprehensive money-management solutions tailored to address the region’s unique financial challenges. With a sharp focus on aligning with global technology trends while addressing local needs, the

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Evaluating Cash’s Future in the UK: Can CBDCs Replace It?
Digital Lending / Digital Payments
Evaluating Cash’s Future in the UK: Can CBDCs Replace It?

The landscape of payment methods in the UK is rapidly evolving, with a noticeable shift towards digital transactions becoming more prevalent. However, a significant question remains unanswered: can Central Bank Digital Currencies (CBDCs) realistically replace traditional cash? Insights from The Payments Association’s latest annual Consumer Behavior Survey provide a deeper understanding of consumer preferences and behaviors, shedding light on the

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Why Does Physical Money Still Matter in a Digital Payment Era?
Digital Lending / Digital Payments
Why Does Physical Money Still Matter in a Digital Payment Era?

In an age where digital wallets and contactless payments are becoming the norm, the relevance of physical money might appear to wane. However, cash continues to play a crucial role in the economy for various reasons. While digital payment methods have revolutionized the way we transact, cash remains a steadfast component of our financial system. This exploration will delve into

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How Will Worldline and Telr Transform UAE’s E-Commerce Payments?
E-Commerce
How Will Worldline and Telr Transform UAE’s E-Commerce Payments?

The partnership between Worldline, a global payments services leader, and Telr, a Dubai-based payment gateway provider, presents a promising shift in the UAE’s e-commerce landscape. With a strategic focus on simplifying online payments, optimizing transaction processes, and assisting global businesses in tapping into the UAE’s booming market, this collaboration is poised to redefine the region’s e-commerce payments solutions. Given the

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How Global Business Payments Will Transform by 2025: A Comprehensive Outlook
Digital Lending / Digital Payments
How Global Business Payments Will Transform by 2025: A Comprehensive Outlook

The landscape of global business payments is on the cusp of a significant transformation, driven by advancements in technology, regulatory changes, and strategic shifts. By 2025, businesses will experience a revolution in how they handle international transactions. From faster transaction times to enhanced security, these changes promise to create a more efficient, transparent, and inclusive payment ecosystem. This article delves

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Creditspring Go: New Program Boosts Credit Access and Financial Education
Digital Lending / Digital Payments
Creditspring Go: New Program Boosts Credit Access and Financial Education

In a significant move to make credit options more accessible, responsible lender Creditspring has introduced Creditspring Go, a new program designed specifically for individuals with limited or no credit history. As the financial landscape continues to evolve, many borrowers face challenges in accessing affordable credit, leading to financial instability. Creditspring Go aims to address this issue by not only helping

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Can Leja Transform MSMEs in East Africa with Digital Payments?
E-Commerce
Can Leja Transform MSMEs in East Africa with Digital Payments?

Kenyan fintech startup Leja has experienced remarkable growth over the past year, processing an impressive $2 billion in B2B payments in 2024. This milestone reflects a 30% month-over-month growth rate and a staggering 300% cumulative increase within a year, highlighting the platform’s increasing adoption. The Leja App has emerged as a vital tool for micro, small, and medium enterprises (MSMEs)

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Qatar Islamic Bank and PayLater to Offer Shari’a-Compliant BNPL Services
E-Commerce
Qatar Islamic Bank and PayLater to Offer Shari’a-Compliant BNPL Services

Qatar Islamic Bank (QIB) has taken a pioneering step by signing a Memorandum of Understanding (MoU) with PayLater, a leading Qatari fintech company that specializes in Buy Now, Pay Later (BNPL) solutions, to bring Shari’a-compliant BNPL services to the Qatari market. This collaboration aims to provide consumers with flexible financing options while promoting financial inclusion and supporting the growth of

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