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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Australia’s E-Commerce Growth Driven by Digital Payment Adoption
Digital Lending / Digital Payments
Australia’s E-Commerce Growth Driven by Digital Payment Adoption

Australia’s e-commerce industry is experiencing substantial growth, driven predominantly by the increasing adoption of digital payments. The Australian market has embraced numerous technological advancements, propelling online shopping to unprecedented levels. Australia’s e-commerce market is expected to grow at an impressive 8% compound annual growth rate (CAGR), reaching a staggering $55 billion by 2025. This remarkable growth trajectory underscores the pivotal

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Digital Wallet Boom Spurs Regulatory Shifts in Global Payment Systems
Digital Lending / Digital Payments
Digital Wallet Boom Spurs Regulatory Shifts in Global Payment Systems

The rapid adoption of digital wallets for various types of transactions is reshaping the global payments landscape. This transformation is prompting governments and financial institutions worldwide to update regulatory frameworks to keep pace with technological advancements. The integration of digital wallets into national financial systems is also influencing the delivery of public benefits, with countries like Australia, Israel, Thailand, and

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Unintended Costs: Digital Cash Transfers Increase Refugee Expense
Digital Lending / Digital Payments
Unintended Costs: Digital Cash Transfers Increase Refugee Expense

In recent years, digital innovations in humanitarian aid have been hailed as groundbreaking solutions, yet for refugees in some regions, they have inadvertently increased costs and complicated access to essential funds. This issue has become particularly evident in Kenya’s refugee camps, where the implementation of digital cash transfers has resulted in refugees being charged significantly more than when using traditional

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Credit Unions Boost Growth and Engagement With Instant Payments
Digital Lending / Digital Payments
Credit Unions Boost Growth and Engagement With Instant Payments

In an ever-evolving financial landscape, the future of credit unions is being shaped by the adoption of instant payments. This trend is quickly gaining traction within financial institutions, with over 200 credit unions already integrated with the RTP® network. These institutions are leveraging the benefits of instant payments to drive growth, enhance member engagement, and create new revenue streams. As

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QR Code Payments Projected to Hit $8 Trillion Globally by 2029
Digital Lending / Digital Payments
QR Code Payments Projected to Hit $8 Trillion Globally by 2029

In an era where digital transactions are becoming the norm, QR code payments have emerged as a frontrunner in revolutionizing how we exchange money. The global value of QR code payments is projected to soar to an impressive $8 trillion by 2029, up from an already substantial $5.4 trillion in 2025. Despite Apple granting third-party access to Near Field Communication

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Digital Shift in Travel Spending: Rise of Online Booking and Payments
Digital Lending / Digital Payments
Digital Shift in Travel Spending: Rise of Online Booking and Payments

The travel industry has experienced a significant transformation over the past few years, driven by the advent of digitalization. Gone are the days of paper brochures, checks, and phone calls to travel agents. Today, consumers plan, book, and pay for their travel experiences seamlessly online. This shift has not only streamlined the process but also introduced new dynamics in how

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Is Digital Payment the Key to Australia’s E-Commerce Boom?
Digital Lending / Digital Payments
Is Digital Payment the Key to Australia’s E-Commerce Boom?

Australia’s e-commerce sector is experiencing significant growth, driven by the increased use of digital payments. The sector is projected to grow at a compound annual growth rate (CAGR) of 8%, reaching a market value of $55 billion by 2025. This growth is largely attributed to the rise of digital payments, which have become a dominant force in the e-commerce landscape.

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Push for Regulatory Reforms to Oversee Digital Payment Services in Australia
Digital Lending / Digital Payments
Push for Regulatory Reforms to Oversee Digital Payment Services in Australia

The Australian Banking Association (ABA) is championing a significant push for regulatory reforms aimed at bringing digital payment services like Apple Pay and Google Wallet under the same oversight as traditional banking systems. As payment systems continue to evolve at a rapid pace, there is a growing necessity for legislative updates to keep up with these modern technological advancements, ensuring

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How Will Volt and Pay.com Transform Real-Time Payment Solutions?
E-Commerce
How Will Volt and Pay.com Transform Real-Time Payment Solutions?

Recent advancements in financial technology have displayed unparalleled potential, particularly within the realm of real-time payments. Volt, a global real-time payments platform, has announced a strategic partnership with Pay.com aimed at revolutionizing how payments are processed. By integrating Volt’s Instant Bank Transfer solution with Pay.com’s payment orchestration infrastructure, this collaboration promises to set new standards for secure, rapid transactions directly

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How Will Kivra and Trustly’s Partnership Transform Auto Payments?
Digital Lending / Digital Payments
How Will Kivra and Trustly’s Partnership Transform Auto Payments?

In an exciting development for Sweden’s financial technology landscape, Kivra, the country’s leading digital mailbox service, has partnered with Trustly, a global leader in Pay by Bank solutions, to create an advanced version of Autogiro for automatic payments. This breakthrough aims to redefine the traditional autogiro system by making the registration process significantly simpler through the utilization of BankID confirmation.

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Transformative Trends Shaping the Future of Digital Banking in 2025
Digital Lending / Digital Payments
Transformative Trends Shaping the Future of Digital Banking in 2025

Digital banking has become essential for modern financial institutions, and the continued transformation in 2025 will increasingly emphasize the need for seamless and personalized services. Customers now demand a frictionless experience across various touchpoints – whether through mobile apps, websites, or interactions with bank representatives. The Forrester report underscores that if banks fail to deliver consistent and integrated digital journeys,

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The Global Shift to Contactless Payments: Speed, Security, Convenience
Digital Lending / Digital Payments
The Global Shift to Contactless Payments: Speed, Security, Convenience

The landscape of financial transactions is witnessing a monumental shift away from conventional cash transactions and even traditional chip-based card payments. This transformation is marked by the increasing adoption of contactless payments—a technology that promises faster, safer, and more convenient ways to pay for goods and services. This article delves into the reasons behind the unprecedented rise and widespread acceptance

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