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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
What Comes After Instant Payments in APAC?
Digital Lending / Digital Payments
What Comes After Instant Payments in APAC?

After more than a decade spent constructing a world-class foundation of real-time payment infrastructure, the Asia-Pacific region has reached a profound inflection point where the conversation is no longer about the speed of transactions, but the quality of the outcomes they produce. The groundwork has been laid, and the ubiquitous presence of instant payments is now the assumed standard, not

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Trend Analysis: Cross-Border Mobile Payments
Digital Lending / Digital Payments
Trend Analysis: Cross-Border Mobile Payments

While Africa commands an overwhelming majority of the world’s mobile money transactions, its vibrant digital economy has long been siloed from the global marketplace, creating a paradoxical barrier to growth for millions. Bridging this digital divide is not merely a matter of convenience but a critical step toward unlocking profound financial inclusion and accelerating economic development. The strategic partnership between

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Trend Analysis: Autonomous Finance Platforms
Robotic Process Automation In Fintech
Trend Analysis: Autonomous Finance Platforms

In an era where businesses operate at digital speed, their financial infrastructures are often stuck in an analog past, creating significant friction in critical areas like cross-border payments and expense management. This chasm between modern operational needs and outdated financial systems is fueling a major industry shift toward intelligent, automated solutions. The recent massive funding round for global fintech leader

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Unified Payment Infrastructure – Review
Digital Lending / Digital Payments
Unified Payment Infrastructure – Review

The launch of a new unified payment infrastructure suite by UK-based fintech company PayDo represents a significant advancement in a digital finance sector still struggling with operational complexity and a lack of true integration. This review explores the evolution of this consolidated solution, its core features, the strategic thinking behind its creation, and its potential impact on digital businesses that

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Will Stablecoins Revolutionize Creator Payouts?
Fintech Blockchain
Will Stablecoins Revolutionize Creator Payouts?

The global creator economy continues its explosive growth, yet the financial infrastructure supporting its millions of participants often struggles to keep pace, frequently bogged down by slow transaction times, high fees, and cross-border complexities. In a move that signals a significant technological and financial shift, YouTube, the world’s preeminent video-sharing platform, has begun integrating PayPal’s stablecoin, PYUSD, as a direct

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Claims Payment Automation – Review
Robotic Process Automation In Fintech
Claims Payment Automation – Review

In an era of instant transactions, the insurance industry has long been constrained by archaic payment models that trap capital and delay settlements, but a new wave of automation is fundamentally reshaping this financial landscape. Claims Payment Automation represents a significant advancement in the insurance sector. This review explores the evolution of this technology, its key features, performance metrics, and

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Why Is Credit Card Borrowing About to Get Harder?
Digital Lending / Digital Payments
Why Is Credit Card Borrowing About to Get Harder?

After years of easy credit and rapid expansion that fueled consumer spending, the era of readily available credit card borrowing is drawing to a decisive close, signaling a fundamental shift in the financial landscape for millions of households. The freewheeling access to credit that defined the post-pandemic economy is now giving way to a period of caution and restraint, driven

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The Future of Payments Is Mobile and Global
Digital Lending / Digital Payments
The Future of Payments Is Mobile and Global

The global payments landscape is undergoing a profound and rapid transformation, evolving from a system of simple convenience into a form of essential public infrastructure that underpins modern economic activity. This fundamental shift is being catalyzed by a powerful convergence of forces: dynamically changing consumer behaviors, exponential technological advancements, and the relentless rise of cross-border mobility for commerce, education, and

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CapRelease Raises $36M to Fuel eCommerce Growth
E-Commerce
CapRelease Raises $36M to Fuel eCommerce Growth

In a move poised to reshape the financial landscape for online retailers, logistics-embedded finance platform CapRelease has officially announced a landmark funding round of $36 million designed to scale its innovative lending solutions. This infusion of capital signals a major vote of confidence in the company’s mission to provide accessible, data-driven financing to small and medium-sized eCommerce businesses, an underserved

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Review of Aspire International Payments
Digital Lending / Digital Payments
Review of Aspire International Payments

For small and medium-sized enterprises in a global commerce hub like Hong Kong, navigating the high costs and slow speeds of international payments has long been a major obstacle to growth and efficiency. The arrival of integrated financial platforms promises a modern solution, but the question remains whether these new tools can truly deliver on their promise to simplify global

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TenPay and Mastercard Launch Global Weixin Remittances
Digital Lending / Digital Payments
TenPay and Mastercard Launch Global Weixin Remittances

Sending money across borders has long been a complex and often sluggish process, burdened by high fees and a lack of transparency that created uncertainty for millions of families and individuals worldwide. The evolution of cross-border payment solutions, however, represents a significant advancement in the global financial technology sector. This review will explore a new international remittance solution launched through

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Trend Analysis: Digital Business Payments
Digital Lending / Digital Payments
Trend Analysis: Digital Business Payments

The clunky, mechanical sound of a check-printing machine is quickly becoming a relic of the past, as modern businesses and consumers increasingly demand the speed, convenience, and security of digital transactions. In a commercial landscape where efficiency is paramount, the continued reliance on paper-based payment systems represents a significant operational and financial drag. Consequently, companies are strategically shifting toward digital

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