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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Will Tap to Pay Technology Replace Traditional POS Systems?
E-Commerce
Will Tap to Pay Technology Replace Traditional POS Systems?

As Tap to Pay technology continues to gain momentum, businesses and consumers alike are beginning to experience its benefits. This rapidly evolving payment method allows merchants to process digital wallet transactions directly through iPhones, potentially disrupting traditional Point of Sale (POS) systems. The shift toward this new technology prompts questions about whether it could eventually replace established POS systems entirely.

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How Will the EAC Transform Cross-Border Payments in East Africa?
Digital Lending / Digital Payments
How Will the EAC Transform Cross-Border Payments in East Africa?

In recent developments, East African countries are collaborating on a revolutionary initiative to overhaul cross-border payments through the newly validated East African Community (EAC) Regional Cross-Border Payment System Masterplan. This endeavor, led by the EAC Regional Payment Systems Steering Committee, aims to drastically improve the speed, security, affordability, and integration of payment systems across the East African region. The validation

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Somalia Launches Instant Payment System for Financial Inclusion
Digital Lending / Digital Payments
Somalia Launches Instant Payment System for Financial Inclusion

Somalia is making significant strides toward modernizing its financial sector with the launch of a nationwide Instant Payment System (IPS). This initiative aims to enhance financial inclusion by providing a seamless, secure platform for real-time transactions. Managed by the Central Bank of Somalia (CBS) under the Somalia Payment Switch (SPS), this development marks the first of its kind in the

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Is Malaysia’s Tourism Boost Due to Alipay+ QR Payment Integration?
Digital Lending / Digital Payments
Is Malaysia’s Tourism Boost Due to Alipay+ QR Payment Integration?

Malaysia has experienced a significant rise in tourism and economic activity, thanks in part to the seamless integration of Alipay+ QR payment systems. This integration allows travelers to use their home e-wallets through Alipay+ by simply scanning DuitNow QR codes. The initiative, a collaboration between Payments Network Malaysia Sdn Bhd (PayNet) and Ant International, has opened new economic opportunities for

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Mastercard Boosts Africa’s Digital Economy with Strategic Initiatives
Digital Lending / Digital Payments
Mastercard Boosts Africa’s Digital Economy with Strategic Initiatives

Africa is poised for significant growth in its digital payments market, with projections indicating it could reach $1.5 trillion by 2030. This impressive expansion is largely driven by increased internet penetration and a rise in financial inclusion across the continent. Mastercard, with its robust and long-standing presence in Africa, is strategically positioning itself to capitalize on this growth trajectory. Through

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Are Norway and Sweden Really Abandoning Digital Payments?
Digital Lending / Digital Payments
Are Norway and Sweden Really Abandoning Digital Payments?

Recent claims on social media suggesting that Norway and Sweden are reverting to a cash-based economy from digital transactions are erroneous. These misconceptions stem from the Scandinavian countries’ advice for their citizens to maintain cash reserves as a preparedness measure for potential digital banking crises, rather than a complete shift away from electronic payments. The primary concern revolves around the

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AstroPay Expands Multicurrency Wallet to Boost Cross-Border Transactions
Digital Lending / Digital Payments
AstroPay Expands Multicurrency Wallet to Boost Cross-Border Transactions

AstroPay, a leader in digital financial solutions, has announced the expansion of its multicurrency wallet across Latin America, specifically targeting markets in Colombia, Brazil, Argentina, Peru, and Chile. This strategic initiative aims to offer digital workers, business owners, and global travelers a more efficient and cost-effective way to manage cross-border transactions, circumventing the traditional banking system’s inherent inefficiencies. The move

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How Will Commonwealth Bank’s PayTo Revolutionize Digital Payments?
Digital Lending / Digital Payments
How Will Commonwealth Bank’s PayTo Revolutionize Digital Payments?

As digital payment methods continue to evolve, the Commonwealth Bank of Australia’s (CBA) latest initiative, PayTo, represents a significant leap forward in the realm of payment technology. This new digital payment authorization method underlines the ongoing efforts by CBA to modernize payment systems and enhance customer experiences. By partnering with the New Payments Platform Australia (NPPA), CBA aims to transform

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How Will BR-DGE and Traveltek Revolutionize Travel Payments?
E-Commerce
How Will BR-DGE and Traveltek Revolutionize Travel Payments?

In an exciting development poised to transform the travel payments landscape, BR-DGE, a leader in payment orchestration, has joined forces with Traveltek, a renowned travel technology company. This partnership aims to revolutionize the way travel payments are processed by integrating BR-DGE’s advanced payment solutions into Traveltek’s internet booking engine, iSell. This alliance is set to usher in a new era

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PayU GPO Urges Data-Driven Approach to Boost E-Commerce Payments
E-Commerce
PayU GPO Urges Data-Driven Approach to Boost E-Commerce Payments

As e-commerce continues to expand globally, the need for a more refined approach toward payment processing becomes increasingly critical. PayU GPO, an online payment service provider operating in over 50 emerging markets, has emphasized that a one-size-fits-all strategy is inadequate for maximizing success in payments. Merchants are encouraged to harness the power of data to optimize their payment flows and

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Somalia Launches Advanced Payment System for Financial Inclusion and Stability
Digital Lending / Digital Payments
Somalia Launches Advanced Payment System for Financial Inclusion and Stability

In an ambitious move to modernize its financial infrastructure, the Central Bank of Somalia has introduced the Somalia Payment Switch (SPS), leveraging BPC’s SmartVista platform. This innovative nationwide instant payment system is designed to elevate financial inclusion, bolster economic stability, and diminish the country’s dependence on cash transactions. Comprehensive Infrastructure for Efficient Operations The SPS infrastructure is meticulously designed to

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Krispy Kreme Now Accepts Apple Pay and Google Pay for In-Store Purchases
Digital Lending / Digital Payments
Krispy Kreme Now Accepts Apple Pay and Google Pay for In-Store Purchases

Craving a warm, glazed doughnut but don’t want to fumble with cash or cards? With digital wallets becoming the go-to payment method for many, Krispy Kreme fans will be delighted to know that the popular doughnut chain now accepts both Apple Pay and Google Pay for in-store purchases. This move reflects the growing trend of mobile payments, which are becoming

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