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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Achieving Higher Speed and Efficiency in Financial Transactions with Real-Time Payments
Digital Lending / Digital Payments
Achieving Higher Speed and Efficiency in Financial Transactions with Real-Time Payments

In a groundbreaking achievement, EPI’s wero has successfully executed the first account-to-account instant payment transactions, marking a significant milestone in the evolution of financial transactions. This article delves into the wero solution, combining SCT Inst and a digital wallet, which showcased its prowess by facilitating a seamless 10-euro transaction and demonstrating the potential for swift cross-border exchanges. Additionally, Melio has

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Revolutionizing the Customer Journey in Payments: Unleashing the Power of Innovation
Digital Lending / Digital Payments
Revolutionizing the Customer Journey in Payments: Unleashing the Power of Innovation

In today’s rapidly evolving digital landscape, the success of payment providers hinges on their ability to understand and cater to the intricate nature of the customer journey and sales funnel. By leveraging cutting-edge technologies and innovative strategies, payment providers can create a seamlessly interconnected experience that adds value and simplifies transactions for customers. This article explores various strategies to revolutionize

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UAE’s noqodi Partners with Napier to Strengthen Compliance in the Digital Payments Revolution
Digital Lending / Digital Payments
UAE’s noqodi Partners with Napier to Strengthen Compliance in the Digital Payments Revolution

In a significant move towards revolutionizing digital payments in the UAE, noqodi, a UAE-based payments firm, has joined forces with RegTech Napier, a London-based financial crime compliance company. This partnership aims to fortify noqodi’s digital payments platform with the next-generation monitoring and screening capabilities provided by Napier. With this collaboration, noqodi seeks to set new standards for compliance excellence in

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Balancing Act: The Clash and Potential Synergy Between Subscription-Based and Micro-Transaction Business Models
Digital Lending / Digital Payments
Balancing Act: The Clash and Potential Synergy Between Subscription-Based and Micro-Transaction Business Models

Subscription-based payment models have revolutionized the way we consume products and services in the modern economy. With their convenience and predictability, these models have been hailed as the epitome of customer convenience. The subscription model fosters a sense of loyalty and commitment, with customers often willing to pay a premium for the continuous value it provides. However, a paradigm shift

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JCB Joins Forces to Launch Phase 2 of Offline-Capable CBDC Project
Digital Lending / Digital Payments
JCB Joins Forces to Launch Phase 2 of Offline-Capable CBDC Project

In a groundbreaking move, Japan’s payment giant, JCB, has partnered with identity technology firm IDEMIA and Malaysian fintech company Soft Space to launch the second phase of the JCB Digital Currency (JCBDC) project. This collaboration is set to reshape the landscape of cross-border payments. The initiative aims to take Central Bank Digital Currencies (CBDCs) to new heights, focusing on financial

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Maximizing Credit Card Rewards: Unleashing the Power of Technology Integration
Digital Lending / Digital Payments
Maximizing Credit Card Rewards: Unleashing the Power of Technology Integration

In recent years, credit card rewards have undergone a significant transformation with the integration of cutting-edge technology tools. The advent of technology has expanded the options for credit card rewards, offering consumers a diverse array of rewards that cater to various lifestyles and preferences. This article explores how technology has revolutionized credit card rewards and provides insights on how individuals

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How Fintech Startups Are Revolutionizing the Credit Card Industry
Digital Lending / Digital Payments
How Fintech Startups Are Revolutionizing the Credit Card Industry

The credit card industry has undergone a significant transformation in recent years, largely driven by the disruptive influence of fintech startups. These innovative companies have prioritized user experience, integrated cutting-edge technologies, utilized advanced analytics, forged partnerships and collaborations, and navigated complex regulatory landscapes to reshape the financial services landscape. This article explores in detail how these fintech startups are revolutionizing

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Fawry and Hulul Unite to Empower SMEs with AI-Enhanced E-Payment Solutions
Digital Lending / Digital Payments
Fawry and Hulul Unite to Empower SMEs with AI-Enhanced E-Payment Solutions

In an effort to revolutionize the landscape for small and medium enterprises (SMEs), Fawry and Hulul have formed a strategic alliance to offer AI-enhanced e-payment solutions. This partnership combines the robust e-payment systems of Fawry with Hulul’s AI-driven digital transformation services, creating a powerful force in the industry. With a focus on empowering SMEs, this collaboration aims to streamline operations,

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Exploring Seamless Shopping: A Guide to Using Apple Pay on Shein, Security Features & Other Payment Methods
E-Commerce
Exploring Seamless Shopping: A Guide to Using Apple Pay on Shein, Security Features & Other Payment Methods

In the rapidly evolving world of online shopping, Shein has emerged as one of the fastest-growing e-commerce fashion companies, catering to customers around the globe. With its trendy styles, affordable prices, and wide range of product offerings, Shein has captured the hearts of fashion enthusiasts. However, when it comes to payment options, some shoppers may wonder if Shein accepts Apple

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SAP and PayPal Collaborate to Streamline Digital Payment Processes for Businesses
Digital Lending / Digital Payments
SAP and PayPal Collaborate to Streamline Digital Payment Processes for Businesses

In an era where digital transactions have become increasingly prevalent, SAP and PayPal have joined forces to address the growing need for streamlined and efficient digital payment processes. This collaboration aims to simplify and enhance online transactions for businesses by integrating SAP’s Business Technology Platform (SAP BTP) with PayPal’s expertise in digital payments. The integration between SAP BTP and PayPal’s

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Revolutionizing E-commerce: Airwallex and Woo Collaborate to Streamline Cross-Border Payments
E-Commerce
Revolutionizing E-commerce: Airwallex and Woo Collaborate to Streamline Cross-Border Payments

In a move set to transform the global payments landscape for ecommerce businesses, Airwallex has recently announced a strategic partnership with Woo, the renowned open-source ecommerce platform built on WordPress. This collaboration brings together Airwallex’s advanced payment solutions and Woo’s widespread reach, empowering merchants to seamlessly process transactions and attract shoppers from around the world. Integration of Airwallex’s payment solutions

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Payment Systems Regulator Proposes Cap on Cross-Border Interchange Fees to Protect UK Businesses
Digital Lending / Digital Payments
Payment Systems Regulator Proposes Cap on Cross-Border Interchange Fees to Protect UK Businesses

The Payment Systems Regulator (PSR) is taking action to safeguard UK businesses from soaring costs by proposing a cap on cross-border interchange fees for credit and debit cards. This measure aims to address the growing burden faced by UK businesses and ensure a fair and competitive payment system. Proposed Cap on Interchange Fees To address the issue, the PSR has

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