Picture this: a vendor rolls out a slick Enterprise Resource Planning (ERP) demo, showcasing dazzling dashboards and seamless features, but beneath the gloss, does the system truly match the intricate needs of a specific business? Many companies have fallen into the trap of being mesmerized by polished presentations, only to discover post-implementation that the software fails to align with their
Shoppers who hesitate at payment screens rarely hesitate because they dislike the products; they hesitate because something feels off, whether it is a delay, a security concern, or a checkout flow that fights their instincts rather than follows them. That split-second doubt has real costs, and it is why the emergence of instant account-to-account payments has become more than a
Imagine booking a dream vacation, only to hesitate at checkout due to the immediate financial burden. What if a seamless payment option could split that cost over time, making travel feel within reach? This is the promise of Klarna, a fintech giant that’s redefining how consumers interact with online transactions. As a global digital bank and flexible payments provider, Klarna
From payouts to prevention, data-rich homes are quietly rewriting the economics of UK home insurance even as claim costs climb and margins thin, pushing carriers to seek tools that cut avoidable losses while sharpening pricing accuracy. The shift is not cosmetic; it is structural, as connected devices and real-time telemetry recast risk from a static snapshot into a living stream
Introduction After six straight years of losses in UK home insurance, the industry has been nudged toward a simple truth: stopping damage beats paying for it. That shift puts connected devices, real-time alerts, and structured data at the center of how carriers price risk, serve customers, and protect margins. Into this moment steps Onics, a Denmark-headquartered provider born from Develco
In a market where embedded finance shifted from experiment to infrastructure, the stakes now hinge on who can align vision with execution, orchestrate complex partnerships, and translate buzzwords into measurable outcomes at enterprise scale. A quiet but telling indicator emerged as Toqio deepened its leadership bench and unveiled a lifecycle service designed to turn contextualized finance from a concept into
Imagine a world where insurance claims are settled almost instantly, where policyholders don’t have to wait weeks or months for payouts during critical times of loss. This isn’t a distant dream but a reality being shaped by the Faster Claims Payment (FCP) Service within the Lloyd’s insurance market. Developed through a powerful collaboration between the Lloyd’s Market Association (LMA), LIMOSS,
Imagine planning a dream getaway to a tropical island, only to face unexpected medical emergencies or lost luggage without adequate protection. As travel rebounds with vigor in Hong Kong, the demand for tailored insurance solutions has never been higher. Mox Bank, a leading digital bank in the region, has stepped up with the launch of Travel Pick & Go, a
What if the insurance industry could finally break free from the chaos of fragmented data, uniting under a single, powerful framework? This isn’t a distant dream but a tangible reality with openIDL’s groundbreaking openIDS Homeowners Standard v.1.0. Launched under the Linux Foundation’s banner, this pioneering standard promises to reshape how insurers, regulators, and tech providers operate. It’s a bold step
Imagine a world where payments happen seamlessly in the background, orchestrated not by human hands but by intelligent systems that anticipate every need, from processing transactions to issuing refunds. This isn’t a distant dream but a reality taking shape right now, driven by artificial intelligence reshaping the landscape of commerce. The rapid evolution of payment systems through AI is transforming
Ling-Yi Tsai has spent decades helping organizations weave HR technology into the fabric of daily work. She has guided companies through the shift from traditional HR systems to AI-enabled operating models, stitching together analytics, governance, and frontline execution. As the EU AI Act draws closer, she’s focused on how AI agents become accountable “team members” with clear lines of oversight
Setting the Stage for an Agency-driven Market Inflection A silent reshaping is underway as AI shifts from passive tool to active collaborator, and the most telling signal is not a breakthrough model but the electricity meter spinning faster next to the data hall. This analysis examines how agency in AI—systems that set goals, source resources, and act—collides with tightening power
