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Money Management

Strategies for Diversifying Your Cryptocurrency Portfolio for Stability
Fintech Blockchain
Strategies for Diversifying Your Cryptocurrency Portfolio for Stability

In an industry as unpredictable and high-risk as cryptocurrency, adopting a well-balanced investment approach is critical. The age-old advice, “Don’t put all your eggs in one basket,” is particularly relevant in the world of cryptocurrencies. The volatile nature of the market demands careful planning and strategy to avoid massive losses. Just like traditional investors spread their funds across various stocks,

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PayDo Launches Unlimited Virtual and Physical Cards for Businesses and Individuals
Digital Lending / Digital Payments
PayDo Launches Unlimited Virtual and Physical Cards for Businesses and Individuals

PayDo, a UK and EMI-regulated fintech company, has unveiled PayDo Cards, a new product crafted to cater to both businesses and individuals with an array of powerful features. These cards are designed to provide secure online and in-store shopping, ATM withdrawals, and payments via Apple Pay and Google Pay, bridging the gap between traditional and digital financial transactions. The introduction

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Essential Tips to Secure Your Digital Wallet and Banking Apps
Digital Lending / Digital Payments
Essential Tips to Secure Your Digital Wallet and Banking Apps

Digital payments have surged in South Africa, with more people opting to tap or scan from their smartphones rather than using cash or cards. Digital wallet usage grew by 9% in 2023, with around 60% of South Africans now preferring digital wallets for their security, convenience, and ease of payment tracking. Just a few years ago, mobile payments were a

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Should We Be Concerned About Buy Now, Pay Later Debt Risks?
Embedded Finance
Should We Be Concerned About Buy Now, Pay Later Debt Risks?

In an era where convenience often trumps traditional caution, buy now, pay later (BNPL) services have swiftly become a popular alternative to conventional credit options. These services promise effortless purchases without immediate payment, making it easy for consumers, particularly young people, to acquire goods with just a few clicks. However, this growing trend is not without its pitfalls, as evidenced

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Future of Online Payments: Blockchain, AI, and Instant Transactions
Digital Lending / Digital Payments
Future of Online Payments: Blockchain, AI, and Instant Transactions

The future of online payments is set to become increasingly sophisticated by 2025. Payment transactions, whether for weekly purchases, subscription services, or business dealings, remain a constant and universal necessity. The financial sector, including banks and other financial institutions, is perpetually innovating to enhance the efficiency of payment processes, attracting both new and existing customers. Key Drivers of Change Advanced

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Will Removing Contactless Payment Limit Boost UK’s Digital Finance?
Digital Lending / Digital Payments
Will Removing Contactless Payment Limit Boost UK’s Digital Finance?

The UK Financial Conduct Authority (FCA) has announced a groundbreaking decision to remove the £100 contactless payment limit. This move is expected to significantly enhance the flexibility available to businesses and consumers, reflecting the growing success of digital wallets with biometric logins. These wallets currently bypass the contactless payment limit, offering a more secure and convenient method of payment. The

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Highnote Secures $90M Series B to Advance Embedded Finance Solutions
Embedded Finance
Highnote Secures $90M Series B to Advance Embedded Finance Solutions

Highnote, a US-based card issuance and program management company, has received a significant boost with the successful completion of a $90 million Series B funding round, led by Adams Street Partners. This remarkable funding round also attracted contributions from existing investors, including Oak HC/FT, Costanoa, WestCap, and Pinegrove Venture Partners. The newly secured capital is poised to enhance Highnote’s development

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How Will KCB Bank and UnionPay Boost Kenya’s E-Commerce Payments?
Digital Lending / Digital Payments
How Will KCB Bank and UnionPay Boost Kenya’s E-Commerce Payments?

KCB Bank Kenya’s recent partnership with UnionPay stands to significantly transform the country’s burgeoning e-commerce landscape by enhancing digital payment options. This collaboration aims to expand the acceptance of UnionPay cards across various merchant segments, including supermarket chains, government e-citizen services, and prominent hotel chains. The initiative seeks to develop a robust payment ecosystem that not only brings convenience but

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Visa Launches Secure and Convenient Apple Pay for Customers in Egypt
Digital Lending / Digital Payments
Visa Launches Secure and Convenient Apple Pay for Customers in Egypt

Visa, a global leader in digital payments, has introduced Apple Pay to its customers in Egypt, providing a safe, secure, and easy way to pay in-store, in-app, and online. This new payment method allows customers to make contactless payments simply by double-clicking the side button and holding their iPhone or Apple Watch near a payment terminal. Each Apple Pay purchase

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Can BNPL Services in the UK Survive New Regulations?
Embedded Finance
Can BNPL Services in the UK Survive New Regulations?

The rapid expansion of the buy-now, pay-later (BNPL) sector in the UK has been nothing short of remarkable, with the market now accounting for 7.7% of the country’s total e-commerce, valued at a staggering $27 billion. Key players such as Klarna, PayPal, and Afterpay have been instrumental in driving this growth, while newer entrants like Affirm have added to the

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Thunes Partners with Hyperwallet to Enhance APAC Merchant Payout Access
E-Commerce
Thunes Partners with Hyperwallet to Enhance APAC Merchant Payout Access

Thunes, a prominent global financial technology company, has announced an innovative partnership with Hyperwallet, a PayPal service specializing in global payouts, to significantly enhance payout access for merchants across the Asia-Pacific (APAC) region. This strategic alliance aims to provide a secure, efficient, and real-time payment solution to over 450 million mobile wallets and bank accounts in countries such as Bangladesh,

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Are Investors Losing Faith in Bitcoin ETFs Amid Market Volatility?
Fintech Blockchain
Are Investors Losing Faith in Bitcoin ETFs Amid Market Volatility?

The recent turbulence in the cryptocurrency market has led to significant outflows from Bitcoin spot exchange-traded funds (ETFs), indicating a potential shift in investor sentiment. Throughout the second week of January 2025, notable outflows have been observed, impacting major Bitcoin ETFs. The trend suggests that investors might be losing confidence in Bitcoin ETFs due to increased market volatility. This article

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