How Can FinTechs Navigate the U.S. Payments Market with BIN Sponsorship?

Thredd has recently launched a complimentary guide titled "Launching in America: A Guide to Issuing via BIN Sponsorship" to assist FinTechs and program managers in navigating the complexities of the U.S. payments market. The intricate regulatory framework and the diverse business landscape make it challenging for foreign entities to establish a foothold. The guide offers comprehensive insights into the American payments sector, essential for any FinTech aiming to succeed.

The guide delves into understanding the U.S. regulatory landscape, emphasizing the importance of due diligence. It explains the roles of key parties involved in the payments ecosystem and provides detailed checklists for program managers. These checklists are invaluable for ensuring all regulatory and operational aspects are thoroughly evaluated before market entry. Additionally, the guide addresses the growing demand from global payments executives who are increasingly looking to introduce their services in the U.S.

One of the principal trends identified is the need for a well-considered plan to handle the complexities of entering the U.S. market. Thredd’s report underscores the significance of having a go-to-market strategy that includes understanding BIN sponsorship requirements. BIN sponsors provide the necessary infrastructure and regulatory compliance needed for FinTechs to issue payment cards. The guide offers practical strategies for developing this crucial aspect of market entry, helping organizations navigate the stringent regulatory requirements.

Jim McCarthy, CEO of Thredd, highlights the challenging nature of breaking into the U.S. payments market. He encourages forward-thinking organizations to expand strategically, using the insights and practical takeaways provided in the guide. With a focus on clear, actionable information, Thredd aims to support international FinTechs in building scalable and secure payment platforms. By doing so, these companies can meet the high standards and demands of the U.S. market effectively.

Overall, the guide serves as a comprehensive roadmap for FinTechs aiming to enter the U.S. payments market. It streamlines essential information, making it easier for foreign entities to understand and navigate the complexities involved. With Thredd’s guidance, FinTechs can develop robust go-to-market plans, ensuring they are well-prepared for the challenges and opportunities that the U.S. payments sector presents. Thredd’s initiative aims to foster a more inclusive and innovative financial ecosystem by helping international FinTechs establish a secure and compliant presence in America.

Explore more

Trend Analysis: AI in Real Estate

Navigating the real estate market has long been synonymous with staggering costs, opaque processes, and a reliance on commission-based intermediaries that can consume a significant portion of a property’s value. This traditional framework is now facing a profound disruption from artificial intelligence, a technological force empowering consumers with unprecedented levels of control, transparency, and financial savings. As the industry stands

Insurtech Digital Platforms – Review

The silent drain on an insurer’s profitability often goes unnoticed, buried within the complex and aging architecture of legacy systems that impede growth and alienate a digitally native customer base. Insurtech digital platforms represent a significant advancement in the insurance sector, offering a clear path away from these outdated constraints. This review will explore the evolution of this technology from

Trend Analysis: Insurance Operational Control

The relentless pursuit of market share that has defined the insurance landscape for years has finally met its reckoning, forcing the industry to confront a new reality where operational discipline is the true measure of strength. After a prolonged period of chasing aggressive, unrestrained growth, 2025 has marked a fundamental pivot. The market is now shifting away from a “growth-at-all-costs”

AI Grading Tools Offer Both Promise and Peril

The familiar scrawl of a teacher’s red pen, once the definitive symbol of academic feedback, is steadily being replaced by the silent, instantaneous judgment of an algorithm. From the red-inked margins of yesteryear to the instant feedback of today, the landscape of academic assessment is undergoing a seismic shift. As educators grapple with growing class sizes and the demand for

Legacy Digital Twin vs. Industry 4.0 Digital Twin: A Comparative Analysis

The promise of a perfect digital replica—a tool that could mirror every gear turn and temperature fluctuation of a physical asset—is no longer a distant vision but a bifurcated reality with two distinct evolutionary paths. On one side stands the legacy digital twin, a powerful but often isolated marvel of engineering simulation. On the other is its successor, the Industry