How Can FinTechs Navigate the U.S. Payments Market with BIN Sponsorship?

Thredd has recently launched a complimentary guide titled "Launching in America: A Guide to Issuing via BIN Sponsorship" to assist FinTechs and program managers in navigating the complexities of the U.S. payments market. The intricate regulatory framework and the diverse business landscape make it challenging for foreign entities to establish a foothold. The guide offers comprehensive insights into the American payments sector, essential for any FinTech aiming to succeed.

The guide delves into understanding the U.S. regulatory landscape, emphasizing the importance of due diligence. It explains the roles of key parties involved in the payments ecosystem and provides detailed checklists for program managers. These checklists are invaluable for ensuring all regulatory and operational aspects are thoroughly evaluated before market entry. Additionally, the guide addresses the growing demand from global payments executives who are increasingly looking to introduce their services in the U.S.

One of the principal trends identified is the need for a well-considered plan to handle the complexities of entering the U.S. market. Thredd’s report underscores the significance of having a go-to-market strategy that includes understanding BIN sponsorship requirements. BIN sponsors provide the necessary infrastructure and regulatory compliance needed for FinTechs to issue payment cards. The guide offers practical strategies for developing this crucial aspect of market entry, helping organizations navigate the stringent regulatory requirements.

Jim McCarthy, CEO of Thredd, highlights the challenging nature of breaking into the U.S. payments market. He encourages forward-thinking organizations to expand strategically, using the insights and practical takeaways provided in the guide. With a focus on clear, actionable information, Thredd aims to support international FinTechs in building scalable and secure payment platforms. By doing so, these companies can meet the high standards and demands of the U.S. market effectively.

Overall, the guide serves as a comprehensive roadmap for FinTechs aiming to enter the U.S. payments market. It streamlines essential information, making it easier for foreign entities to understand and navigate the complexities involved. With Thredd’s guidance, FinTechs can develop robust go-to-market plans, ensuring they are well-prepared for the challenges and opportunities that the U.S. payments sector presents. Thredd’s initiative aims to foster a more inclusive and innovative financial ecosystem by helping international FinTechs establish a secure and compliant presence in America.

Explore more

How AI Agents Work: Types, Uses, Vendors, and Future

From Scripted Bots to Autonomous Coworkers: Why AI Agents Matter Now Everyday workflows are quietly shifting from predictable point-and-click forms into fluid conversations with software that listens, reasons, and takes action across tools without being micromanaged at every step. The momentum behind this change did not arise overnight; organizations spent years automating tasks inside rigid templates only to find that

AI Coding Agents – Review

A Surge Meets Old Lessons Executives promised dazzling efficiency and cost savings by letting AI write most of the code while humans merely supervise, but the past months told a sharper story about speed without discipline turning routine mistakes into outages, leaks, and public postmortems that no board wants to read. Enthusiasm did not vanish; it matured. The technology accelerated

Open Loop Transit Payments – Review

A Fare Without Friction Millions of riders today expect to tap a bank card or phone at a gate, glide through in under half a second, and trust that the system will sort out the best fare later without standing in line for a special card. That expectation sits at the heart of Mastercard’s enhanced open-loop transit solution, which replaces

OVHcloud Unveils 3-AZ Berlin Region for Sovereign EU Cloud

A Launch That Raised The Stakes Under the TV tower’s gaze, a new cloud region stitched across Berlin quietly went live with three availability zones spaced by dozens of kilometers, each with its own power, cooling, and networking, and it recalibrated how European institutions plan for resilience and control. The design read like a utility blueprint rather than a tech

Can the Energy Transition Keep Pace With the AI Boom?

Introduction Power bills are rising even as cleaner energy gains ground because AI’s electricity hunger is rewriting the grid’s playbook and compressing timelines once thought generous. The collision of surging digital demand, sharpened corporate strategy, and evolving policy has turned the energy transition from a marathon into a series of sprints. Data centers, crypto mines, and electrifying freight now press