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CFPB to Introduce New Rules for Nonbank Personal Loans and BNPL
January 10, 2025
CFPB to Introduce New Rules for Nonbank Personal Loans and BNPL

The Consumer Financial Protection Bureau (CFPB) is gearing up to introduce new regulations aimed at nonbank personal loans, including the increasingly popular buy now, pay later (BNPL) products. This move comes in response to petitions from the Consumer Bankers Association

How Will Embedded Payments Transform B2B Transactions by 2025?
January 10, 2025
How Will Embedded Payments Transform B2B Transactions by 2025?

The landscape of embedded payments is rapidly evolving, especially within the Business-to-Business (B2B) sector. Although embedded payments have already become a crucial component in the Business-to-Consumer (B2C) world, facilitating more streamlined and user-friendly transactions, the B2B sector faces a more

Is Returning BNPL Items Tricky? Here’s What You Need to Know
January 10, 2025
Is Returning BNPL Items Tricky? Here’s What You Need to Know

In the aftermath of the holiday season, you might need to return or exchange some gifts, like the new AirPods you bought for your brother before discovering he already had a pair. If you used a Buy Now Pay Later

How Are BNPL Services Changing Consumer Spending Habits Today?
January 9, 2025
How Are BNPL Services Changing Consumer Spending Habits Today?

The rise of buy-now-pay-later (BNPL) services has significantly altered consumer spending habits, particularly among younger and lower-income shoppers. These services, such as Afterpay and Zip, allow consumers to split their purchases into smaller, interest-free installments, making it easier to obtain

Affirm’s Growth Prospects and Challenges in the BNPL Market
January 9, 2025
Affirm’s Growth Prospects and Challenges in the BNPL Market

Affirm Holdings Inc. has established itself as a leading player in the Buy Now, Pay Later (BNPL) market, offering consumers the ability to make purchases and pay over time without traditional credit. With a substantial market capitalization of $18.5 billion,

Fiserv Acquires Payfare to Boost Embedded Finance and Payment Solutions
January 8, 2025
Fiserv Acquires Payfare to Boost Embedded Finance and Payment Solutions

Fiserv, a global leader in payments and financial services technology, is enhancing its embedded financial capabilities through the acquisition of the fintech company Payfare. The primary objective of this acquisition is to strengthen Fiserv’s capabilities in workforce payment solutions and

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CFPB to Introduce New Rules for Nonbank Personal Loans and BNPL
January 10, 2025
CFPB to Introduce New Rules for Nonbank Personal Loans and BNPL

The Consumer Financial Protection Bureau (CFPB) is gearing up to introduce new regulations aimed at nonbank personal loans, including the increasingly popular buy now, pay later (BNPL) products. This move comes in response to petitions from the Consumer Bankers Association

How Will Embedded Payments Transform B2B Transactions by 2025?
January 10, 2025
How Will Embedded Payments Transform B2B Transactions by 2025?

The landscape of embedded payments is rapidly evolving, especially within the Business-to-Business (B2B) sector. Although embedded payments have already become a crucial component in the Business-to-Consumer (B2C) world, facilitating more streamlined and user-friendly transactions, the B2B sector faces a more

Is Returning BNPL Items Tricky? Here’s What You Need to Know
January 10, 2025
Is Returning BNPL Items Tricky? Here’s What You Need to Know

In the aftermath of the holiday season, you might need to return or exchange some gifts, like the new AirPods you bought for your brother before discovering he already had a pair. If you used a Buy Now Pay Later

How Are BNPL Services Changing Consumer Spending Habits Today?
January 9, 2025
How Are BNPL Services Changing Consumer Spending Habits Today?

The rise of buy-now-pay-later (BNPL) services has significantly altered consumer spending habits, particularly among younger and lower-income shoppers. These services, such as Afterpay and Zip, allow consumers to split their purchases into smaller, interest-free installments, making it easier to obtain

Affirm’s Growth Prospects and Challenges in the BNPL Market
January 9, 2025
Affirm’s Growth Prospects and Challenges in the BNPL Market

Affirm Holdings Inc. has established itself as a leading player in the Buy Now, Pay Later (BNPL) market, offering consumers the ability to make purchases and pay over time without traditional credit. With a substantial market capitalization of $18.5 billion,

Fiserv Acquires Payfare to Boost Embedded Finance and Payment Solutions
January 8, 2025
Fiserv Acquires Payfare to Boost Embedded Finance and Payment Solutions

Fiserv, a global leader in payments and financial services technology, is enhancing its embedded financial capabilities through the acquisition of the fintech company Payfare. The primary objective of this acquisition is to strengthen Fiserv’s capabilities in workforce payment solutions and

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