Empowering Freelancers: Moojo and Hiscox Germany Launch Tailored Liability Coverage for IT Professionals

Moojo, a FinTech startup dedicated to streamlining invoicing processes for freelancers and creators, has just announced the launch of a new product in partnership with Hiscox Germany. The new liability coverage for IT professionals aims to give millions of such individuals the freedom, flexibility, and security they need to work and thrive in the digital economy.

Moojo’s mission is simple yet powerful: to empower and secure creators and freelancers as the leading force driving the “new way of work”. By offering tailored products and services that cater to their unique needs and challenges, Moojo hopes to help this growing cohort of workers achieve their full potential and follow the lifestyle they want.

Behind Moojo’s vision and innovation is a team of experienced FinTech and InsurTech professionals who understand the evolving landscape of work and its many risks and opportunities. They have built an intuitive and user-friendly platform that simplifies and automates invoicing, payments, and reporting for freelancers and small businesses alike.

However, they also know that digital freelancers and creators face ever-increasing risks and liabilities as they operate in a complex and fast-paced environment where data breaches, cyber attacks, IP theft, and other threats are commonplace. That’s why they teamed up with Hiscox Germany, a leading and reputable insurance provider, to create a liability coverage product that meets their customers’ unique needs and requirements.

The new product, which is currently available exclusively in Germany, offers IT professionals three coverage options: Basic, Plus, and Complete. The Basic package includes general property damage and bodily injury coverage, as well as product or service liability coverage. The Plus package provides extra protection against cyber and data risks, such as hacking and malware attacks, as well as liability for the breach of data protection rules. The Complete package includes all the features of the Plus package but also covers work-related belongings such as cameras, computers, and phones.

Moojo’s customers can choose the coverage that best suits their needs, preferences, and budget. They can also enjoy a seamless and effortless buying experience that provides instant quotes, streamlined paperwork, and online support throughout the policy’s lifespan.

According to Utena Treves, co-founder and CEO of Moojo, the launch of the new product is a significant milestone for the company and its mission to serve and empower the freelancer and creator economy. She says, “The freelancer and creator economy continues to grow rapidly, and we are delighted to be able to further expand our offering with the innovative and relevant liability coverage product. With Hiscox, we have gained an ideal partner to finally offer freelancers contemporary insurance tailored specifically to their needs.”

For Markus Niederreiner, CEO of Hiscox Germany, partnering with Moojo is a strategic move that aligns with their mission to provide flexible and customized coverage solutions to modern professionals. “With Moojo, we can build a completely new and digital access to one of our core target groups. Almost all freelancers work digitally, so we must meet the specific requirements of this audience with innovative solutions. Moojo offers us an excellent opportunity to do so in Germany.”

The collaboration between Moojo and Hiscox Germany reflects their shared commitment to empowering digital freelancers and creators with innovative and relevant products that meet their unique needs and aspirations. It also shows that the digital economy is evolving and maturing, and it needs tailored and responsive services that cater to its diverse and complex nature.

In 2020, Moojo raised $2 million in their pre-seed funding round, which shows that investors are confident in their mission, vision, and products. As the freelance and creator economy continues to grow, Moojo is well-positioned to capture a significant market share and become a leading platform for invoicing, payments, and insurance.

In conclusion, Moojo’s launch of a new liability coverage product for IT professionals in partnership with Hiscox Germany is a welcome development for digital freelancers and creators worldwide. By providing them with comprehensive and tailored coverage options that address their unique risks and liabilities, Moojo and Hiscox are empowering them to work and thrive in a rapidly changing and competitive environment.

Explore more

How to Make Money With Lead Generation in 2026

The digital landscape has transformed into a high-stakes battlefield where businesses are no longer searching for simple contact information but are instead hunting for verified, high-intent connections amidst a sea of automated noise. If a professional spent any time online a few years ago, it was impossible to escape the constant claims from influencers that lead generation represented the ultimate

Financial AI Evolution Requires New Network Infrastructure

The silent cost of a single dropped data packet in a multi-day high-frequency AI training cluster can burn through thousands of dollars in a heartbeat, yet most banks are still running on pipes built for the era of static spreadsheets. As the industry moves through 2026, the transition of artificial intelligence from experimental side-projects to the central nervous system of

Is AI Integration Outpacing Governance in Global Finance?

The financial landscape is shifting beneath the surface as sophisticated algorithms now execute complex trades and predict market fluctuations with a speed that human analysts simply cannot match. This rapid evolution has pushed 77% of financial organizations to integrate artificial intelligence into their core operations. However, a jarring discrepancy exists, as only 14% of these firms are operating under a

How Are Cobots and AI Transforming Industrial Automation?

The rhythmic, synchronized movement of robotic arms no longer occurs behind thick plexiglass or steel mesh, as the walls once defining the factory floor have begun to disappear in favor of seamless interaction. This transition represents a $16.7 billion pivot toward collaborative intelligence, where machines are no longer isolated assets but active partners. As the industry moves into a more

BNPL Growth Challenges US Merchants With Fraud and Disputes

The meteoric rise of installment-based spending has fundamentally altered the American retail landscape, yet the very convenience that drives consumer conversion is now triggering a complex crisis of fraud and operational instability for merchants. Retailers today find themselves in a precarious position where providing the most popular payment options often means opening the door to sophisticated financial threats that bypass