Empowering Freelancers: Moojo and Hiscox Germany Launch Tailored Liability Coverage for IT Professionals

Moojo, a FinTech startup dedicated to streamlining invoicing processes for freelancers and creators, has just announced the launch of a new product in partnership with Hiscox Germany. The new liability coverage for IT professionals aims to give millions of such individuals the freedom, flexibility, and security they need to work and thrive in the digital economy.

Moojo’s mission is simple yet powerful: to empower and secure creators and freelancers as the leading force driving the “new way of work”. By offering tailored products and services that cater to their unique needs and challenges, Moojo hopes to help this growing cohort of workers achieve their full potential and follow the lifestyle they want.

Behind Moojo’s vision and innovation is a team of experienced FinTech and InsurTech professionals who understand the evolving landscape of work and its many risks and opportunities. They have built an intuitive and user-friendly platform that simplifies and automates invoicing, payments, and reporting for freelancers and small businesses alike.

However, they also know that digital freelancers and creators face ever-increasing risks and liabilities as they operate in a complex and fast-paced environment where data breaches, cyber attacks, IP theft, and other threats are commonplace. That’s why they teamed up with Hiscox Germany, a leading and reputable insurance provider, to create a liability coverage product that meets their customers’ unique needs and requirements.

The new product, which is currently available exclusively in Germany, offers IT professionals three coverage options: Basic, Plus, and Complete. The Basic package includes general property damage and bodily injury coverage, as well as product or service liability coverage. The Plus package provides extra protection against cyber and data risks, such as hacking and malware attacks, as well as liability for the breach of data protection rules. The Complete package includes all the features of the Plus package but also covers work-related belongings such as cameras, computers, and phones.

Moojo’s customers can choose the coverage that best suits their needs, preferences, and budget. They can also enjoy a seamless and effortless buying experience that provides instant quotes, streamlined paperwork, and online support throughout the policy’s lifespan.

According to Utena Treves, co-founder and CEO of Moojo, the launch of the new product is a significant milestone for the company and its mission to serve and empower the freelancer and creator economy. She says, “The freelancer and creator economy continues to grow rapidly, and we are delighted to be able to further expand our offering with the innovative and relevant liability coverage product. With Hiscox, we have gained an ideal partner to finally offer freelancers contemporary insurance tailored specifically to their needs.”

For Markus Niederreiner, CEO of Hiscox Germany, partnering with Moojo is a strategic move that aligns with their mission to provide flexible and customized coverage solutions to modern professionals. “With Moojo, we can build a completely new and digital access to one of our core target groups. Almost all freelancers work digitally, so we must meet the specific requirements of this audience with innovative solutions. Moojo offers us an excellent opportunity to do so in Germany.”

The collaboration between Moojo and Hiscox Germany reflects their shared commitment to empowering digital freelancers and creators with innovative and relevant products that meet their unique needs and aspirations. It also shows that the digital economy is evolving and maturing, and it needs tailored and responsive services that cater to its diverse and complex nature.

In 2020, Moojo raised $2 million in their pre-seed funding round, which shows that investors are confident in their mission, vision, and products. As the freelance and creator economy continues to grow, Moojo is well-positioned to capture a significant market share and become a leading platform for invoicing, payments, and insurance.

In conclusion, Moojo’s launch of a new liability coverage product for IT professionals in partnership with Hiscox Germany is a welcome development for digital freelancers and creators worldwide. By providing them with comprehensive and tailored coverage options that address their unique risks and liabilities, Moojo and Hiscox are empowering them to work and thrive in a rapidly changing and competitive environment.

Explore more

The Fastest Way to Land a New Job in 2026

Ling-yi Tsai is a distinguished HRTech strategist with over two decades of experience helping organizations and individuals navigate the intersection of human talent and advanced technology. As an expert in HR analytics and recruitment systems, she has a unique vantage point on how the “resume tsunami” of the mid-2020s has fundamentally altered the hiring landscape. Her approach moves beyond simply

Trend Analysis: Autonomous Driving Marketing Regulations

The sleek aesthetic of modern dashboards belies a growing tension between the hyperbolic language of Silicon Valley and the rigid safety mandates of government regulators who are currently redefining the boundaries of commercial speech. The central conflict lies in whether a product name is merely a marketing tool or a critical safety instruction that dictates how a human interacts with

Ecommpay Unveils New Guide to Combat Rising E-commerce Fraud

The sheer scale of digital financial theft has reached a tipping point where traditional defense mechanisms often fail to protect the modern merchant. With the UK payment sector facing a staggering loss of £1.17 billion in 2026, Ecommpay has released a specialized resource titled E-commerce fraud defence: A quick guide for merchants. This initiative aims to equip businesses with the

How Do Unified Platforms Simplify European Payment Scaling?

NavigatingthelabyrinthineregulatoryenvironmentandtechnicalfragmentationoftheEuropeanpaymentlandscaperequiresalevelopfoperationalagilitythatmanytraditionalfinancialinstitutionsstruggletomaintaineffectively. As cross-border commerce continues to accelerate throughout 2026, the demand for seamless account-to-account transactions has forced fintech leaders to rethink their underlying infrastructure. The recent expansion of the strategic partnership between Form3 and the global fintech giant SumUp serves as a landmark example of this shift. By moving beyond their initial collaboration on United Kingdom payment rails, such as

Should You Retrofit or Rebuild Data Centers for AI?

The global landscape of digital infrastructure is currently grappling with a monumental shift as generative models and high-density computing clusters rapidly outpace the thermal and electrical capacities of facilities designed and built just a few years ago. This evolution has forced a critical evaluation of existing assets, pushing operators to decide whether to adapt their current inventory or start from