
The world of cybercrime witnessed a significant legal victory when three men in the United Kingdom pleaded guilty to running a service that bypassed multifactor authentication (MFA) systems of major banks. OTPAgency, the service created by Callum Picari, Vijayasidhurshan Vijayanathan, and Aza Siddeeque, exploited vulnerabilities and facilitated fraudulent access to personal banking accounts. This article delves into the intricate details