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Home | Authors | Mikhail Hamilton
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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Transforming Cross-Border Payments: Tech Innovations and Collaboration
Digital Lending / Digital Payments
Transforming Cross-Border Payments: Tech Innovations and Collaboration

In the era of globalization, there is an increasing demand for seamless, real-time cross-border payments. Chinnapa Reddy Yeruva, an expert in payment systems innovation, delves into the evolving landscape of instant global transactions. He discusses the challenges and technologies transforming payment infrastructures, with a focus on fostering efficiency, transparency, and accessibility. The Growing State of Global Real-Time Payments Current Transactions

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February 13, 2025
How Can Retailers Implement Mobile Payment Processing by 2025?
Digital Lending / Digital Payments
How Can Retailers Implement Mobile Payment Processing by 2025?

When was the last time you left the house without your smartphone? If the mere thought of that makes you feel uneasy, you can join three-quarters of all Americans. Smartphone adoption is long past its infancy. Around 90% of the global population owns a smartphone and we’re using them for more than calling family or scrolling through social media. Mobile

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February 13, 2025
How Is Peer-to-Peer Lending Evolving in 2025?
Digital Lending / Digital Payments
How Is Peer-to-Peer Lending Evolving in 2025?

In the dynamic realm of financial services, peer-to-peer (P2P) lending has risen as a significant force, redefining access to capital for both individuals and businesses. As we navigate through 2025, P2P lending has not only flourished but also undergone noteworthy transformations, driven by advancements in technology, evolving regulations, and shifting consumer preferences. This evolution has enabled the industry to meet

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February 13, 2025
Is Payment Technology a Strategic Driver for Merchants’ Growth?
Digital Lending / Digital Payments
Is Payment Technology a Strategic Driver for Merchants’ Growth?

As merchants in the UK and US continue to navigate the rapidly changing digital landscape, they are increasingly recognizing the critical role that payment technology plays in driving their growth and success. A recent survey conducted by PXP, an omnichannel global payment platform, in collaboration with Censuswide in January 2025, revealed that 64% of merchants view payment technology not just

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February 13, 2025
BR-DGE Launches Whitepaper on Navigating Multi-Acquirer Payment Worlds
E-Commerce
BR-DGE Launches Whitepaper on Navigating Multi-Acquirer Payment Worlds

As the complexities of the payment landscape continue to grow, modern merchants are facing unprecedented challenges in ensuring smooth transactions. Historically, businesses have relied on simple card transactions, but this is no longer sufficient. With the rise of numerous payment methods, it has become imperative for merchants to support a variety of systems to remain competitive. To address these evolving

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February 12, 2025
Duck Creek Teams Up with Worldpay to Modernize Insurance Payment Solutions
Digital Lending / Digital Payments
Duck Creek Teams Up with Worldpay to Modernize Insurance Payment Solutions

Duck Creek Technologies, a global leader in intelligent solutions for property and casualty (P&C) and general insurance, has garnered significant attention by announcing a strategic partnership with Worldpay, a prominent name in payments technology. This collaboration is set to revolutionize the insurance sector by integrating Worldpay’s advanced global payment capabilities into Duck Creek Payments, providing a seamless, end-to-end payment management

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February 12, 2025
Paysafe Explores Sale Amid Takeover Interest and Strategic Growth
Digital Lending / Digital Payments
Paysafe Explores Sale Amid Takeover Interest and Strategic Growth

In a strategic move that underscores both its challenges and potential, fintech company Paysafe Ltd., valued at $1.4 billion, is contemplating a sale after receiving takeover interest. Paysafe, widely known for processing transactions on a global scale, has appointed a financial adviser to assess its strategic options. This comes despite the firm’s market value dropping by a staggering 80% since

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February 12, 2025
Australia’s E-Commerce Growth Driven by Digital Payment Adoption
Digital Lending / Digital Payments
Australia’s E-Commerce Growth Driven by Digital Payment Adoption

Australia’s e-commerce industry is experiencing substantial growth, driven predominantly by the increasing adoption of digital payments. The Australian market has embraced numerous technological advancements, propelling online shopping to unprecedented levels. Australia’s e-commerce market is expected to grow at an impressive 8% compound annual growth rate (CAGR), reaching a staggering $55 billion by 2025. This remarkable growth trajectory underscores the pivotal

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February 12, 2025
Digital Wallet Boom Spurs Regulatory Shifts in Global Payment Systems
Digital Lending / Digital Payments
Digital Wallet Boom Spurs Regulatory Shifts in Global Payment Systems

The rapid adoption of digital wallets for various types of transactions is reshaping the global payments landscape. This transformation is prompting governments and financial institutions worldwide to update regulatory frameworks to keep pace with technological advancements. The integration of digital wallets into national financial systems is also influencing the delivery of public benefits, with countries like Australia, Israel, Thailand, and

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February 12, 2025
Unintended Costs: Digital Cash Transfers Increase Refugee Expense
Digital Lending / Digital Payments
Unintended Costs: Digital Cash Transfers Increase Refugee Expense

In recent years, digital innovations in humanitarian aid have been hailed as groundbreaking solutions, yet for refugees in some regions, they have inadvertently increased costs and complicated access to essential funds. This issue has become particularly evident in Kenya’s refugee camps, where the implementation of digital cash transfers has resulted in refugees being charged significantly more than when using traditional

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February 12, 2025
Credit Unions Boost Growth and Engagement With Instant Payments
Digital Lending / Digital Payments
Credit Unions Boost Growth and Engagement With Instant Payments

In an ever-evolving financial landscape, the future of credit unions is being shaped by the adoption of instant payments. This trend is quickly gaining traction within financial institutions, with over 200 credit unions already integrated with the RTP® network. These institutions are leveraging the benefits of instant payments to drive growth, enhance member engagement, and create new revenue streams. As

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February 12, 2025
QR Code Payments Projected to Hit $8 Trillion Globally by 2029
Digital Lending / Digital Payments
QR Code Payments Projected to Hit $8 Trillion Globally by 2029

In an era where digital transactions are becoming the norm, QR code payments have emerged as a frontrunner in revolutionizing how we exchange money. The global value of QR code payments is projected to soar to an impressive $8 trillion by 2029, up from an already substantial $5.4 trillion in 2025. Despite Apple granting third-party access to Near Field Communication

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February 12, 2025