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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Are Embedded Payments Revolutionizing B2B Transactions?
Digital Lending / Digital Payments
How Are Embedded Payments Revolutionizing B2B Transactions?

Embedded payments are not just reshaping the way businesses handle transactions but are fundamentally altering the entire operational structure of B2B engagements by incorporating payment functionalities directly into business processes. The implementation of embedded payments extends beyond merely transitioning from traditional methods like cash and checks to digital payments; it signifies a broader digital overhaul involving credentials and tokenization. Introduction

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How is Mastercard Shaping the Future of Global Digital Payments?
Digital Lending / Digital Payments
How is Mastercard Shaping the Future of Global Digital Payments?

The digital payment landscape is continually evolving, with Mastercard playing a pivotal role in driving this transformation. Advances in technology, regional differences in digital engagement, a rise in mobile payments, and a focus on security comprise the primary arenas where Mastercard’s initiatives are making a significant impact. By leveraging a blend of innovative strategies and collaborative efforts, Mastercard is not

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Are Digital Wallets Becoming Essential for Modern Travelers?
Digital Lending / Digital Payments
Are Digital Wallets Becoming Essential for Modern Travelers?

Travel has long been synonymous with exploration, adventure, and new experiences. But in recent years, it has also become a testament to how technology can radically transform our everyday activities. One noteworthy shift is the growing reliance on digital wallets among travelers. Cash and credit cards used to be the go-to payment methods. However, the convenience, security, and efficiency offered

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How Are Fintech Innovations Transforming Payments for SMEs and Consumers?
E-Commerce
How Are Fintech Innovations Transforming Payments for SMEs and Consumers?

The fintech industry is revolutionizing financial services for small and medium-sized enterprises (SMEs) and individual consumers alike. Through innovative technologies and strategic partnerships, key players are introducing solutions that streamline payment processes, enhance data intelligence, and expand flexibility in financial transactions. This article delves into the various initiatives and product launches that are shaping the future of fintech. Klarna and

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How Will Safaricom and Mastercard Transform Kenya’s Payment Systems?
Digital Lending / Digital Payments
How Will Safaricom and Mastercard Transform Kenya’s Payment Systems?

Kenya is poised for a financial revolution through a groundbreaking partnership between Safaricom and Mastercard. Safaricom, the leading telecommunications company in East Africa, and Mastercard, a global payment technology pioneer, are joining forces to reconfigure Kenya’s payment acceptance and cross-border remittance landscape. By leveraging Mastercard’s global payment infrastructure and Safaricom’s M-PESA merchant network, the collaboration is set to deliver seamless,

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dLocal and ShopeePay Unite to Expand Payments in Southeast Asia
Digital Lending / Digital Payments
dLocal and ShopeePay Unite to Expand Payments in Southeast Asia

In a groundbreaking move to revolutionize the digital payment landscape in Southeast Asia, dLocal, a renowned cross-border payment platform, and ShopeePay, a leading mobile wallet provider, have announced a strategic partnership. This collaboration not only promises to enhance the ease and convenience of digital transactions but also aims to significantly impact the economic activities of the region. By leveraging the

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HKMA Launches Phase 2 of e-HKD Digital Currency Pilot Initiative
Digital Lending / Digital Payments
HKMA Launches Phase 2 of e-HKD Digital Currency Pilot Initiative

The Hong Kong Monetary Authority (HKMA) has unveiled the next phase of its e-HKD Pilot Programme, called Project e-HKD+. This strategic move marks a significant step in Hong Kong’s quest to integrate digital currencies into its financial ecosystem. Commencing on September 23, this phase is set to explore the practical applications, commercial viability, and technological advancements surrounding digital currencies. Expanding

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How Does Mastercard Empower Female Entrepreneurs in Egypt?
E-Commerce
How Does Mastercard Empower Female Entrepreneurs in Egypt?

Empowering female entrepreneurs is a significant driver of economic growth and societal change. Recognizing this potential, Mastercard has partnered with Entreprenelle to support and upskill women entrepreneurs in Egypt. This strategic alliance is part of Mastercard’s broader commitment to fostering inclusion and equity in the digital economy. By providing essential tools and knowledge, they aim to help women scale and

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San Diego MTS Adopts Contactless Payment System for Enhanced Transit
Digital Lending / Digital Payments
San Diego MTS Adopts Contactless Payment System for Enhanced Transit

The San Diego Metropolitan Transit System (MTS) has taken a significant step toward modernizing its fare collection by introducing a ‘tap-on/tap-off’ contactless payment model. Enabled through a collaboration with NMI and INIT, this new system aims to transform the overall transit experience, offering passengers a more streamlined and secure way to pay for their journeys. By harnessing the advanced payment

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Revolutionizing Finance: The Untapped Potential of Programmable Money
Digital Lending / Digital Payments
Revolutionizing Finance: The Untapped Potential of Programmable Money

Understanding the transformative potential of programmable money requires delving deep into its mechanism, benefits, and application. As central banks and financial institutions worldwide explore its adoption, the ability to embed predefined rules and conditions into monetary value promises a revolutionary shift in the financial landscape. Unlike traditional money, which operates purely as a medium of exchange, programmable money takes the

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Skyrocketing APRs on Retail Credit Cards: A Double-Edged Sword
Digital Lending / Digital Payments
Skyrocketing APRs on Retail Credit Cards: A Double-Edged Sword

Retail credit cards have become increasingly popular among consumers and retailers for their immediate perks and potential savings. Initial offers like a 20% discount on the first purchase or 0% interest for a specific period can be enticing. However, these short-term gains often come with long-term costs, primarily in the form of skyrocketing annual percentage rates (APRs). This article examines

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Banks Reclaim Customer Interfaces Amid Payment Technology Shifts
Digital Lending / Digital Payments
Banks Reclaim Customer Interfaces Amid Payment Technology Shifts

As the financial landscape evolves, banks are fighting to reclaim their traditional dominance over customer interfaces. With the rise of payment technologies and shifting consumer behaviors, this competitive battleground is more strategic than ever. Banks are innovating, leveraging digital wallets, and redesigning physical cards to maintain relevance and capture customer loyalty. Let’s dive into the multifaceted approach banks are taking

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