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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
UK Shift to Digital Payments: Young Consumers Lead the Change
Digital Lending / Digital Payments
UK Shift to Digital Payments: Young Consumers Lead the Change

The United Kingdom has been observing a significant transformation in its payment landscape, marked by an evident shift from cash to digital payment methods. This change is most prominently driven by the younger population, who have embraced technological advancements in financial transactions. A survey by a payment solution provider, SumUp, highlights this trend, especially the declining use of cash and

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TransferMate and Deutsche Bank Team Up for APAC Payments Expansion
Digital Lending / Digital Payments
TransferMate and Deutsche Bank Team Up for APAC Payments Expansion

In a compelling move to reshape global financial landscapes, TransferMate, an innovator in embedded B2B payments, has formed a strategic partnership with Deutsche Bank, a renowned leader in financial services. This alliance is centered on amplifying cross-border payment capabilities with a decisive emphasis on the flourishing Asia-Pacific (APAC) markets. By integrating Deutsche Bank’s vast international framework with TransferMate’s Infrastructure-as-a-Service (IaaS)

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Canada’s Real-Time Payments Revolution: Banks Face Transformation
Digital Lending / Digital Payments
Canada’s Real-Time Payments Revolution: Banks Face Transformation

The Push for Real-Time Financial Ecosystem Regulatory Overhaul and its Impact on Traditional Banking Canada’s ambitious push towards a real-time financial ecosystem is centered on transformative legislative and infrastructural changes. The Real-Time Rail system has heralded a new era of transparency and efficiency, placing financial institutions under increased regulatory scrutiny. This transformation aims to simplify the payment landscape across the

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How Do Emerging Technologies Redefine Cross-Border Payments?
Digital Lending / Digital Payments
How Do Emerging Technologies Redefine Cross-Border Payments?

A significant transformation is underway in the landscape of cross-border payments, driven by the integration of emerging technologies such as real-time payments (RTP), stablecoins, and blockchain. Businesses navigating international transactions have traditionally encountered hurdles like slow processing times, high fees, and a lack of transparency, all of which hinder smooth monetary flows. However, technological innovations now offer promising solutions to

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Australia’s Fintech Lending Boom: Tech, Regulation, and Innovation
Digital Lending / Digital Payments
Australia’s Fintech Lending Boom: Tech, Regulation, and Innovation

Australia has firmly established itself as a significant influencer in the global fintech landscape, particularly in the realm of lending platforms. This position has been achieved through a mix of technological innovation, forward-thinking regulation, and an ecosystem that encourages entrepreneurship. The country’s fintech scene has experienced explosive growth, driven by widespread digital adoption among its tech-savvy population. With a substantial

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Can Web3 End Traditional Payment System Limitations?
Digital Lending / Digital Payments
Can Web3 End Traditional Payment System Limitations?

The transformative potential of Web3 technologies offers an innovative approach to addressing the inherent limitations of traditional payment systems, which are often characterized by high transaction costs and dependence on financial intermediaries. Traditional payment methods have long been criticized for being costly and for relying heavily on centralized entities, which limit individual privacy and control. Today, initiatives like the partnership

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How Do Virtual Cards Revolutionize Business Spending?
Digital Lending / Digital Payments
How Do Virtual Cards Revolutionize Business Spending?

As digital innovation continues to reshape the financial landscape, businesses are increasingly shifting towards more efficient and secure payment solutions. One such advancement is the introduction of virtual business cards, a modern substitute for traditional physical cards. By facilitating immediate issuance, customizable limits, and enhanced security features, these cards transform the way companies manage their expenditures. The appeal is especially

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How Is Visa Innovating Commerce with AI in Asia Pacific?
Digital Lending / Digital Payments
How Is Visa Innovating Commerce with AI in Asia Pacific?

As technology constantly evolves, the financial landscape must adapt to keep pace, especially in the bustling region of Asia Pacific. Visa, a global leader in payments, recognizes the shifting tides and has launched a groundbreaking initiative called Visa Intelligent Commerce. This strategic move is tailored to empower developers and engineers in the region to harness the power of artificial intelligence

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How Are Fintechs Driving Payment Innovation Globally?
Digital Lending / Digital Payments
How Are Fintechs Driving Payment Innovation Globally?

In an era where digital transformation is accelerating at an unprecedented pace, the financial technology sector, commonly known as fintech, is reshaping how payments are made around the world. The ongoing advancements in fintech have prompted a global wave of innovation, driving companies to explore new markets and redefine traditional payment systems. Fintech firms have become pivotal in addressing the

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Ecommpay Boosts Inclusivity with New Payments Platform
E-Commerce
Ecommpay Boosts Inclusivity with New Payments Platform

The landscape of digital payments is evolving rapidly, with businesses now focusing on inclusivity, accessibility, and seamless transaction experiences. As competition intensifies, Ecommpay has emerged at the forefront by revolutionizing its payments platform to achieve a 25% increase in processing volume. Committed to financial inclusivity, the company reported a 19% rise in transaction volume while enhancing merchant acceptance rates by

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Worldpay Expands Payments Tech to Colombia’s E-Commerce Market
E-Commerce
Worldpay Expands Payments Tech to Colombia’s E-Commerce Market

Colombia’s e-commerce market is witnessing a significant transformation with the entry of Worldpay, a major player in the payments technology industry. The company’s expansion into Colombia is a strategic move reflecting Colombia’s emerging role as a key player in the Latin American digital economy. This initiative is part of Worldpay’s broader plan to enhance its domestic acquiring capabilities, targeting thriving

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GoCardless Launches Outbound Payments for Streamlined Transactions
Digital Lending / Digital Payments
GoCardless Launches Outbound Payments for Streamlined Transactions

In an era where the efficiency and security of financial transactions are paramount, GoCardless has taken a significant step forward by introducing Outbound Payments to its platform. This new feature allows merchants to send money directly to customers, suppliers, and third parties, significantly enhancing transaction speed and precision. Combining account-to-account collections with payouts in one comprehensive platform simplifies financial operations

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