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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Co-Branded Loyalty Programs and Digital Payments Redefine Engagement
Digital Lending / Digital Payments
Co-Branded Loyalty Programs and Digital Payments Redefine Engagement

The evolving landscape of customer loyalty programs in today’s digital age has seen a significant transformation driven by advancements in technology. Increasing consumer expectations for meaningful and personalized interactions have been fueled by ubiquitous devices such as smartphones, wearables, and voice-activated gadgets. Traditional loyalty programs that were once effective are now often seen as insufficient in capturing genuine, lasting loyalty

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Protect Your Credit Score: Tackling Late Student Loan Payments
Digital Lending / Digital Payments
Protect Your Credit Score: Tackling Late Student Loan Payments

With the resumption of federal student loan payments, many borrowers are experiencing the credit consequences of delayed payments and defaults for the first time since the start of the Covid-19 pandemic. The impact on credit scores can be significant, leading to penalties such as wage garnishment, tax refund seizures, and even the loss of Social Security benefits. This article explores

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Modernizing Payments: Key to Digital Transformation Success
Digital Lending / Digital Payments
Modernizing Payments: Key to Digital Transformation Success

In the digital era, enterprises are increasingly prioritizing digital transformation to stay relevant and competitive. One crucial yet often overlooked aspect of this transformation journey is payment modernization. Legacy payment systems present several challenges that impede progress and stifle innovation, making it essential for enterprises to modernize their payment processes. The impact of modernizing these systems extends beyond efficiency, touching

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How Will EU Instant Payments Change Corporate Treasury Strategies?
Digital Lending / Digital Payments
How Will EU Instant Payments Change Corporate Treasury Strategies?

The EU Instant Payment Regulation has introduced a significant transformation in the euro area’s financial ecosystem. Banks and payment service providers (PSPs) are required to handle SEPA Instant Payments, which has turned real-time transaction processing into a reality. This regulation aims to overhaul traditional payment systems, boosting the speed and efficiency of financial transactions across Europe. Corporate treasurers must grasp

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PayPal Expands Crypto Services to Include Solana and Chainlink
E-Commerce
PayPal Expands Crypto Services to Include Solana and Chainlink

PayPal has taken a significant step in the digital payments arena by extending its cryptocurrency services to encompass Solana (SOL) and Chainlink (LINK) for users in the United States. This strategic expansion demonstrates the company’s commitment to embracing the latest Web3 trends and simplifying access to decentralized finance (DeFi) for a broader audience. With this addition, PayPal users can now

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Mastercard and Nomba Join Forces to Elevate Digital Payments in Africa
Digital Lending / Digital Payments
Mastercard and Nomba Join Forces to Elevate Digital Payments in Africa

In a transformative move that promises to reshape the digital payment landscape across Nigeria and Africa, Mastercard and Nomba have embarked on a strategic collaboration aimed at integrating Mastercard’s renowned Gateway into Nomba’s Checkout platform. This partnership seeks to elevate the efficiency, security, and seamlessness of transaction processes for businesses and customers alike, ultimately fostering greater financial inclusion and promoting

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Viva.com Expands Mastercard Move to UK for Instant Payments
Digital Lending / Digital Payments
Viva.com Expands Mastercard Move to UK for Instant Payments

Viva.com, a tech-driven bank tailored for businesses, is making significant strides in the financial technology sector with the expansion of Mastercard’s instant payment service, Mastercard Move, to the UK. This advancement underscores a growing trend in Europe and beyond, where there is an increasing preference for near-instant payments, both among consumers and businesses. The European Central Bank has reported a

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Will Korea Lead the Future with Cashless Payment Innovations?
Digital Lending / Digital Payments
Will Korea Lead the Future with Cashless Payment Innovations?

The dynamic transformation of the Korean financial landscape, dominated by advancements in small payment processing, points towards a promising future. Driven by digitalization, changing regulations, and evolving consumer behaviors, Korea is steadily adopting efficient and secure payment systems. This article dives into the factors contributing to Korea’s leadership in the cashless payment revolution. The country’s trajectory in this domain reflects

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How Will Cross-Border QR Payments Transform ASEAN’s Economy?
Digital Lending / Digital Payments
How Will Cross-Border QR Payments Transform ASEAN’s Economy?

Bank Negara Malaysia (BNM) and the National Bank of Cambodia have launched the second phase of the Cross-Border QR Payment initiative to enhance digital payment connectivity between Malaysia and Cambodia. The initiative, which started in 2024, aims for seamless and instant payments between the nations through participating financial institutions. The initial phase allowed Cambodian users to make retail payments in

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Mastercard and Nomba Partner to Transform Nigeria’s Digital Payments
Digital Lending / Digital Payments
Mastercard and Nomba Partner to Transform Nigeria’s Digital Payments

Mastercard and Nomba have joined forces to revolutionize the digital payment landscape in Nigeria, with a clear focus on enhancing payment solutions for businesses and consumers alike.By integrating Mastercard’s secure and advanced technology into Nomba’s Checkout solution, this collaboration seeks to provide a seamless and efficient way for businesses to process transactions, both locally and globally. Aiming to support diverse

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Can Zapier and PayJunction Revolutionize Payment Automation?
E-Commerce
Can Zapier and PayJunction Revolutionize Payment Automation?

In the evolving world of technology, automation remains a pivotal focus, particularly for businesses seeking to optimize their operations.The integration of PayJunction, a tech-focused payments company, with Zapier, a leading workflow automation platform, represents a significant advancement in payment automation. This partnership aims to help businesses create custom, scalable automations tailored to their specific needs, significantly enhancing efficiency and reducing

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Banks Navigate PaaS Outsourcing to Modernize Payments and Compliance
Digital Lending / Digital Payments
Banks Navigate PaaS Outsourcing to Modernize Payments and Compliance

The complexities and opportunities banks face with outsourcing in the context of Platform-as-a-Service (PaaS) and cloud solutions have become increasingly evident in recent years. As financial institutions strive to expedite service delivery and enhance personalization, they must also manage regulatory compliance and data security concerns. This article delves into how banks can leverage technology to tackle these challenges while also

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