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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Has the Tribal Lending Industry Survived Harsh Regulations?
Digital Lending / Digital Payments
How Has the Tribal Lending Industry Survived Harsh Regulations?

The tribal lending industry, characterized by partnerships between Native American tribes and online lending operations, has thrived despite facing significant legal and regulatory challenges over the past decade. This industry offers high-interest loans that are legally protected by the tribes’ sovereign immunity. Various attempts at federal regulation and legal actions have repeatedly targeted these lenders, but the industry has continually

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İşbank and Alipay+ Boost Seamless Mobile Payments for Tourists in Turkey
E-Commerce
İşbank and Alipay+ Boost Seamless Mobile Payments for Tourists in Turkey

As Turkey’s tourism sector continues to flourish, ensuring seamless and convenient financial transactions for international tourists becomes paramount. Recognizing this need, İşbank, Turkey’s largest private bank, has announced an expansion of its collaboration with Alipay+. This initiative, launched in tandem with the bank’s 100th anniversary, is expected to significantly enhance the cross-border payment experience for tourists visiting Turkey. By integrating

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CredibleX Secures $55M to Boost SME Lending Services in UAE
Digital Lending / Digital Payments
CredibleX Secures $55M to Boost SME Lending Services in UAE

In a strategic move to enhance financial support for small and medium-sized enterprises (SMEs) in the UAE, fintech startup CredibleX has successfully secured $55 million in seed funding. The funding round included both debt and equity contributions, with equity being provided by Abu Dhabi-based venture capital firm Further Ventures and debt financing sourced from Kilgour Williams Capital, Berkley Square, and

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Are E-Wallets Transforming Egypt Into a Cashless Society by 2025?
Digital Lending / Digital Payments
Are E-Wallets Transforming Egypt Into a Cashless Society by 2025?

In recent years, Egypt has shown an impressive inclination towards adopting digital payment systems, moving closer to becoming a predominantly cashless society. The rapid increase in smartphone usage and internet access across the country is fostering a shift from traditional cash transactions to more sophisticated, digital alternatives. This trend is redefining the financial landscape of Egypt, with major players like

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PayU and Google Pay Team Up to Enhance Mobile Payments in Colombia
Digital Lending / Digital Payments
PayU and Google Pay Team Up to Enhance Mobile Payments in Colombia

The recent integration of PayU, a prominent payment gateway, with Google Pay (GPay) in Colombia marks a significant milestone in the digital payments landscape within the country. This development is designed to enhance the transaction experience for Colombian consumers, making it faster, more secure, and ultimately more convenient. By leveraging advanced encryption and tokenization technologies, the collaboration between PayU and

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Klarna Partners with Neiman Marcus and Bergdorf for Flexible Payments
E-Commerce
Klarna Partners with Neiman Marcus and Bergdorf for Flexible Payments

Klarna, an AI-powered global payments network and shopping assistant, has partnered with luxury retailers Neiman Marcus and Bergdorf Goodman to introduce flexible online payment methods. This collaboration allows customers to split their payments into four interest-free installments, choose flexible financing plans, or pay in full. The primary aim of this partnership is to make luxury shopping more accessible and convenient,

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How Will PalmPay and Jumia’s Partnership Transform Nigeria’s Digital Payments?
Digital Lending / Digital Payments
How Will PalmPay and Jumia’s Partnership Transform Nigeria’s Digital Payments?

In a move that signals a significant step towards enhancing digital payments in Nigeria, PalmPay, a leading fintech company, has partnered with Jumia, Africa’s foremost e-commerce giant, to promote the use of a cashless economy. This strategic alliance integrates PalmPay as a payment method on Jumia’s platform, offering customers the ability to complete transactions seamlessly through their PalmPay wallets. Such

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How Can SMBs Boost Holiday Sales With Modern Payment Strategies?
Digital Lending / Digital Payments
How Can SMBs Boost Holiday Sales With Modern Payment Strategies?

The holiday season is a critical time for small to medium-sized businesses (SMBs), often determining their financial health for the entire year. With heightened competition and evolving consumer preferences, SMBs must adopt innovative strategies to maximize their holiday sales. This article explores how modern payment strategies can help SMBs thrive during this crucial period. The Importance of Holiday Sales for

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FinTech 2025: AI, Personalized Credit, BNPL, and Digital Wallets Revolution
Digital Lending / Digital Payments
FinTech 2025: AI, Personalized Credit, BNPL, and Digital Wallets Revolution

As we move rapidly towards 2025, the financial technology sector is poised for significant transformations, driven by personalization, technological innovation, and seamless transaction handling. This article delves into the anticipated developments in credit, Buy Now Pay Later (BNPL), artificial intelligence (AI), and digital wallets. With industry executives and key influencers predicting a profound shift in how consumers and businesses manage

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PalmPay and Jumia Partner to Boost Nigeria’s Digital Payment Ecosystem
Digital Lending / Digital Payments
PalmPay and Jumia Partner to Boost Nigeria’s Digital Payment Ecosystem

In a bid to enhance Nigeria’s digital payment ecosystem, PalmPay, the leading mobile wallet operator in Nigeria, has partnered with Jumia, Africa’s prominent e-commerce company. This strategic collaboration allows Jumia shoppers to use their PalmPay wallets for transactions, thereby providing a seamless and reliable payment experience. Such an initiative is part of a broader push to drive innovation, improve convenience,

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Future of Online Lending: Trends and Innovations to Watch by 2025
Digital Lending / Digital Payments
Future of Online Lending: Trends and Innovations to Watch by 2025

Online lending is rapidly evolving in the financial landscape, driven by technological advancements and shifting consumer preferences towards digital finance. The article anticipates that by 2025, the global online lending market will reach $20.5 billion, with an annual growth rate exceeding 12%. This growth trajectory is influenced significantly by technology, customer behavior, and a shift toward more digital financial practices.

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How Will Digital Payments Transform Restaurants by 2025?
Digital Lending / Digital Payments
How Will Digital Payments Transform Restaurants by 2025?

The restaurant industry is on the brink of a significant transformation driven by advancements in digital payment technologies. By 2025, the way customers pay for their meals will be vastly different, with a strong emphasis on convenience, security, and personalization. This shift is expected to enhance customer experience, operational efficiency, and revenue generation for restaurants. With the integration of new

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