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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Is Rwanda Leading Africa’s Cashless Revolution?
Digital Lending / Digital Payments
How Is Rwanda Leading Africa’s Cashless Revolution?

In the dynamic landscape of digital finance, Rwanda stands out as a pioneering leader driving the cashless revolution across Africa. The swift and transformative journey toward a cashless economy is not just a narrative of technological adoption but a comprehensive strategy embraced by the nation’s stakeholders, encompassing robust policy-making, widespread digital literacy, and enhanced financial inclusion. The National Bank of

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How Is Digital Wallet Use Shaping the Middle East Economy?
Digital Lending / Digital Payments
How Is Digital Wallet Use Shaping the Middle East Economy?

In the wake of technological advancements, digital wallets have emerged as powerful tools that are revolutionizing financial landscapes across various regions, including the Middle East. These digital financial solutions are reshaping traditional payment systems, offering streamlined and efficient methods of transaction. The increasing adoption of digital wallets reflects a broader digital transformation across the region, presenting both opportunities and challenges

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UK Shoppers Turn to Digital Wallets as Cost Pressures Rise
E-Commerce
UK Shoppers Turn to Digital Wallets as Cost Pressures Rise

In a constantly evolving financial landscape, UK shoppers are increasingly turning to digital wallets to navigate the complexities of modern-day economic pressures. With living costs continuously climbing, these technological tools are gaining traction across various demographics as a preferred method for managing personal finances. Once merely considered a digital convenience, in-app wallets are now vital for UK shoppers intent on

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Is Currencyflow the Future of Money Transfers?
E-Commerce
Is Currencyflow the Future of Money Transfers?

In an era marked by rapid technological advancement and globalization, the demand for easier, safer, and more efficient international money transfers has grown substantially. As people and businesses increasingly operate beyond borders, traditional transfer services often fall short, offering limited transparency and personalization. Enter Currencyflow—a newly launched service aiming to revolutionize how money is sent across the globe. Helmed by

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Can Metrobank’s Consumer Lending Boost Its Financial Future?
Digital Lending / Digital Payments
Can Metrobank’s Consumer Lending Boost Its Financial Future?

Amid a challenging financial landscape, Metrobank has set its sights on expanding its consumer lending segment as a strategy to solidify its long-term fiscal strength. This strategic shift is seen as a calculated move to bolster the bank’s financial performance against the backdrop of the Philippine central bank’s easing cycle. Under the stewardship of Minda Claver A. Olonan, the Head

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JPMorgan Elevates Payments Tech with New CIO Sri Shivananda
Digital Lending / Digital Payments
JPMorgan Elevates Payments Tech with New CIO Sri Shivananda

JPMorgan Chase has embarked on a remarkable journey by appointing Sri Shivananda as the chief information officer (CIO) for its payments division, marking a strategic move in the banking world. With its payments division generating a formidable $18.1 billion in revenue last year, JPMorgan is demonstrating its commitment to maintaining its cutting-edge status in the financial industry by recruiting a

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Sri Lanka Supreme Court Adopts GovPay for Digital Payments
Digital Lending / Digital Payments
Sri Lanka Supreme Court Adopts GovPay for Digital Payments

In a groundbreaking step toward digital modernization, the Supreme Court of Sri Lanka has officially implemented the GovPay system to facilitate online payments. This initiative, inaugurated on May 15 under the leadership of Chief Justice Murdu Fernando, PC, marks a significant shift in the country’s legal framework. By enabling secure, real-time online transactions for Supreme Court services such as Brief

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Will Apple’s NFC Shift Reinvent Global Mobile Payment?
Digital Lending / Digital Payments
Will Apple’s NFC Shift Reinvent Global Mobile Payment?

In a landmark shift within the mobile payment industry, the European Union’s Digital Markets Act (DMA) has initiated a new phase of competition by mandating Apple to open its Near Field Communication (NFC) technology to third-party developers. This regulatory move disrupts a long-standing monopoly and invites significant players like PayPal to introduce their contactless payment services on iPhones, leading to

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Can Jamaica Embrace Digital Payments by 2030?
Digital Lending / Digital Payments
Can Jamaica Embrace Digital Payments by 2030?

Jamaica stands on the cusp of a significant transformation in its financial landscape, catalyzed by global technology advancements and a concerted effort to reduce cash dependency. Digital payment options, led by groundbreaking solutions from fintech giants like Mastercard, are positioned to redefine the way Jamaicans interact with their money by 2030. These changes, while promising, are not without their hurdles—ranging

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How Will QR Code Payments Revolutionize E-Commerce?
E-Commerce
How Will QR Code Payments Revolutionize E-Commerce?

In the ever-evolving landscape of e-commerce, payment methodologies have taken center stage as critical facilitators of transactions between merchants and consumers. The introduction of QR code payments has emerged as a transformative force in this domain, promising to revolutionize the checkout process by enhancing efficiency, security, and user experience. By reducing reliance on traditional payment methods that often involve protracted

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How Is DBS Enhancing Mobile Wallet Security?
Digital Lending / Digital Payments
How Is DBS Enhancing Mobile Wallet Security?

With the rapid advancement of digital technologies and the increasing reliance on mobile transactions, banking security has become more crucial than ever. Phishing fraud presents a significant threat to consumers and corporations alike, highlighting the need for robust protective measures. DBS Bank has introduced an innovative security feature—the “Mobile wallets” safeguard—aimed at bolstering the protection of mobile wallet transactions. This

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Will myTU Revolutionize Digital Banking with Visa & Mastercard?
Digital Lending / Digital Payments
Will myTU Revolutionize Digital Banking with Visa & Mastercard?

In the evolving landscape of digital banking, the leap by myTU represents a significant development as this AI-native and cloud-first digital bank secures acquiring licenses from both Visa and Mastercard. This strategic acquisition poises myTU to challenge conventional banking models with its aim to transform payment processing systems into a seamless, scalable, and secure enterprise. By acting as an acquiring

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