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Home | Authors | Mikhail Hamilton
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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Mastercard Unveils Cloud Edge for Asia’s FinTech Boom
Digital Lending / Digital Payments
Mastercard Unveils Cloud Edge for Asia’s FinTech Boom

In a rapidly evolving financial landscape, efficiently onboarding banks and FinTech companies has become paramount for sustained growth. Mastercard’s introduction of its Cloud Edge platform offers exactly that: a cloud-based connectivity solution designed to optimize the onboarding process for financial institutions across the Asia-Pacific region. The burgeoning FinTech sector is poised for exponential growth and might even overshadow traditional banking

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June 18, 2025
Trend Analysis: Innovations in Cross-Border Payments
Digital Lending / Digital Payments
Trend Analysis: Innovations in Cross-Border Payments

Cross-border payments have evolved into a cornerstone of the global financial system, marking significant progress thanks to technological innovations. As businesses become increasingly international and consumers demand more seamless experiences, the importance of efficient and secure cross-border payment systems continues to grow. Financial institutions are relentlessly working to address these needs, pushing the boundaries of what is possible in international

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June 18, 2025
Is Integrated Tech Revolutionizing Venue Experiences?
E-Commerce
Is Integrated Tech Revolutionizing Venue Experiences?

In recent years, the deployment of integrated technology, particularly in multi-purpose venues, has significantly altered the landscape of guest experiences and operational efficiency. This technological revolution is exemplified by the enhancements at Coventry Building Society Arena, which utilizes advanced software and payment solutions to improve services and streamline operations. The introduction of over 200 highly sophisticated payment devices, including point-of-sale

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June 18, 2025
Epic vs Apple: Shaking Up Mobile Payment Innovations
Digital Lending / Digital Payments
Epic vs Apple: Shaking Up Mobile Payment Innovations

The landscape of mobile payments is undergoing a seismic transformation, ignited by a recent legal decision involving two industry giants, Epic Games and Apple. This landmark ruling is reshaping the pathways for third-party payment processors within Apple’s ecosystem, heralding a new era of choice and flexibility for developers and consumers alike. Apple’s prior model, rigorously enforcing its in-app purchases and

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June 17, 2025
Are Embedded Payments the Future of Transactions?
Digital Lending / Digital Payments
Are Embedded Payments the Future of Transactions?

The proliferation of embedded and invisible payments is fundamentally altering the landscape of financial transactions, offering a glimpse into a future dominated by convenience and efficiency. Embedded payments are deeply integrated into apps or platforms, revolutionizing the consumer experience by making purchasing seamless. Starbucks is a well-documented success story, with over 31% of its transactions in the United States processed

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June 17, 2025
Who Qualifies for PIP Assistance for Respiratory Conditions?
Digital Lending / Digital Payments
Who Qualifies for PIP Assistance for Respiratory Conditions?

Navigating the complexities of living with respiratory conditions can significantly affect one’s daily activities, highlighting the necessity for adequate support systems. Personal Independence Payment (PIP) emerges as a crucial financial aid option in the UK for individuals facing these challenges. Designed to offer up to £9,000 annually, PIP seeks to ease the burdens that severe asthma, chronic obstructive pulmonary disease

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June 17, 2025
How Will Real-Time Payments Transform Canadian Finances?
Digital Lending / Digital Payments
How Will Real-Time Payments Transform Canadian Finances?

The launch of real-time payments services signifies a pivotal shift in the landscape of Canadian finance, promising an unprecedented level of transaction efficiency. Accept/Pay Global’s introduction of its real-time payment platform, powered by Interac, allows for instantaneous transactions across various sectors like lending, insurance, and payroll. The significance of this innovation lies in its ability to handle high transaction volumes

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June 17, 2025
Can XTransfer and BNP Paribas Transform SME Trade Payments?
E-Commerce
Can XTransfer and BNP Paribas Transform SME Trade Payments?

In an era where global trade is more interconnected than ever before, small and medium-sized enterprises (SMEs) engaged in international commerce face numerous challenges, particularly in the realm of cross-border payments. The recent collaboration between XTransfer, a prominent B2B cross-border trade payment platform based in China, and BNP Paribas, the European Union’s leading bank, marks a significant stride toward addressing

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June 17, 2025
XRP’s Path to Capturing Cross-Border Liquidity Markets
Digital Lending / Digital Payments
XRP’s Path to Capturing Cross-Border Liquidity Markets

The world of digital currency has often been a realm of speculation, yet amidst the unpredictable motion of market trends, XRP emerges as a topic of sustained interest. While it has struggled to break beyond its historical peak of $3, analysts continue to view XRP with optimism due to its intrinsic value in enhancing international payment ecosystems. Unlike many other

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June 16, 2025
PayPal Unveils PYUSD on Stellar to Transform Cross-Border Payments
Digital Lending / Digital Payments
PayPal Unveils PYUSD on Stellar to Transform Cross-Border Payments

PayPal’s recent move to deploy its USD-backed stablecoin, PayPal USD (PYUSD), onto the Stellar blockchain represents a significant milestone in the evolution of cross-border payments. This strategic initiative promises to leverage Stellar’s speed and cost-effectiveness, potentially revolutionizing international transactions. With the deployment of PYUSD, PayPal aims to enhance the usability of stablecoins beyond speculation, turning them into tangible tools for

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June 16, 2025
Are AI and Digital Payments Reshaping Business Tech?
Digital Lending / Digital Payments
Are AI and Digital Payments Reshaping Business Tech?

The landscape of business technology is experiencing pivotal transformations, primarily fueled by significant advances in artificial intelligence (AI) and digital payment solutions. These breakthroughs are crucial as industries strive to boost productivity and meet evolving consumer expectations. The integration of AI into business operations, alongside the widespread adoption of digital transactions, is reshaping the way industries function and highlighting the

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June 16, 2025
Is the UK’s Lending Sector Ready for Modernization?
Digital Lending / Digital Payments
Is the UK’s Lending Sector Ready for Modernization?

The UK’s lending sector stands at a crossroads, with innovation and modernization urgently needed to address a growing mismatch between lender offerings and consumer expectations. As highlighted in a recent report by Acquired.com, current repayment models are increasingly inadequate as they fail to reflect the ways in which consumers are now managing their finances. Modern borrowers, across diverse credit ratings,

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June 16, 2025