Avatar photo

Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Best Platform for Ecommerce: WordPress vs. Shopify Showdown
E-Commerce
Best Platform for Ecommerce: WordPress vs. Shopify Showdown

Crafting the perfect ecommerce website is a critical endeavor for any business aiming to succeed in the digital marketplace. The ongoing battle between WordPress and Shopify often takes center stage in discussions about the best platform to use. With both platforms boasting a range of features and capabilities, understanding their strengths and weaknesses is key to making the right choice

Read More
Can Debit Card Users Finally Get Rewarded Through Pay by Bank?
E-Commerce
Can Debit Card Users Finally Get Rewarded Through Pay by Bank?

The acquisition of the UK-based payment app VibePay by Banked aims to revolutionize the payment industry by accelerating the global adoption of the Pay by Bank platform. This move seeks to address a significant gap in the market by rewarding debit card users who have been overshadowed by traditional credit card ecosystems. With the substantial volume of debit card transactions

Read More
MoneyGram and Plaid Partner to Revolutionize Global Payments
Digital Lending / Digital Payments
MoneyGram and Plaid Partner to Revolutionize Global Payments

The recent strategic partnership between MoneyGram, a global leader in cross-border payments, and Plaid, an innovative fintech company, aims to enhance the financial transaction experience. This collaboration promises users a more secure, instantaneous, and seamless banking experience by integrating Plaid’s advanced API technology for real-time transactions and bank account verification. Strategic Partnership Overview Bridging Traditional and Modern Financial Services The

Read More
How Will Circle Payments Network Change Global Finance?
Digital Lending / Digital Payments
How Will Circle Payments Network Change Global Finance?

In a world where instant connectivity and real-time information are the norms, traditional cross-border payment systems persist as antiquated and cumbersome. The Circle Payments Network (CPN) introduced by Circle Internet Group represents a promising solution to this pervasive challenge, aiming to revolutionize global finance through the use of regulated stablecoins such as USDC and EURC. With a focus on enhancing

Read More
Circle Launches Global Payment Network for Real-Time Transactions
Digital Lending / Digital Payments
Circle Launches Global Payment Network for Real-Time Transactions

Circle has introduced a groundbreaking initiative aimed at transforming cross-border payments, a field plagued by inefficiencies and delays. The Circle Payments Network (CPN) seeks to streamline global money transfers by connecting financial institutions worldwide, facilitating real-time transactions through regulated digital assets. Cross-border payments currently face significant challenges, including extended processing times and high transaction costs, particularly in emerging markets. These

Read More
Barclays and Brookfield Team Up to Transform Payment Services
Digital Lending / Digital Payments
Barclays and Brookfield Team Up to Transform Payment Services

In the ever-evolving landscape of financial technology, Barclays and Brookfield Asset Management have embarked on a groundbreaking partnership to overhaul Barclays’ payment acceptance division. This strategic alliance seeks to reimagine and modernize the division, transitioning it into an independent entity under the Barclaycard Payments brand. The initiative is a significant undertaking that underscores Barclays’ dedication to advancing technological capabilities and

Read More
Real-Time Payments Face Hurdles in Retail Adoption
Digital Lending / Digital Payments
Real-Time Payments Face Hurdles in Retail Adoption

The realm of real-time payments has generated significant interest among merchants, particularly following Walmart’s announcement to support real-time payments via FedNow and the RTP network in partnership with Fiserv. Despite the enthusiasm, several challenges impede the widespread adoption of instant payments within the retail sector. These challenges, encompassing issues like the lack of dispute mechanisms and the current system’s unidirectional

Read More
SEPA OLO/OCT Instant Scheme: Revolutionizing Global Payments
Digital Lending / Digital Payments
SEPA OLO/OCT Instant Scheme: Revolutionizing Global Payments

In the ever-evolving landscape of global finance, seamless and instant payment solutions have become critically essential for businesses and individuals alike. The European Payments Council (EPC) has responded robustly to these expectations with its innovative One-Leg Out (OLO) instant credit transfer payments scheme. This initiative, poised to reshape the contours of international transactions, integrates unparalleled efficiency in handling multi-currency payments

Read More
Are Digital Wallets the Future of Global Payments?
Digital Lending / Digital Payments
Are Digital Wallets the Future of Global Payments?

Nikolai Braiden, an early adopter of blockchain, is an expert in FinTech. He firmly believes in the transformative potential of financial technology in reshaping digital payment and lending systems. With extensive experience advising startups on leveraging technology for innovation, Nikolai has seen firsthand the seismic shifts in the industry. Today, he shares his insights into the rapidly evolving world of

Read More
Expanding LatAm Access: Spreedly and EBANX Boost Local Payments
E-Commerce
Expanding LatAm Access: Spreedly and EBANX Boost Local Payments

Latin America (LatAm) is experiencing a significant surge in digital commerce, characterized by an increasing preference for alternative payment methods. This growth presents opportunities for fintech companies to expand and cater to the diverse payment preferences across the region. Amid this evolving landscape, Spreedly, an open payments platform, has joined forces with EBANX, a global payment service provider, to offer

Read More
Klarna and Clover Partner to Revolutionize In-Store Payments
E-Commerce
Klarna and Clover Partner to Revolutionize In-Store Payments

Klarna, an AI-powered payments and commerce network, has announced a strategic partnership with Clover, a leading point-of-sale system, to integrate Klarna’s flexible payment options into over 100,000 merchant locations across the United States. This collaboration aims to bring Klarna’s interest-free installment plans and other payment methods to local shops and service providers through Clover devices. Consumers can now benefit from

Read More
Will Digital Wallets Dominate Hong Kong’s Payments by 2030?
Digital Lending / Digital Payments
Will Digital Wallets Dominate Hong Kong’s Payments by 2030?

Digital wallets are set to dominate Hong Kong’s payment ecosystem by 2030, according to Worldpay’s report. These wallets are projected to account for 45% of online transaction value and 48% of in-store transactions, a significant shift from a decade ago, when credit cards were the predominant method. The usage of credit cards is expected to drop to 32% for both

Read More