Avatar photo

Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Can FinTech Unicorns Solve Europe’s Late Payment Crisis?
Digital Lending / Digital Payments
Can FinTech Unicorns Solve Europe’s Late Payment Crisis?

In the rapidly evolving digital economy, the challenge of late payments looms large over businesses across Europe, amounting to a staggering £275 billion crisis. This payment predicament affects nearly fifty percent of companies, stifling their cash flow and hindering growth. FinTech companies, with their innovative technology solutions, seek to alleviate these concerns. Two prominent unicorns, Qonto and Mollie, have joined

Read More
Will Real-Time Payee Verification Transform Qatar’s Payments?
E-Commerce
Will Real-Time Payee Verification Transform Qatar’s Payments?

The financial landscape in Qatar has been experiencing a transformative shift, marked by the integration of cutting-edge technologies aimed at enhancing the efficiency and security of transactions. A landmark development emerged as Alfardan Exchange, in collaboration with iPiD, rolled out Qatar’s premier real-time payee verification service. This initiative, known as iPiD Validate, leverages advanced technology to authenticate the names and

Read More
South African SMEs Unlock Cross-Border E-Commerce Potential
E-Commerce
South African SMEs Unlock Cross-Border E-Commerce Potential

In a rapidly evolving global marketplace, cross-border e-commerce has emerged as a game-changer for small and medium-sized enterprises (SMEs) in South Africa. As more consumers turn to online shopping across international borders, SMEs are finding pathways to new markets that were previously hard to reach. The lure of increased revenue and brand expansion entices businesses to take calculated risks in

Read More
Sprive Secures £5.5M to Revolutionize UK Mortgage Payments
Digital Lending / Digital Payments
Sprive Secures £5.5M to Revolutionize UK Mortgage Payments

The landscape of mortgage payment solutions is undergoing a profound transformation as a UK-based FinTech company, Sprive, has successfully secured £5.5 million in a new round of funding. This financial injection is spearheaded by investment firm Ascension, with additional contributions from Channel4Ventures, Velocity Capital, and TwoMagnolias. In a country where household debt is notably burdened by mortgage liabilities—comprising roughly 80%

Read More
Are Nordic Payments Ready for 2025’s Innovation and Compliance?
Digital Lending / Digital Payments
Are Nordic Payments Ready for 2025’s Innovation and Compliance?

As the Nordic region steadily advances in payment technology, it stands at a crossroads where innovation and regulatory compliance converge in transformative ways. The recent discussions at the “NextGen Nordics 2025” conference reveal critical insights into how these forces interact, guiding the evolution of the Nordic payment ecosystem. By examining key topics such as legacy system migration, fraud prevention, and

Read More
How Are Payment Processors Becoming All-in-One Platforms?
Digital Lending / Digital Payments
How Are Payment Processors Becoming All-in-One Platforms?

Payment processors are rapidly evolving from mere transaction handlers to comprehensive service platforms for businesses, particularly small and medium-sized enterprises (SMBs) in Europe. This transformation is driven by increasing market demands and the need for processors to stand out in a competitive landscape. Companies like Froda exemplify this shift by raising funds to expand embedded financing options, offering SMBs tools

Read More
How is du Pay Transforming Digital Payments in the UAE?
Digital Lending / Digital Payments
How is du Pay Transforming Digital Payments in the UAE?

Over the past year, du Pay, the digital payment platform from du, has made significant strides in reshaping the UAE’s financial landscape. Since its inception, the platform has reached an impressive number of milestones, such as garnering over half a million app downloads and enabling transactions worth half a billion dirhams. This digital endeavor has demonstrated strong capabilities in offering

Read More
Can OmniRetail Transform Africa’s B2B E-commerce Market?
E-Commerce
Can OmniRetail Transform Africa’s B2B E-commerce Market?

Amid the dynamic landscape of African e-commerce, OmniRetail has emerged as a significant player, capturing attention with its ambitious goals and recent $20 million Series A funding. In an era where traditional commerce mechanisms face rapid evolution, OmniRetail aims to redefine the business-to-business (B2B) sector, especially in Nigeria and West Africa. By implementing a tech-centric approach, OmniRetail seeks to streamline

Read More
Is Solana the Future of Global Payments with Worldpay?
Digital Lending / Digital Payments
Is Solana the Future of Global Payments with Worldpay?

The financial landscape is undergoing a remarkable transformation, with digital currencies gaining prominence as viable alternatives to traditional banking systems. Worldpay’s integration of USDG, a stablecoin pegged to the U.S. dollar, into the Solana blockchain ecosystem marks a pivotal advancement in payment solutions. This integration allows for near-instant, cost-effective global transactions, promising a future where payments are faster and more

Read More
How Will VoPay Transform Cross-Border Payments?
Digital Lending / Digital Payments
How Will VoPay Transform Cross-Border Payments?

In recent years, the global payment technology industry has faced significant changes driven by digital commerce growth and evolving business needs. VoPay has announced its Cross-Border Payments-as-a-Service solution, offering a transformative approach for software platforms and financial institutions engaging in international transactions. This development aims to enhance transparency, streamline compliance, and eliminate the complexity of establishing cross-border payment infrastructure. Industry

Read More
Enhancing Security and Financial Tools in Digital Wallets
Digital Lending / Digital Payments
Enhancing Security and Financial Tools in Digital Wallets

A Consumer Reports study has examined the benefits and risks of digital wallets, assessing Apple Pay, Cash App, Google Pay, PayPal, Samsung Pay, and Venmo. This study, conducted from May through March, involved comprehensive consumer research, documentation review, user interface and technical product tests, and company interactions. It identified major concerns, including inadequate fraud protection, insufficient data minimization, and limited

Read More
Real-Time Payments: Paving the Future of Global Finance
Digital Lending / Digital Payments
Real-Time Payments: Paving the Future of Global Finance

In today’s fast-evolving financial landscape, real-time payments are fundamentally transforming how people and businesses conduct transactions. These systems offer unprecedented speed, efficiency, and accessibility, enabling real-time financial interactions across the globe. As both developed and developing markets increasingly adopt these technologies, they are fostering enhanced financial inclusion and broader connectivity. Industry leaders, such as Bridget Hall of ACI Worldwide, are

Read More