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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Will Mastercard-Octet Boost MENA Digital Trade Finance?
E-Commerce
How Will Mastercard-Octet Boost MENA Digital Trade Finance?

The Mastercard and Octet Türkiye partnership is set to redefine the digital trade finance landscape across the Middle East and North Africa, offering businesses cutting-edge tools and unprecedented financial flexibility. By promoting the transition from traditional cash transactions to sophisticated digital solutions, this collaboration aims to empower MENA’s B2B enterprises, streamline cross-border payments, and boost economic growth. Rethinking Business Payments

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Trend Analysis: Open Banking in European Payments
E-Commerce
Trend Analysis: Open Banking in European Payments

As a significant leap in financial technology, Stripe’s Pay by Bank service has extended its roots beyond the UK into Germany and France, with profound implications for the European payment ecosystem. Collaborating with TrueLayer, Stripe’s strategy in these regions aims to simplify payment processing by enabling direct bank account transactions. This development negates the use of credit card details, offering

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How Will AI Improve Financial Decisions for Users?
Robotic Process Automation In Fintech
How Will AI Improve Financial Decisions for Users?

Nikolai Braiden, an early adopter of blockchain and a veteran in financial technology, is here to share insights into the latest developments in AI-powered financial solutions. His comprehensive expertise in advising startups has positioned him as a leading voice on innovation and the future of digital transactions. Can you explain what Bud Financial’s AI-powered transaction search capability is and how

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Trend Analysis: Co-Branded Payment Cards
Digital Lending / Digital Payments
Trend Analysis: Co-Branded Payment Cards

Imagine a world where your payment card is not only a financial tool but also a symbol of your personal interests and cultural affiliations. This vision is rapidly becoming a reality with the rising trend of co-branded payment cards, an innovative approach that combines aspects of lifestyle and finance to capture the modern consumer’s attention. This trend is gaining momentum

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Is Mastercard’s Sandbox Pioneering UK’s Payment Modernization?
Digital Lending / Digital Payments
Is Mastercard’s Sandbox Pioneering UK’s Payment Modernization?

In the fast-paced world of finance, the landscape is constantly shifting with new technologies and methodologies. The latest development in this sphere is Mastercard’s decision to open its A2A instant payments sandbox to various UK banks and financial institutions. This initiative is designed to foster experimentation and collaboration in creating innovative payment solutions, aligning with the broader mission of modernizing

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Can SA’s E-Commerce Platforms Empower Local Producers?
E-Commerce
Can SA’s E-Commerce Platforms Empower Local Producers?

In recent years, South Africa has witnessed a significant evolution in its e-commerce landscape, culminating in the recent launch of government-endorsed digital platforms aimed at empowering local producers. Two key players in this initiative are the Shop Proudly SA business-to-customer (B2C) interface and the Market Access Platform (MAP), a business-to-business (B2B) portal. Backed by the Department of Trade, Industry, and

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Is Convenience the New Currency in E-Commerce?
E-Commerce
Is Convenience the New Currency in E-Commerce?

In today’s digital age, e-commerce has undergone a transformative shift, heavily influenced by the demands of consumers for unparalleled convenience. The desire for seamless, fast, and user-friendly shopping experiences has pushed businesses to fundamentally rethink their strategies. What was once considered a luxury is now a baseline expectation for online shoppers. Consumers have become accustomed to instant gratification, and any

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Anticipating Change: Embrace Payments-as-a-Service Today
Digital Lending / Digital Payments
Anticipating Change: Embrace Payments-as-a-Service Today

With a wealth of experience in payments technology, the expert sheds light on the transformative role of Payments-as-a-Service (PaaS) in the financial world. As organizations navigate the complexities of payment modernization, this insightful conversation reveals how PaaS is redefining the way businesses approach payment systems, making them more accessible and competitive. What are Payments-as-a-Service (PaaS) and how have they changed

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How Will Tap to Pay on iPhone Transform Spain’s Businesses?
Digital Lending / Digital Payments
How Will Tap to Pay on iPhone Transform Spain’s Businesses?

In the rapidly evolving world of FinTech, Nicholas Braiden stands out as a key influencer and early adopter of blockchain technology. With his profound understanding, Braiden has been a crucial advisor to numerous startups, helping them harness innovation for significant transformation. Today, we delve into the pioneering steps of Viva.com, a leading tech bank in Europe, as it launches its

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Open Banking Revolution: Solving Payment Concerns for All
Embedded Finance
Open Banking Revolution: Solving Payment Concerns for All

Nikolai Braiden, an early pioneer in the world of blockchain, stands at the forefront of fintech innovation, actively championing the transformative power financial technology holds in evolving digital payment and lending ecosystems. With his extensive background advising startups, he is uniquely positioned to provide insights into how open banking might address the persistent challenges merchants and consumers face in today’s

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How Is AI Revolutionizing Fintech Payment Processes?
Digital Lending / Digital Payments
How Is AI Revolutionizing Fintech Payment Processes?

In today’s fast-evolving technological landscape, artificial intelligence stands as a pivotal force revolutionizing fintech payment processes. The partnership between Sunbit, a rapidly growing fintech entity focused on consumer financing, and Checkout.com, a leading provider of AI-powered payment solutions, illustrates the profound impact AI is having in this sector. By integrating Checkout.com’s cutting-edge payment system, Sunbit achieved a 6% increase in

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Will Click to Pay Revolutionize Online Payments in Australia?
E-Commerce
Will Click to Pay Revolutionize Online Payments in Australia?

In an age where online transactions have become a cornerstone of commerce, Australian Payments Plus (AP+) is embarking on a landmark initiative to transform digital payments. With the introduction of Click to Pay, an innovative debit card payment solution, AP+, in partnership with Giesecke+Devrient (G+D), aims to address key pain points in online shopping. This initiative promises to revolutionize the

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