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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Empowering Gig Workers: NCR Corp. and Payfare Inc. Transform Financial Services for the On-Demand Economy
Digital Lending / Digital Payments
Empowering Gig Workers: NCR Corp. and Payfare Inc. Transform Financial Services for the On-Demand Economy

NCR Corporation, a technology company that provides solutions for industries such as retail, finance, and hospitality, is expanding its partnership with fintech Payfare Inc. to offer self-service financial solutions. This partnership aims to enhance the financial capabilities of gig workers in the United States by providing them with secure and efficient financial services that meet their unique needs. NCR has

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Bankjoy and Fiserv Portico Integration: Bringing Modern Digital Banking Solutions to Credit Unions Worldwide
Digital Lending / Digital Payments
Bankjoy and Fiserv Portico Integration: Bringing Modern Digital Banking Solutions to Credit Unions Worldwide

Bankjoy, a digital banking provider, announced an integration with Fiserv Portico, a full-service account processing system. The integration will enable credit unions that work with Fiserv Portico to offer their members an online and mobile banking experience with a modern, intuitive UX. Benefits of Integration for Credit Unions and Their Members This integration will have a significant impact on both

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Visa+ Revolutionizes P2P Payments: Embracing Interoperability and Streamlining Transactions
Digital Lending / Digital Payments
Visa+ Revolutionizes P2P Payments: Embracing Interoperability and Streamlining Transactions

Peer-to-peer (P2P) payments are becoming increasingly popular as people move away from traditional payment methods such as cash and checks. While P2P payments are convenient and easy to use, they also come with some challenges, particularly in terms of interoperability between different payment apps. To address this issue, Visa has launched Visa+, a P2P payments interoperability tool. The tool is

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UPI Goes Global: How India’s Homegrown Payment Platform is Capturing International Attention and Adoption
Digital Lending / Digital Payments
UPI Goes Global: How India’s Homegrown Payment Platform is Capturing International Attention and Adoption

India’s digital infrastructure has come a long way since the launch of the Aadhaar initiative in 2009. The country now boasts a network of interoperable platforms that enable digital identity, payments, and data exchange, collectively referred to as the Digital Public Infrastructure (DPI). This infrastructure has evolved to become a sovereign, self-owned technology stack aimed at providing essential services to

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Accelerating Financial Transactions: The Impact of FedNow on the Economy and Industries
Digital Lending / Digital Payments
Accelerating Financial Transactions: The Impact of FedNow on the Economy and Industries

The payments industry is on the brink of a major revolution with the launch of FedNow, a real-time payment service by the Federal Reserve. This long-awaited service is expected to accelerate money movement between accounts, transform bill payments, and enable instant payments for various use cases that are yet to be imagined. It is scheduled to go live in July

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Bridging the Credit Gap: How Digital Lending Platforms are Revolutionizing India’s Small Business Landscape
Digital Lending / Digital Payments
Bridging the Credit Gap: How Digital Lending Platforms are Revolutionizing India’s Small Business Landscape

Small businesses have been a vital contributor to the economic development of India for decades. According to the Ministry of Micro, Small, and Medium Enterprises, there are over 63.4 million micro, small, and medium enterprises in India, employing over 110 million people. However, one of the significant challenges faced by these small businesses is obtaining credit from traditional financial institutions.

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Riding the Digital Wave: The Future of Fintech Apps in a Transforming Financial Landscape
Digital Lending / Digital Payments
Riding the Digital Wave: The Future of Fintech Apps in a Transforming Financial Landscape

The financial industry has undergone a significant digital shift in recent years, with Fintech apps leading the charge. These apps have proven to be extremely resilient to economic pressures, demonstrating their adaptability and innovation in a rapidly changing industry. In this article, we’ll take a closer look at some of the key trends and developments in the Fintech sector, highlighting

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Unlocking E-Commerce Potential: Adapting to Mobile Commerce and Digital Wallets in the MENA Region
Digital Lending / Digital Payments
Unlocking E-Commerce Potential: Adapting to Mobile Commerce and Digital Wallets in the MENA Region

Mobile Commerce and Local Payment Methods in the Middle East and Africa – Opportunities and Challenges for Merchants.The Middle East and Africa regions are witnessing a rapid rise in e-commerce, largely driven by mobile commerce. According to a recent report, mobile commerce is expected to constitute 70% of online transaction value by 2025 in the Middle East and North Africa

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Fintech Titan SoFi Acquires Wyndham Capital Mortgage: A Synergy for Scalable Growth and Enhanced Mortgage Offerings
Digital Lending / Digital Payments
Fintech Titan SoFi Acquires Wyndham Capital Mortgage: A Synergy for Scalable Growth and Enhanced Mortgage Offerings

SoFi Technologies, Inc. has recently acquired Wyndham Capital Mortgage, a leading fintech mortgage lender, in an all-cash transaction. This acquisition will open up new opportunities for SoFi to expand its suite of mortgage products available to its members, while also enhancing unit economics and taking ownership of the fully digital platform that has already set industry standards. Benefits of the

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Breaking Down 2023 Payment Trends: Account-to-Account Growth, Decline of Cash, and the Rise of Digital Wallets
Digital Lending / Digital Payments
Breaking Down 2023 Payment Trends: Account-to-Account Growth, Decline of Cash, and the Rise of Digital Wallets

In recent years, we have witnessed a significant shift towards digital payments due to the widespread adoption of technology and increased consumer demand for faster and safer payment methods. As a result, we have seen a rise in account-to-account (A2A) payments, which offer an instant and secure way to send and receive money. In this article, we will take a

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Presta Raises $3.3 Million in Pre-Seed Funding to Launch Digital Lending Platform
Digital Lending / Digital Payments
Presta Raises $3.3 Million in Pre-Seed Funding to Launch Digital Lending Platform

Presta, a digital lending platform, has announced its launch after raising $3.3 million in pre-seed funding. The platform will support the entire process of lending to small businesses, including application, underwriting, closing, servicing, and reporting. In a world where technology has revolutionized everything from retail to education, Presta’s launch could be significant. Funding and Expansion The company’s pre-seed funding will

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Elyn Disrupts the E-Commerce Industry with $2.7 Million Pre-Seed Funding
E-Commerce
Elyn Disrupts the E-Commerce Industry with $2.7 Million Pre-Seed Funding

Elyn, a French FinTech company, has raised $2.7 million in its pre-seed funding round. The investment was led by Headline and Sequoia Arc. The platform aims to provide customers with better flexibility and convenience in online shopping. Offering a unique “try-before-you-buy” option Elyn’s unique offering provides customers with the ability to try items before they have to pay for them.

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