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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Can Digital Payments Strengthen Climate Resilience in Africa?
Digital Lending / Digital Payments
How Can Digital Payments Strengthen Climate Resilience in Africa?

The urgency to address climate change in Africa was a central concern at COP28, where discussions emphasized the need for strategies to improve adaptation and resilience. Africa’s economy is largely dependent on agriculture, a sector highly vulnerable to climate change impacts. The fluctuating climate severely affects agricultural productivity, threatening economic stability. Therefore, creating climate-resilient economic systems is critical. Financial mechanisms

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How Is Tietoevry Banking Shaping Sustainable Finance with Butterfield?
Digital Lending / Digital Payments
How Is Tietoevry Banking Shaping Sustainable Finance with Butterfield?

In the dynamic landscape of finance, conventional banking practices are shifting to embrace sustainability and technology. Tietoevry Banking, a Nordic leader in FinTech SaaS, is at the epicenter of this change, significantly impacting the sector. The company has joined forces with Butterfield, an offshore bank in Guernsey, to revolutionize eco-conscious banking. This partnership signals a new era for financial transactions,

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Navigating Consumer Psychology in the Evolving Subscription Landscape
Digital Lending / Digital Payments
Navigating Consumer Psychology in the Evolving Subscription Landscape

In the burgeoning subscription economy, it’s crucial to grasp how customers approach and view their ongoing financial obligations. Subscription services capitalize on the allure of ease and customization, offering users a hassle-free avenue to enjoy goods and services. These models are lucrative due to their psychological appeal – the simplicity of use and the bespoke nature of offerings are key

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How Is Data Quality Shaping the Future of Digital Payments?
E-Commerce
How Is Data Quality Shaping the Future of Digital Payments?

The digital payment sector is evolving rapidly, influenced by technological advancements and changing consumer preferences. The surge in digital wallets and online shopping has underscored the importance of user interfaces and seamless transaction experiences. In the fiercely competitive e-commerce industry, the caliber of user experience (UX) and customer experience (CX) has emerged as a key to attracting and retaining customers.

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BitRail Joins Forces with Payment Lock: Revolutionizing Digital Payments and Security
Digital Lending / Digital Payments
BitRail Joins Forces with Payment Lock: Revolutionizing Digital Payments and Security

In a groundbreaking move within the fintech sector, BitRail, renowned for its cutting-edge digital payment platforms, has joined forces with Payment Lock, a titan in customized payment solutions. The alliance aims to revolutionize digital transactions by addressing the trifecta of efficiency, security, and innovation. This collaboration signals a transformative era for the handling of digital payments and the integration of

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Egypt Advances with Mastercard-Al Baraka Digital Payments Pact
Digital Lending / Digital Payments
Egypt Advances with Mastercard-Al Baraka Digital Payments Pact

In a notable move toward digital financial integration, Mastercard and Al Baraka Bank have formed a strategic alliance that is set to revolutionize Egypt’s approach to digital payments. This partnership underlines the country’s commitment to enhancing digital financial services for its citizens, proposing a future where secure and convenient payment methods are the norm. The union is poised to address

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Balancing Inclusivity as Societies Shift Towards Cashless Future
Digital Lending / Digital Payments
Balancing Inclusivity as Societies Shift Towards Cashless Future

The shift towards a cashless society is more than just technological progress; it symbolizes a commitment to reducing income inequality by creating a more inclusive economy. As we transition from physical money to digital transactions, the challenges of ensuring widespread access and protecting user privacy are paramount. Nations must thoughtfully traverse the intricate policy landscape to construct a digital financial

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Visa Enhances B2B Payments: Introducing Virtual Cards for Digital Wallets
Digital Lending / Digital Payments
Visa Enhances B2B Payments: Introducing Virtual Cards for Digital Wallets

Visa’s recent enhancement of its Visa Commercial Pay platform has made a significant impact in the B2B payment solutions sector. This upgrade allows for the integration of virtual corporate cards into employees’ digital wallets, such as Apple Pay or Google Pay, streamlining payments considerably. With this move, businesses can expect a more efficient tap-to-pay method that not only saves time

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Instant Loan Online: Get Funds in Minutes with Bajaj Finance
Digital Lending / Digital Payments
Instant Loan Online: Get Funds in Minutes with Bajaj Finance

As digital innovations transform the financial sector, Bajaj Finance has become synonymous with convenience through its Insta Personal Loan service. Ideal for those critical moments when immediate funds are needed, this service ensures that customers can receive financial support swiftly, directly into their bank accounts. Whether it’s for sudden medical bills, last-minute travel, or any other unexpected expense, Bajaj Finance

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Visa Expands Digital Wallet Services: New B2B Solutions Through Conferma Pay Partnership
Digital Lending / Digital Payments
Visa Expands Digital Wallet Services: New B2B Solutions Through Conferma Pay Partnership

Visa’s collaboration with Conferma Pay significantly advances B2B payments by integrating virtual corporate cards into digital wallets like Apple Pay and Google Pay. This integration means employees can eschew physical cards for a convenient mobile solution, streamlining transactions with speed and security. The use of digital wallets leverages tokenization, enhancing protection against fraud by using digital identifiers instead of actual

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How Will Viva Money Transform Digital Lending in India?
Digital Lending / Digital Payments
How Will Viva Money Transform Digital Lending in India?

India’s digital financial sector has welcomed a game-changing new player—Viva Money. Launching its services in the diverse market territories of Gujarat and Karnataka, this innovator in personal loans is redefining the accessibility of credit through its mobile application. With the promise of a decision in just 15 minutes, and a range of ₹5,000 to ₹2,00,000 in credit, Viva Money is

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How is the Contactless Payments Market Shaping the Future of Transactions?
Digital Lending / Digital Payments
How is the Contactless Payments Market Shaping the Future of Transactions?

The world of payments is undergoing a dynamic shift as the convenience-centric ethos of modern consumers drives the demand for faster and more secure transaction methods. Contactless payments are leading this charge, offering a seamless financial experience and marking a significant change in how everyday purchases are made. This touch-free technology is being rapidly adopted, as it significantly cuts down

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