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Home | Authors | Mikhail Hamilton
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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Payhawk Joins Visa as Principal Member in Digital Payments, Expanding Payment Options for Businesses
Digital Lending / Digital Payments
Payhawk Joins Visa as Principal Member in Digital Payments, Expanding Payment Options for Businesses

Payhawk, a global spend management platform, has achieved a significant milestone by becoming a principal member of Visa, a world leader in digital payments. This strategic collaboration provides Payhawk with the opportunity to offer smart Visa corporate cards in multiple currencies, enabling businesses to effectively control spending at scale while saving precious time in managing expenses. Payhawk’s Platform: Empowering Businesses

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November 2, 2023
Rising BNPL Usage in the UK: FCA’s Push for Transparency with PayPal and QVC
E-Commerce
Rising BNPL Usage in the UK: FCA’s Push for Transparency with PayPal and QVC

Buy Now Pay Later (BNPL) services have experienced a surge in popularity in recent years, offering consumers the option to make purchases and delay payment until a later date. However, as the number of users continues to rise, concerns about consumer protection and financial well-being have also emerged. Statistics on Buy Now Pay Later (BNPL) usage According to recent research

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November 2, 2023
The Transformation and Benefits of Digital Payments in the Australian Marketplace
Digital Lending / Digital Payments
The Transformation and Benefits of Digital Payments in the Australian Marketplace

The Australian marketplace has witnessed a significant transformation in recent years, primarily driven by the widespread adoption of digital, online, and mobile payment solutions. This shift has revolutionized the way businesses and consumers interact, providing unparalleled convenience and numerous other benefits. Convenience of Digital Payments One of the most obvious and widely appreciated advantages of digital payments is the unparalleled

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November 1, 2023
Embracing Digital Payments: Aldi’s Adoption of Apple Pay for Enhanced Consumer Convenience & Security
E-Commerce
Embracing Digital Payments: Aldi’s Adoption of Apple Pay for Enhanced Consumer Convenience & Security

The digital payment landscape is constantly evolving, and retailers are eagerly jumping on board to provide customers with seamless and secure payment options. One such retailer that has recognized the importance of embracing this revolution is Aldi, which started accepting Apple Pay in 2018. This move has allowed Aldi customers to enjoy the convenience and security that comes with using

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November 1, 2023
The Digital Lending Revolution: Fintechs Lead the Way in India
Digital Lending / Digital Payments
The Digital Lending Revolution: Fintechs Lead the Way in India

In recent years, India has witnessed a remarkable surge in digital lending, transforming the financial landscape of the country. With credit bureau Experian reporting a staggering $350 billion being disbursed digitally to date, it is evident that fintechs have played a pivotal role in shaping this impressive growth. This article delves into the various factors behind the rise of digital

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October 31, 2023
Staying Vigilant During Festive Online Transactions: Protecting Yourself from Digital Lending Scams
Digital Lending / Digital Payments
Staying Vigilant During Festive Online Transactions: Protecting Yourself from Digital Lending Scams

In this rapidly evolving digital landscape, all of us must stay vigilant, especially during the festive season when online transactions tend to surge. Unfortunately, digital lending scams have become more prevalent, preying on the trust and excitement that often accompany these celebrations. To ensure a safe and secure online experience, it is crucial to follow certain precautions. This article aims

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October 31, 2023
Payments Innovation: Overcoming Key Obstacles in the Evolving Landscape
Digital Lending / Digital Payments
Payments Innovation: Overcoming Key Obstacles in the Evolving Landscape

Payments innovation has transformed the way we conduct transactions, making payments faster, more convenient, and accessible. However, this progress has not come without its challenges. In this article, we will explore the significant obstacles faced in payments innovation and discuss strategies to overcome them. Obstacle 1: Complex web of laws Navigating the complex web of laws is one of the

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October 31, 2023
The Rapid Evolution of Payment Methods: A Comprehensive Analysis of Novel Payment Options
Digital Lending / Digital Payments
The Rapid Evolution of Payment Methods: A Comprehensive Analysis of Novel Payment Options

Traditional payment methods, such as cash and checks, are rapidly being phased out in favor of a slew of novel payment options. This article explores the reasons behind this shift and delves into the details of various emerging payment methods that have gained significant popularity in recent years. Contactless Payments: Redefining Convenience and Safety Contactless payments have witnessed exponential growth

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October 30, 2023
The Future of Payments: Achieving Personalization and Operational Efficiency
Digital Lending / Digital Payments
The Future of Payments: Achieving Personalization and Operational Efficiency

In an ever-evolving world of technology and innovation, the payments industry continues to undergo significant transformations. Two key categories driving these advancements are operational improvement and consumer-centric rewards and loyalty personalization. By focusing on enhancing operational efficiency and providing seamless user experiences, payment providers are revolutionizing the way transactions are conducted and benefits are delivered to customers. Enhancing Efficiency through

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October 30, 2023
Apple Pay Later: The Revolution in Consumer Finance and The Need for Regulation
E-Commerce
Apple Pay Later: The Revolution in Consumer Finance and The Need for Regulation

With the introduction of Apple Pay Later, Americans can now split everyday purchases into four easy payments. This new feature by Apple is aimed at enhancing the user experience and providing more flexibility in payment options. However, consumer advocates emphasize the need for proper regulation to safeguard consumers’ interests in the increasingly popular “Buy Now Pay Later” industry. Apple Pay

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October 30, 2023
Revolutionizing Payments: Innovation, Regulation, and the Future of Financial Transactions
Digital Lending / Digital Payments
Revolutionizing Payments: Innovation, Regulation, and the Future of Financial Transactions

The payments industry is undergoing a rapid transformation, driven by continuous innovation and advancements in technology. Fintech firms, startups, and established financial institutions are pioneering new solutions that aim to enhance payment convenience, speed, and security. However, alongside this innovation, robust regulation plays a vital role in safeguarding customer interests and maintaining financial stability. This article delves into the crucial

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October 30, 2023
TodayPay Inc. Launches Innovative Refund Payment Solution, Revolutionizing Merchant Processes
Digital Lending / Digital Payments
TodayPay Inc. Launches Innovative Refund Payment Solution, Revolutionizing Merchant Processes

TodayPay Inc. has made its official debut at the prominent Money 20/20 event in Las Vegas, unveiling a groundbreaking payment technology solution that is set to transform the way merchants handle refunds. With its innovative approach, TodayPay aims to address the existing inefficiencies in the refund process and provide faster payment options for both merchants and consumers. Understanding the importance

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October 27, 2023