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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
The Impressive Growth of the United States’ Digital Lending Market
Digital Lending / Digital Payments
The Impressive Growth of the United States’ Digital Lending Market

In recent years, the digital lending market in the United States has experienced remarkable growth, driven by advancements in technology and changing consumer preferences. The shift towards digital platforms has revolutionized the lending landscape, offering streamlined processes, enhanced customer experiences, and improved access to credit. This article delves into the forecasted growth, benefits, emerging trends, and market dynamics shaping the

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Apple’s Controversial 27% Fee: Unraveling Fairness and Anticompetitive Practices
Digital Lending / Digital Payments
Apple’s Controversial 27% Fee: Unraveling Fairness and Anticompetitive Practices

The imposition of Apple’s exorbitant 27 percent fee on external payment systems has triggered a storm of debate, raising concerns about fairness and potential anticompetitive practices. App developers, industry leaders, and regulatory bodies have criticized Apple for its pricing strategy, citing it as a violation of fair competition and an attempt to monopolize the app marketplace. This article provides an

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Instant Payments Revolution: Forwardly’s Key Role in Enhancing Transaction Speed and Efficiency in Modern Commerce
E-Commerce
Instant Payments Revolution: Forwardly’s Key Role in Enhancing Transaction Speed and Efficiency in Modern Commerce

In the ever-evolving landscape of financial transactions, one thing has become abundantly clear: time is the new currency of progress. With the shift towards real-time payments, a cultural transition in monetary interactions is taking place. This monumental shift signifies more than just a technological advancement; it marks a fundamental change in the way we conduct financial transactions. The Emergence of

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Revolutionizing Commerce: Unraveling the Trends in the Payment as a Service Market
E-Commerce
Revolutionizing Commerce: Unraveling the Trends in the Payment as a Service Market

Payment as a Service (PaaS) has emerged as a crucial component in the ever-evolving landscape of digital commerce. PaaS, a cloud-based platform, facilitates seamless and secure payment transactions for businesses and consumers. This article explores the rising prominence of PaaS, highlighting key trends that are shaping the market and transforming the way we engage in digital transactions. Rise of contactless

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Peer-to-Peer Lending Market Soars to $110 Billion in 2022 with a CAGR of 25%: A Comprehensive Analysis
Digital Lending / Digital Payments
Peer-to-Peer Lending Market Soars to $110 Billion in 2022 with a CAGR of 25%: A Comprehensive Analysis

The global peer-to-peer lending market has witnessed significant growth in recent years, reaching a valuation of USD 110 billion in 2022. With a remarkable compound annual growth rate (CAGR) of 25% anticipated from 2023 to 2032, industry experts project the market to reach an impressive USD 1024.45 billion by the end of the forecast period. This article delves into the

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Kerala State Electricity Board to Introduce QR Code Payment System for Convenience in Electricity Bill Payments
Digital Lending / Digital Payments
Kerala State Electricity Board to Introduce QR Code Payment System for Convenience in Electricity Bill Payments

The Kerala State Electricity Board (KSEB) has recently announced the implementation of a QR code payment system for electricity bills. This new system, set to come into effect on March 1, aims to bring greater convenience to users by seamlessly integrating meter readings into the payment process. The collaboration with Canara Bank has facilitated the establishment of this innovative payment

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Google Pay and NPCI Partner to Take India’s UPI Payments System Global
Digital Lending / Digital Payments
Google Pay and NPCI Partner to Take India’s UPI Payments System Global

In a significant move, Google Pay has signed a groundbreaking deal with the National Payments Corporation of India (NPCI) to expand India’s Unified Payments Interface (UPI) real-time payments system to other countries. The partnership aims to enable seamless financial transactions for Indian travelers abroad and establish UPI-like digital payment systems worldwide. With this strategic collaboration, cross-border financial exchanges will be

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The Potential of A2A Payments: Lower Costs, Enhanced Security, and Strategic Implementation
Digital Lending / Digital Payments
The Potential of A2A Payments: Lower Costs, Enhanced Security, and Strategic Implementation

A2A payments, or account-to-account payments, refer to the direct transfer of funds between two bank accounts without the need for intermediaries like credit or debit cards. This emerging payment method offers numerous advantages, including lower costs, enhanced security, and improved convenience. In this article, we will explore the potential of A2A payments beyond convenience, highlighting their benefits for both merchants

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The Integration of DeFi Principles in the Financial Landscape: A Catalyst for Efficiency and Security
Digital Lending / Digital Payments
The Integration of DeFi Principles in the Financial Landscape: A Catalyst for Efficiency and Security

In recent years, the financial industry has witnessed a paradigm shift, with payment providers embracing a hybrid model that seamlessly incorporates the decentralized capabilities of Decentralized Finance (DeFi). Unlike traditional centralized structures, this innovative approach combines the best of both worlds, ushering in a new era of adaptability, efficiency, and security in financial operations. The philosophy of integrating DeFi The

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SumUp’s Groundbreaking Unveils: A Major Boost for Small Businesses
E-Commerce
SumUp’s Groundbreaking Unveils: A Major Boost for Small Businesses

SumUp, a leading payment service provider, has recently made a series of exciting announcements aimed at empowering small merchants. These updates include the addition of digital cards and MasterCard to their business account, the introduction of a Tap to Pay feature in Europe, enhancements to their online store for instant order processing and analysis, the inclusion of discount codes and

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Brazil’s Real-Time Payments Market Set to Soar, Fueled by Digitalization and Security
Digital Lending / Digital Payments
Brazil’s Real-Time Payments Market Set to Soar, Fueled by Digitalization and Security

The Brazil real-time payments market is on track to experience remarkable growth in the coming years. According to market projections, the market is expected to exhibit a robust Compound Annual Growth Rate (CAGR) of 14.15% during the period of 2024-2032. This surge can be attributed to the increasing adoption of digital payment solutions among consumers and businesses, as well as

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Transaction Cloud: The Revolutionary Payment Platform Transforming E-commerce
E-Commerce
Transaction Cloud: The Revolutionary Payment Platform Transforming E-commerce

In the bustling realm of digital commerce, Transaction Cloud emerges as the epitome of convenience. This comprehensive payment processing platform prides itself on being a pro-consumer solution, placing customer needs at the forefront of its success. With a global presence and a commitment to innovation, Transaction Cloud has been revolutionizing the industry over the past 12 months. Let’s explore the

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