Avatar photo

Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Will Digital Payment Platforms Adapt in 2025?
Digital Lending / Digital Payments
How Will Digital Payment Platforms Adapt in 2025?

Entering 2025, digital payment platforms face a critical juncture, spurred by escalating consumer demands for enhanced convenience, security, and functionality. The remarkable shift in financial transaction modes has compelled these platforms to adopt innovative features to maintain relevance in an increasingly competitive landscape. The digital payment sector’s evolution underscores the continuous alignment required with consumer expectations. This interplay between technological

Read More
How Is OatFi Revolutionizing B2B Payments?
Digital Lending / Digital Payments
How Is OatFi Revolutionizing B2B Payments?

In the rapidly evolving landscape of business-to-business transactions, the efficient flow of funds is crucial. OatFi, a financial technology company, has emerged as a significant player by enhancing embedded credit infrastructure within the B2B payments sector. Recently securing $24 million in Series A funding led by White Star Capital and contributions from industry giants like Portage and QED, OatFi is

Read More
TransferGo and Griffin Launch Multi-Currency Business Accounts
E-Commerce
TransferGo and Griffin Launch Multi-Currency Business Accounts

In a strategic move to leverage the rapidly evolving global financial landscape, TransferGo, a well-regarded global fintech company, has united forces with Griffin, a distinguished UK bank specializing in fintech platforms. This partnership is a significant milestone for both entities, as it marks the launch of multi-currency business accounts that aim to streamline international money management for businesses. A standout

Read More
The Battle of Payments: Digital Solutions vs. Traditional Methods
Digital Lending / Digital Payments
The Battle of Payments: Digital Solutions vs. Traditional Methods

In the rapidly evolving financial landscape of the United Kingdom, payment methods as a whole have undergone significant transformations, driven by innovative technologies and shifting consumer preferences. Two distinct factions are spearheading this evolution: digital payment solutions and traditional methods such as cash and card transactions. As technological advancements continue to reshape the market, consumers face a myriad of options

Read More
Will Visa A2A Transform UK Payments with Added Security?
Digital Lending / Digital Payments
Will Visa A2A Transform UK Payments with Added Security?

Visa has officially introduced Visa A2A, a cutting-edge pay-by-bank platform equipped with enhanced consumer protections, in the United Kingdom. This launch represents a significant advancement in account-to-account (A2A) transfers, offering consumers and businesses a more secure, efficient, and user-friendly way to handle payments for bills, subscriptions, and, in the future, eCommerce transactions. The introduction comes as Visa responds to growing

Read More
UK Shift to Digital Payments: Young Consumers Lead the Change
Digital Lending / Digital Payments
UK Shift to Digital Payments: Young Consumers Lead the Change

The United Kingdom has been observing a significant transformation in its payment landscape, marked by an evident shift from cash to digital payment methods. This change is most prominently driven by the younger population, who have embraced technological advancements in financial transactions. A survey by a payment solution provider, SumUp, highlights this trend, especially the declining use of cash and

Read More
TransferMate and Deutsche Bank Team Up for APAC Payments Expansion
Digital Lending / Digital Payments
TransferMate and Deutsche Bank Team Up for APAC Payments Expansion

In a compelling move to reshape global financial landscapes, TransferMate, an innovator in embedded B2B payments, has formed a strategic partnership with Deutsche Bank, a renowned leader in financial services. This alliance is centered on amplifying cross-border payment capabilities with a decisive emphasis on the flourishing Asia-Pacific (APAC) markets. By integrating Deutsche Bank’s vast international framework with TransferMate’s Infrastructure-as-a-Service (IaaS)

Read More
Canada’s Real-Time Payments Revolution: Banks Face Transformation
Digital Lending / Digital Payments
Canada’s Real-Time Payments Revolution: Banks Face Transformation

The Push for Real-Time Financial Ecosystem Regulatory Overhaul and its Impact on Traditional Banking Canada’s ambitious push towards a real-time financial ecosystem is centered on transformative legislative and infrastructural changes. The Real-Time Rail system has heralded a new era of transparency and efficiency, placing financial institutions under increased regulatory scrutiny. This transformation aims to simplify the payment landscape across the

Read More
How Do Emerging Technologies Redefine Cross-Border Payments?
Digital Lending / Digital Payments
How Do Emerging Technologies Redefine Cross-Border Payments?

A significant transformation is underway in the landscape of cross-border payments, driven by the integration of emerging technologies such as real-time payments (RTP), stablecoins, and blockchain. Businesses navigating international transactions have traditionally encountered hurdles like slow processing times, high fees, and a lack of transparency, all of which hinder smooth monetary flows. However, technological innovations now offer promising solutions to

Read More
Australia’s Fintech Lending Boom: Tech, Regulation, and Innovation
Digital Lending / Digital Payments
Australia’s Fintech Lending Boom: Tech, Regulation, and Innovation

Australia has firmly established itself as a significant influencer in the global fintech landscape, particularly in the realm of lending platforms. This position has been achieved through a mix of technological innovation, forward-thinking regulation, and an ecosystem that encourages entrepreneurship. The country’s fintech scene has experienced explosive growth, driven by widespread digital adoption among its tech-savvy population. With a substantial

Read More
Can Web3 End Traditional Payment System Limitations?
Digital Lending / Digital Payments
Can Web3 End Traditional Payment System Limitations?

The transformative potential of Web3 technologies offers an innovative approach to addressing the inherent limitations of traditional payment systems, which are often characterized by high transaction costs and dependence on financial intermediaries. Traditional payment methods have long been criticized for being costly and for relying heavily on centralized entities, which limit individual privacy and control. Today, initiatives like the partnership

Read More
How Do Virtual Cards Revolutionize Business Spending?
Digital Lending / Digital Payments
How Do Virtual Cards Revolutionize Business Spending?

As digital innovation continues to reshape the financial landscape, businesses are increasingly shifting towards more efficient and secure payment solutions. One such advancement is the introduction of virtual business cards, a modern substitute for traditional physical cards. By facilitating immediate issuance, customizable limits, and enhanced security features, these cards transform the way companies manage their expenditures. The appeal is especially

Read More