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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Can Ghana Gain Control Over Its Digital Payment Systems?
Digital Lending / Digital Payments
Can Ghana Gain Control Over Its Digital Payment Systems?

Ghana’s digital payment systems have undergone a remarkable evolution over recent years. Despite this dynamic progress, the country stands at a crossroads, faced with profound challenges and opportunities to enhance control over these systems. Mobile Money, a dominant aspect of the financial landscape, has achieved widespread adoption, especially among those who previously lacked access to traditional banking infrastructure. With over

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Project 54: Transforming Africa’s Cross-Border Payment System
Digital Lending / Digital Payments
Project 54: Transforming Africa’s Cross-Border Payment System

In an ambitious effort to revolutionize cross-border financial transactions, Ghana, Rwanda, and Singapore have joined forces for a groundbreaking collaboration known as Project 54. This partnership, involving the Bank of Ghana, the National Bank of Rwanda, and the Global Financial Technology Network spearheaded by Singapore’s Monetary Authority, seeks to overhaul Africa’s often costly and cumbersome cross-border payment systems. Announced at

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Expanding E-Commerce: How Will Worldpay Revolutionize Colombia?
E-Commerce
Expanding E-Commerce: How Will Worldpay Revolutionize Colombia?

As Colombia’s e-commerce sector continues to expand rapidly, technological advancements such as payment solutions play a vital role in supporting this growth. The landscape is transforming with key players introducing innovative tools designed to simplify financial transactions. One such game-changer is Worldpay’s strategic expansion into the Colombian market. As an influential payments technology and solutions provider, Worldpay aims to elevate

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CIMB Enhances Payments with ACI for Digital Banking Growth
Digital Lending / Digital Payments
CIMB Enhances Payments with ACI for Digital Banking Growth

CIMB Bank has taken a significant step in reshaping its digital banking and payments structure by partnering with ACI Worldwide, a prominent player in global payment solutions. This partnership aligns with CIMB’s ambition to modernize its payment systems, offering a seamless, efficient, and unified transaction experience for customers. The bank’s strategy reflects the need to converge different account-to-account transactions onto

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How Will Mastercard Integrate Stablecoins in Daily Commerce?
E-Commerce
How Will Mastercard Integrate Stablecoins in Daily Commerce?

The transformative potential of blockchain technology and digital currencies has ignited a significant shift in financial ecosystems, compelling legacy financial institutions to adapt. Among these institutions, Mastercard stands out with its ambitious strategies to incorporate stablecoins into everyday commerce, reflecting a broader trend towards digital asset utilization. Stablecoins, known for their price stability pegged to traditional currency values, offer a

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PayPal Launches QR Payment System in Germany
E-Commerce
PayPal Launches QR Payment System in Germany

The landscape of financial transactions continues to evolve rapidly with the introduction of PayPal’s latest payment platform, positioning itself as a frontrunner in contactless payment solutions. Launched in Germany, this new system fundamentally alters both e-commerce and in-store transactions through the use of QR codes, eliminating the need for physical cash or card use. Germany serves as an optimal market

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How Are Digital Payments Transforming Retail Growth?
Digital Lending / Digital Payments
How Are Digital Payments Transforming Retail Growth?

In an era where technology permeates every facet of life, the retail sector is no exception. Digital payment systems have emerged as a pivotal force, reshaping how consumers and retailers interact. These advancements cater to a new demographic of digital-first consumers who seek seamless, efficient, and secure financial transactions. Consequently, the retail industry has experienced growth through improved sales processes,

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Fintech Revolutionizes South Africa’s Digital Payment Landscape
Digital Lending / Digital Payments
Fintech Revolutionizes South Africa’s Digital Payment Landscape

In recent years, the fintech sector in South Africa has emerged as a transformative force reshaping the country’s digital payment landscape. This rapid evolution is spearheaded by technological innovations aiming to address the unique financial challenges that South Africa faces. Although the nation boasts sophisticated financial markets, the paradox lies in the disparity between high bank penetration rates and the

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Virtual Cards on the Rise: Boosting Security in Digital Payments
Digital Lending / Digital Payments
Virtual Cards on the Rise: Boosting Security in Digital Payments

As the digital economy continues to expand and integrate into everyday life, the necessity for reliable and secure online payment methods has never been more critical. The proliferation of data breaches and digital fraud presents significant challenges for consumers and businesses alike. In this evolving landscape, virtual cards have emerged as a sophisticated solution, offering enhanced security features designed to

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Will Indonesians Use QR Code for Payments in Japan and China?
Digital Lending / Digital Payments
Will Indonesians Use QR Code for Payments in Japan and China?

In a significant move to modernize cross-border payment systems, Bank Indonesia (BI) has launched the Quick Response Code Indonesian Standard (QRIS) for use in Japan and China as of August 17. This initiative represents a crucial step towards digitizing financial transactions for Indonesians traveling internationally, providing them the convenience of using a single mobile application to make secure payments abroad.

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How VoPay’s Solution Redefines Global B2B Payments?
E-Commerce
How VoPay’s Solution Redefines Global B2B Payments?

In the rapidly evolving landscape of global commerce, the efficiency and reliability of payment systems play a crucial role in facilitating international trade. As the world becomes increasingly interconnected, businesses face the challenge of navigating a fragmented payment infrastructure that often incurs high costs and delays. Addressing these challenges, VoPay has launched an innovative Cross-Border Payments-as-a-Service solution designed to revolutionize

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Boosting E-Commerce Profits Amid Tariff Challenges
E-Commerce
Boosting E-Commerce Profits Amid Tariff Challenges

E-commerce businesses in the United States currently face daunting obstacles as recent tariff impositions threaten to squeeze profit margins, pushing companies to innovate to remain competitive. In this challenging atmosphere, brands must rethink traditional strategies and cultivate direct consumer connections to offset the losses associated with these tariffs. A growing number of businesses are turning to direct-to-consumer (DTC) sales to

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