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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Did a Metal Card Defy India’s Digital Payments?
Digital Lending / Digital Payments
How Did a Metal Card Defy India’s Digital Payments?

A Fintech Anomaly in the World’s Digital Payments Capital In the world’s undisputed leader for digital transactions, where QR codes blanket city streets and mobile payments are second nature, the resurgence of a heavy, tangible object as a status symbol presents a fascinating paradox. India, having successfully pioneered a digital payment revolution with its Unified Payments Interface (UPI) that processes

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Agentic AI for Commerce – Review
AI and ML
Agentic AI for Commerce – Review

The long-promised seamless shopping journey orchestrated by artificial intelligence is now taking concrete shape through Google’s ambitious Universal Commerce Protocol, an initiative poised to fundamentally alter the e-commerce landscape. The Universal Commerce Protocol (UCP) represents a significant advancement in the e-commerce sector, aiming to integrate agentic AI into the core of the consumer shopping experience. This review will explore the

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How Will Botim and Mastercard Change UAE Remittances?
Digital Lending / Digital Payments
How Will Botim and Mastercard Change UAE Remittances?

The constant flow of money from the United Arab Emirates to countless destinations worldwide has long been a complex process, often involving multiple steps and hidden fees for its vast expatriate population. A recent strategic partnership, however, signals a significant evolution in how these crucial cross-border payments are managed, promising a more integrated and streamlined future. The collaboration between the

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Polygon Forges New Payment System With $250M Acquisition
Digital Lending / Digital Payments
Polygon Forges New Payment System With $250M Acquisition

Nikolai Braiden, an early adopter of blockchain, is a leading voice in the FinTech space. He champions the transformative potential of financial technology to reshape digital payment and lending systems and has extensive experience advising startups on leveraging technology to drive innovation within the industry. This discussion delves into Polygon Labs’ strategic acquisition of Coinme and Sequence for over $250

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What Is the $9 Trillion Blind Spot in E-Commerce?
E-Commerce
What Is the $9 Trillion Blind Spot in E-Commerce?

The Invisible Revolution Happening on Your Website Right Now While e-commerce leaders meticulously analyze conversion rates and supply chain logistics, a transformative undercurrent is reshaping the digital marketplace largely unnoticed, creating a blind spot projected to influence an astounding $9 trillion in transactions by 2030. This seismic shift is the rise of agentic AI—sophisticated, automated agents that are already shopping,

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Why Do Operators Make Better E-commerce Marketers?
E-Commerce
Why Do Operators Make Better E-commerce Marketers?

In the increasingly crowded digital marketplace, many e-commerce brands find themselves caught in a frustrating cycle with traditional marketing agencies that promise transformative growth but deliver fragmented and often ineffective services. These businesses invest significant resources into separate campaigns for SEO, email marketing, and paid advertising, only to find these efforts operate in disconnected silos, failing to create a cohesive

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ABK-Egypt and Mastercard Partner to Advance Digital Payments
Digital Lending / Digital Payments
ABK-Egypt and Mastercard Partner to Advance Digital Payments

The familiar rustle of banknotes is fading across Egypt’s bustling marketplaces and corporate corridors, replaced by the silent, swift efficiency of digital transactions that are reshaping the nation’s economic landscape. This fundamental shift from physical to digital currency is not happening by chance; it is being meticulously engineered through powerful strategic alliances designed to build the financial infrastructure of tomorrow.

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E-Commerce Is Now Essential for Local Business Survival
E-Commerce
E-Commerce Is Now Essential for Local Business Survival

The familiar sight of bustling high streets in communities like Gedling now contends with the quiet hum of servers processing thousands of online transactions every minute, signaling a profound and irreversible change in commerce. For traditional local shops, this transition represents a critical juncture where the path forward is no longer paved with brick and mortar alone. Digital transformation, particularly

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Are Biometric Payments Coming to Your Local Store?
Digital Lending / Digital Payments
Are Biometric Payments Coming to Your Local Store?

The Next Frontier in Checkout: From Concept to Reality The familiar routine of pulling out a wallet or phone at the checkout counter may soon become a thing of the past. A new wave of payment technology, powered by biometrics, is poised to move from the realm of science fiction to your neighborhood coffee shop and retail store. Through strategic

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Stablecoin Financial Infrastructure – Review
Fintech Blockchain
Stablecoin Financial Infrastructure – Review

The decades-old architecture of global finance, built on correspondent banking networks and multi-day settlement cycles, is now facing a profound structural challenger in the form of stablecoin-powered infrastructure. This review will explore the evolution of this technology, its key architectural components, performance metrics, and the impact it has had on various commercial and financial applications. The purpose of this review

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Rain Raises $250M to Power Enterprise Stablecoin Payments
Digital Lending / Digital Payments
Rain Raises $250M to Power Enterprise Stablecoin Payments

The long-predicted transition of digital assets from speculative instruments to foundational enterprise infrastructure has received one of its most significant endorsements, as FinTech innovator Rain secured a landmark $250 million in its Series C funding round. This substantial capital injection, led by ICONIQ with strong participation from established firms like Sapphire Ventures, Dragonfly, and Bessemer Venture Partners, signals a pivotal

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Trend Analysis: Stablecoin Global Settlement
Digital Lending / Digital Payments
Trend Analysis: Stablecoin Global Settlement

The arteries of global commerce have long been clogged by slow, costly, and fragmented payment systems, creating a powerful opening for a new generation of financial disruptors. As exemplified by VelaFi’s recent $20 million funding round, stablecoin-powered settlement networks are rapidly emerging as the new backbone for global commerce, promising unprecedented speed and efficiency where legacy systems have consistently faltered.

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