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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Will Visa and Tech5 Shape Digital Identity Worldwide?
Digital Lending / Digital Payments
How Will Visa and Tech5 Shape Digital Identity Worldwide?

Setting the Stage for a Digital Identity Revolution Imagine a world where a single digital wallet not only processes payments but also verifies identity with a quick scan of a fingerprint, seamlessly connecting individuals to financial systems regardless of their location or resources. This vision is rapidly becoming reality through the strategic partnership between Visa, a global powerhouse in payment

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Trend Analysis: Digital Payments in Africa
Digital Lending / Digital Payments
Trend Analysis: Digital Payments in Africa

In a continent where cash once dominated, a staggering transformation is unfolding as digital payments surge, reshaping how millions of Africans interact with money, and highlighting a critical pathway to financial inclusion. Consider this: in the Democratic Republic of Congo (DRC) alone, transaction values for mobile payments are projected to hit $3.85 billion this year, driven by a robust 19%

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Asian Leaders Boost Digital Wallet Security with Partnership
Digital Lending / Digital Payments
Asian Leaders Boost Digital Wallet Security with Partnership

What happens when the convenience of a tap-to-pay transaction turns into a gateway for cybercriminals? In Asia, where digital wallets handle a staggering $9.8 trillion in spending annually, this question looms large as the region grapples with 42% of global fraud cases. The rapid shift to cashless payments has transformed commerce, but it has also exposed millions of users and

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How Can Embedded Payments Drive ISV Growth in Healthcare?
FinTech
How Can Embedded Payments Drive ISV Growth in Healthcare?

The healthcare industry stands as a colossal yet challenging arena for Independent Software Vendors (ISVs) seeking to carve out a significant presence and achieve meaningful growth in a complex landscape. With its vast market potential, intricate regulatory landscape, and deep-rooted inefficiencies, healthcare offers a fertile ground for technological disruption. Many ISVs start by tackling specific issues within revenue cycle management

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How Will Thomson Reuters and Ledgible Transform Crypto Tax Reporting?
Fintech Blockchain
How Will Thomson Reuters and Ledgible Transform Crypto Tax Reporting?

In an era where digital assets are becoming a cornerstone of modern finance, the complexity of tax reporting for cryptocurrencies poses a significant challenge for businesses worldwide, and with regulatory bodies tightening their grip on compliance, the need for streamlined, accurate, and automated solutions has never been more pressing. Enter the strategic partnership between Thomson Reuters, a titan in content

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How Is Alipay+ and Grab Redefining Travel in Southeast Asia?
Digital Lending / Digital Payments
How Is Alipay+ and Grab Redefining Travel in Southeast Asia?

What happens when millions of travelers step into a vibrant region like Southeast Asia, only to struggle with unfamiliar apps and fragmented payment systems? The answer lies in a groundbreaking collaboration that’s changing the game. Announced on September 15 in Singapore, the partnership between Alipay+, Ant International’s global wallet gateway, and Grab, the region’s leading superapp, integrates ride-hailing into digital

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How Is PayPal Revolutionizing Crypto Payments with Links?
Digital Lending / Digital Payments
How Is PayPal Revolutionizing Crypto Payments with Links?

Imagine a world where sending cryptocurrency is as easy as sharing a link through a text message, seamlessly blending digital assets with everyday transactions. PayPal has turned this vision into reality with its innovative feature, PayPal Links, launched to integrate cryptocurrencies like Bitcoin, Ethereum, and its own stablecoin, PYUSD, into peer-to-peer payments. This development has sparked widespread discussion among fintech

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Trend Analysis: Digital Payment Innovations with PayPal
Digital Lending / Digital Payments
Trend Analysis: Digital Payment Innovations with PayPal

Imagine a world where splitting a dinner bill with friends, paying for a small business service, or even sending cryptocurrency across borders happens with just a few clicks, no matter where you are. This scenario is no longer a distant dream but a reality shaped by the rapid evolution of digital payments. At the forefront of this transformation stands PayPal,

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Trend Analysis: AI in Bank Fraud Prevention
Digital Lending / Digital Payments
Trend Analysis: AI in Bank Fraud Prevention

In an era where digital banking dominates, the sophistication of bank fraud has reached alarming heights, with scammers mimicking legitimate communications so convincingly that even savvy customers fall prey. A striking statistic reveals the gravity of this issue: financial losses due to fraud in banking communications have soared into billions annually, eroding trust between institutions and their clients. Artificial Intelligence

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Visa and Onafriq Boost Financial Inclusion in DRC with Visa Pay
Digital Lending / Digital Payments
Visa and Onafriq Boost Financial Inclusion in DRC with Visa Pay

Setting the Stage for Digital Transformation in DRC’s Financial Sector In the heart of Africa, the Democratic Republic of Congo (DRC) stands as a stark example of financial exclusion, with less than 26% of adults accessing formal financial services, according to recent World Bank data. This staggering statistic underscores a critical challenge: how can millions of unbanked and underbanked individuals

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How Will Agentic AI and Gen AI Revolutionize Banking?
Robotic Process Automation In Fintech
How Will Agentic AI and Gen AI Revolutionize Banking?

The banking sector is undergoing a seismic shift as agentic AI and generative AI (Gen AI) emerge as game-changing forces, poised to redefine everything from operational workflows to customer interactions. These advanced technologies offer the promise of automating intricate processes, delivering highly personalized services, and achieving unprecedented cost efficiencies. Industry forecasts indicate that agentic AI could create as much as

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Can Zelle’s Stablecoin Revolutionize Cross-Border Payments?
Fintech Blockchain
Can Zelle’s Stablecoin Revolutionize Cross-Border Payments?

What if sending money halfway across the world felt as effortless as paying a friend for coffee? In an era where borders blur in digital spaces, the frustration of slow, costly international transfers persists for millions, and Zelle, a titan of instant payments within the U.S., stands at a crossroads with whispers of a stablecoin in development—a move that could

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