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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
New Standard Unlocks Autonomous AI Payments
Digital Lending / Digital Payments
New Standard Unlocks Autonomous AI Payments

The very fabric of digital commerce is being rewoven as intelligent agents begin to transact on their own behalf, a development that promises to redefine value exchange across the internet. A fundamental shift is underway, moving beyond payment systems designed for humans and toward an infrastructure built for the coming wave of autonomous artificial intelligence. This transition challenges established economic

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How Do Digital Payments Empower Creators?
Digital Lending / Digital Payments
How Do Digital Payments Empower Creators?

The pathway to a sustainable career in the arts once led through a narrow series of gates, each manned by powerful intermediaries who dictated terms, controlled distribution, and claimed the lion’s share of the profits. For generations, artists, musicians, and writers found their financial success and creative freedom contingent on the approval of record labels, publishing houses, and production studios.

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Zilch Gains FCA License and Visa Deal to Fuel Growth
E-Commerce
Zilch Gains FCA License and Visa Deal to Fuel Growth

In the fiercely competitive landscape of financial technology, achieving strategic independence is a critical differentiator that separates market leaders from the crowded field of innovators. London-based fintech firm Zilch has decisively made this leap, securing two foundational achievements that signal a new phase of accelerated growth and operational autonomy. By obtaining a payment services license from the Financial Conduct Authority

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Biometric Payment Authentication – Review
Digital Lending / Digital Payments
Biometric Payment Authentication – Review

The once-ubiquitous act of recalling a complex PIN at checkout is rapidly becoming a relic of the past as the integration of biological identifiers reshapes consumer expectations for secure and effortless digital transactions. Biometric payment authentication represents a significant advancement in the financial technology sector. This review will explore the evolution of the technology, its key features, and the impact

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AI Agents Are Poised to Transform Online Shopping
AI and ML
AI Agents Are Poised to Transform Online Shopping

The familiar, often tedious ritual of scrolling through endless product pages and comparing prices across multiple browser tabs is on the verge of becoming a relic of the past, replaced by a single, decisive command given to a digital assistant. After years of theoretical discussion and incremental advancements, the concept of agentic commerce—where autonomous AI agents execute complex shopping tasks

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How Will Ripple and AMINA Bank Reshape Global Payments?
E-Commerce
How Will Ripple and AMINA Bank Reshape Global Payments?

The relentless, round-the-clock nature of the digital asset economy has long clashed with the rigid, time-bound structures of traditional cross-border payment systems, creating significant operational bottlenecks for crypto-native businesses. In a landmark move set to address this discord, enterprise blockchain solutions provider Ripple has partnered with AMINA Bank, a Swiss-regulated crypto bank. This collaboration marks the first time a European

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Visa Forms New Saudi Hub to Boost Regional Payments
Digital Lending / Digital Payments
Visa Forms New Saudi Hub to Boost Regional Payments

A Strategic Pivot to Power the Gulf’s Cashless Future In a decisive move signaling its deep commitment to the Middle East, digital payments giant Visa has announced a significant strategic restructuring of its regional operations. The company is forming a new, dedicated hub to manage its business in Saudi Arabia, Bahrain, and Oman, placing these dynamic markets under unified leadership.

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Pay.UK and Vocalink Secure UK Payment Systems
Digital Lending / Digital Payments
Pay.UK and Vocalink Secure UK Payment Systems

Beneath the surface of every contactless purchase and salary deposit lies a complex digital infrastructure responsible for orchestrating the United Kingdom’s immense financial rhythm. This silent, intricate network is the bedrock of the nation’s economic stability, a fact underscored by a recent landmark agreement between its primary stewards. Pay.UK and Vocalink have solidified a partnership designed to safeguard this critical

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Trend Analysis: AI in Payment Security
Digital Lending / Digital Payments
Trend Analysis: AI in Payment Security

Artificial intelligence is quietly reshaping the global financial system, processing transactions with a speed and scale that fundamentally alters the nature of commerce while simultaneously introducing complex vulnerabilities. As financial firms increasingly rely on AI to manage billions of dollars, the need for exceptionally robust security has never been more critical. This analysis explores the rising security trends born from

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Chinese E-Commerce Surge Tests EU’s Free Trade Stance
E-Commerce
Chinese E-Commerce Surge Tests EU’s Free Trade Stance

A Digital Deluge Posing a Foundational Question for Europe An unprecedented wave of millions of low-value parcels is arriving daily in the European Union, with over 90% of this digital torrent originating from China. This influx, powered by e-commerce behemoths like Shein, Temu, and AliExpress, has been characterized by some Western media as an economic challenge that demands a firm,

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EU Sets New €3 Customs Duty for E-Commerce
E-Commerce
EU Sets New €3 Customs Duty for E-Commerce

Introduction The familiar convenience of ordering inexpensive goods from international e-commerce platforms is about to undergo a significant transformation as the European Union prepares to reshape its customs landscape. This upcoming policy shift, centered on a new customs duty, will directly impact millions of consumers and online retailers. This article aims to provide a clear and comprehensive guide to these

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A New Stablecoin Model Is Reshaping Global Payments
Digital Lending / Digital Payments
A New Stablecoin Model Is Reshaping Global Payments

Sending money across borders remains a surprisingly complex and expensive endeavor, a friction point that modern technology has yet to fully resolve for millions globally. The use of stablecoins for these payments, however, represents a significant advancement, and this review explores this evolution through the strategic partnership between infrastructure provider Noah and consumer app Fin.com. By analyzing their joint solution,

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