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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Can SA’s E-Commerce Platforms Empower Local Producers?
E-Commerce
Can SA’s E-Commerce Platforms Empower Local Producers?

In recent years, South Africa has witnessed a significant evolution in its e-commerce landscape, culminating in the recent launch of government-endorsed digital platforms aimed at empowering local producers. Two key players in this initiative are the Shop Proudly SA business-to-customer (B2C) interface and the Market Access Platform (MAP), a business-to-business (B2B) portal. Backed by the Department of Trade, Industry, and

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Is Convenience the New Currency in E-Commerce?
E-Commerce
Is Convenience the New Currency in E-Commerce?

In today’s digital age, e-commerce has undergone a transformative shift, heavily influenced by the demands of consumers for unparalleled convenience. The desire for seamless, fast, and user-friendly shopping experiences has pushed businesses to fundamentally rethink their strategies. What was once considered a luxury is now a baseline expectation for online shoppers. Consumers have become accustomed to instant gratification, and any

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Anticipating Change: Embrace Payments-as-a-Service Today
Digital Lending / Digital Payments
Anticipating Change: Embrace Payments-as-a-Service Today

With a wealth of experience in payments technology, the expert sheds light on the transformative role of Payments-as-a-Service (PaaS) in the financial world. As organizations navigate the complexities of payment modernization, this insightful conversation reveals how PaaS is redefining the way businesses approach payment systems, making them more accessible and competitive. What are Payments-as-a-Service (PaaS) and how have they changed

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How Will Tap to Pay on iPhone Transform Spain’s Businesses?
Digital Lending / Digital Payments
How Will Tap to Pay on iPhone Transform Spain’s Businesses?

In the rapidly evolving world of FinTech, Nicholas Braiden stands out as a key influencer and early adopter of blockchain technology. With his profound understanding, Braiden has been a crucial advisor to numerous startups, helping them harness innovation for significant transformation. Today, we delve into the pioneering steps of Viva.com, a leading tech bank in Europe, as it launches its

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Open Banking Revolution: Solving Payment Concerns for All
Embedded Finance
Open Banking Revolution: Solving Payment Concerns for All

Nikolai Braiden, an early pioneer in the world of blockchain, stands at the forefront of fintech innovation, actively championing the transformative power financial technology holds in evolving digital payment and lending ecosystems. With his extensive background advising startups, he is uniquely positioned to provide insights into how open banking might address the persistent challenges merchants and consumers face in today’s

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How Is AI Revolutionizing Fintech Payment Processes?
Digital Lending / Digital Payments
How Is AI Revolutionizing Fintech Payment Processes?

In today’s fast-evolving technological landscape, artificial intelligence stands as a pivotal force revolutionizing fintech payment processes. The partnership between Sunbit, a rapidly growing fintech entity focused on consumer financing, and Checkout.com, a leading provider of AI-powered payment solutions, illustrates the profound impact AI is having in this sector. By integrating Checkout.com’s cutting-edge payment system, Sunbit achieved a 6% increase in

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Will Click to Pay Revolutionize Online Payments in Australia?
E-Commerce
Will Click to Pay Revolutionize Online Payments in Australia?

In an age where online transactions have become a cornerstone of commerce, Australian Payments Plus (AP+) is embarking on a landmark initiative to transform digital payments. With the introduction of Click to Pay, an innovative debit card payment solution, AP+, in partnership with Giesecke+Devrient (G+D), aims to address key pain points in online shopping. This initiative promises to revolutionize the

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Wizz Air and Amex Join Forces for Flexible Travel Payments
Digital Lending / Digital Payments
Wizz Air and Amex Join Forces for Flexible Travel Payments

The recent collaboration between Wizz Air, a prominent low-cost airline, and American Express has unveiled a promising chapter for travelers by offering enhanced payment flexibility. This alliance permits Amex Cardmembers to utilize their cards not only for flight bookings but also for onboard purchases with Wizz Air, ensuring a seamless payment experience. With Amex recognized for its reliable services and

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How Is AI Revolutionizing Fintech’s Future?
Robotic Process Automation In Fintech
How Is AI Revolutionizing Fintech’s Future?

In today’s fast-evolving financial sector, artificial intelligence (AI) is emerging as a transformative force driving significant advancements in fintech. Its integration is not merely about efficiency; it reshapes conventional financial service practices, offering innovative solutions that redefine operational strategies and customer interactions. From strategic appointments to technological partnerships, the current landscape reveals a concerted effort across organizations to embrace AI’s

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Visa Partners With GiveCard to Modernize Government Payments
Digital Lending / Digital Payments
Visa Partners With GiveCard to Modernize Government Payments

In an era where digital transformation is vital, government agencies face the challenge of transitioning their payment systems from outdated paper-based methods to modern digital solutions. The collaboration between Visa and GiveCard aims to address this challenge by developing a digital payment ecosystem tailored for the public sector. Building on the federal objective to eliminate paper checks by the current

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Is Compliance a Competitive Edge for Cross-Border Payments?
E-Commerce
Is Compliance a Competitive Edge for Cross-Border Payments?

The ever-evolving landscape of cross-border payments is increasingly shaped by regulatory compliance, with companies like PingPong showcasing the strategic advantage of proactive adherence. PingPong, known for pioneering solutions in global B2B transactions, has partnered with Form3 to enhance its compliance measures with the Verification of Payee (VoP) solution for SEPA account validation. This move positions PingPong ahead of the European

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Payabl. Revolutionizes B2B Payments With Modular Customization
E-Commerce
Payabl. Revolutionizes B2B Payments With Modular Customization

Payabl. stands at the forefront of innovation in the fintech industry, transforming B2B payment processes through modular customization that empowers businesses to tailor their operations to meet specific needs. Often likened to LEGO for its modular financial ecosystem, payabl. provides businesses with an unprecedented level of flexibility in handling transactions. This bespoke approach allows merchants to seamlessly select and integrate

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