Mikhail Hamilton, Author at B2Bdaily.com

Robotic Process Automation In Fintech

Cloud and AI Drove Banking’s Transformation in 2025

The once-glacial pace of core banking innovation accelerated into a full-blown sprint during 2025, as financial institutions globally raced to redefine their technological foundations with cloud and artificial intelligence. This year was not merely about incremental updates; it was marked by definitive, large-scale strategic shifts that have irrevocably altered the competitive dynamics of the financial services industry. The convergence of

December 30, 2025

Customer Experience (CX)

Game Theory Unlocks Your Most Valuable Customer Journeys

In the complex ecosystem of modern e-commerce, attributing the success of a single sale to a specific action is an increasingly fraught endeavor, as a successful conversion is rarely the result of one isolated team’s effort but rather the culmination of a cooperative dance between multiple departments. Marketing teams drive traffic through diverse channels like online ads and email campaigns,

December 29, 2025

E-Commerce

Türkiye’s E-Commerce Sector Surges Toward $100 Billion

Türkiye’s digital marketplace is in the midst of a transformative expansion, positioning the e-commerce sector as a formidable engine of the national economy and setting a new benchmark for growth in the region. Based on a comprehensive analysis from the Electronic Commerce Operators Association (ETİD), the industry is not just growing but accelerating at an extraordinary pace, with projections indicating

December 29, 2025

Digital Lending / Digital Payments

Mastercard and Fuelin Modernize MENA Fleet Payments

A New Era for Fleet Management: The Digital Transformation of MENA’s Roads In a landmark move set to reshape commercial transportation across the Middle East and North Africa, Mastercard has joined forces with Egyptian fintech innovator Fuelin to digitize the region’s fleet payment ecosystem. This strategic partnership directly targets the long-standing inefficiencies and security risks associated with traditional cash and

December 29, 2025

Digital Lending / Digital Payments

Digital Payments vs. Cash Access: A Comparative Analysis

The familiar tap of a card or scan of a smartphone has become so routine for many that it is easy to overlook the growing chasm it creates, leaving millions without a reliable way to participate in the economy. This seemingly simple evolution in how we pay for goods and services masks a complex societal tug-of-war between the undeniable convenience

December 29, 2025

Digital Lending / Digital Payments

Is Pi Network the Future of Everyday Money?

The Promise of a Pocket-Sized Revolution: Unpacking Pi Network’s Vision In a world saturated with cryptocurrencies, Pi Network has emerged with a bold and ambitious proposition: to create a digital currency that is not just for investors and tech enthusiasts, but for everyone. While giants like Bitcoin and Ethereum have captured headlines, their complexity and volatility have largely confined them

December 26, 2025

Robotic Process Automation In Fintech

How Are AI and Agility Defining Fintech’s Future?

As a long-time advocate for the transformative power of financial technology, Nikolai Braiden has been at the forefront of the industry, advising startups and tracking the giants reshaping our digital wallets. His early adoption of blockchain and deep expertise in digital payment and lending systems give him a unique perspective on the market’s rapid evolution. Today, we delve into the

December 26, 2025

Digital Lending / Digital Payments

China Mandates Cash Payments to Boost Inclusion

In a country where a simple scan of a smartphone can purchase nearly anything from street food to luxury goods, the government is now championing the very paper currency its digital revolution seemed destined to replace. This policy shift introduces a significant development: the state-mandated acceptance of cash to mend the societal fractures created by its own technological success. The

December 26, 2025

Digital Lending / Digital Payments

What Is the Future of B2B Supply Chain Finance?

The intricate web of global commerce, capable of moving goods across continents with remarkable speed, often grinds to a halt at its most critical juncture: the payment. For decades, the financial mechanisms underpinning supply chains have lagged behind their physical counterparts, creating a landscape where the greatest operational risk is not a delayed shipment, but a fractured, insecure, and inefficient

December 26, 2025

Digital Lending / Digital Payments

New Standard Unlocks Autonomous AI Payments

The very fabric of digital commerce is being rewoven as intelligent agents begin to transact on their own behalf, a development that promises to redefine value exchange across the internet. A fundamental shift is underway, moving beyond payment systems designed for humans and toward an infrastructure built for the coming wave of autonomous artificial intelligence. This transition challenges established economic

December 23, 2025

Digital Lending / Digital Payments

How Do Digital Payments Empower Creators?

The pathway to a sustainable career in the arts once led through a narrow series of gates, each manned by powerful intermediaries who dictated terms, controlled distribution, and claimed the lion’s share of the profits. For generations, artists, musicians, and writers found their financial success and creative freedom contingent on the approval of record labels, publishing houses, and production studios.

December 23, 2025

E-Commerce

Zilch Gains FCA License and Visa Deal to Fuel Growth

In the fiercely competitive landscape of financial technology, achieving strategic independence is a critical differentiator that separates market leaders from the crowded field of innovators. London-based fintech firm Zilch has decisively made this leap, securing two foundational achievements that signal a new phase of accelerated growth and operational autonomy. By obtaining a payment services license from the Financial Conduct Authority

December 23, 2025