Mikhail Hamilton, Author at B2Bdaily.com

Digital Lending / Digital Payments

Digital Payments Reshape South Africa’s Economy

The once-predictable rhythm of cash transactions across South Africa is now being decisively replaced by the rapid, staccato pulse of digital payments, fundamentally rewriting the nation’s economic narrative and creating a landscape of unprecedented opportunity and complexity. This systemic transformation is moving far beyond simple card swipes and online checkouts. It represents the maturation of a sophisticated, mobile-first financial environment

February 6, 2026

E-Commerce

How Will Sunhouse Triple Its Global E-Commerce?

For an industrial powerhouse accustomed to dominating regional markets with tangible goods, the intangible world of global e-commerce presents a landscape of both unprecedented opportunity and immense operational complexity. Vietnamese industrial group Sunhouse, a significant name in its home market, has set its sights on a monumental goal: to triple its international online business. This ambition marks a critical pivot

February 5, 2026

Digital Lending / Digital Payments

Trend Analysis: Chinese Digital Payment Withdrawal

The once-ubiquitous blue and green QR codes that blanketed Japanese storefronts just a few years ago are now conspicuously vanishing, signaling a dramatic and unexpected retreat for China’s digital payment giants. This quiet disappearance is more than a simple change in checkout options; it is a critical indicator of shifting dynamics in technology, finance, and international relations between two of

February 5, 2026

Cyber Security

How Is AI Supercharging Phishing Attacks?

The digital landscape is now a relentless battleground where a new phishing attack is launched every 19 seconds, a staggering acceleration from the one-every-42-second pace observed just a year ago. This dramatic escalation in both volume and velocity points toward a seismic shift in the tactics of cybercriminals, raising a critical question: What is fueling this unprecedented wave of digital

February 5, 2026

E-Commerce

How Is Air Cargo Redrawing The World Trade Map?

Navigating a landscape marked by shifting trade alliances and economic crosswinds, the global air cargo industry in 2025 carved out a path of determined growth, proving its indispensable role in the machinery of international commerce. The year was not a story of uniform expansion but one of nuanced recovery and significant strategic realignment. This analysis dissects the key performance indicators,

February 4, 2026

Digital Lending / Digital Payments

Bank of England Plans New Rival to Credit Cards

Nikolai Braiden, an early adopter of blockchain, is our resident FinTech expert. He strongly advocates for financial technology’s transformative potential in reshaping digital payment and lending systems and has extensive experience advising startups on leveraging technology to drive innovation and advancement within the industry. Today, he joins us to dissect the Bank of England’s new public consultation, which could fundamentally

February 4, 2026

Digital Lending / Digital Payments

India’s UPI Targets Global Payments Dominance

The long-standing complexities and exorbitant fees associated with international retail payments may soon be a relic of the past, as India’s revolutionary domestic payment system sets its sights on a global stage. The Unified Payments Interface (UPI), a system that has already reshaped India’s digital economy, is now moving beyond its borders with an ambitious expansion strategy. With a colossal

February 4, 2026

Digital Lending / Digital Payments

ACH’s Growth Is Reshaping Digital Payments

Beyond the Batch: Charting the Meteoric Rise of a Payments Powerhouse The Automated Clearing House (ACH) Network, long the quiet workhorse of the American financial system, is experiencing a period of explosive and sustained growth. Last year alone, the network processed an astounding 35.2 billion payments, moving a total of $93 trillion across its rails. This unstoppable momentum is not

February 4, 2026

Digital Lending / Digital Payments

Trend Analysis: Prepaid Card Financial Risk

That plastic gift card sitting in your wallet, a seemingly straightforward promise of future purchasing power, can dissolve into a worthless token overnight without any warning. The recent collapse of Synergy, a long-standing prepaid card issuer, exposed this harsh reality, sending a shockwave through an industry many consumers take for granted. As prepaid cards become increasingly integrated into the economic

February 4, 2026

E-Commerce

Will Beijing’s Crackdown Tame Livestreaming E-Commerce?

The recent 26.7 million yuan ($3.8 million) fine levied against Kuaishou’s e-commerce arm is more than just a financial penalty; it’s a powerful signal from Beijing that the freewheeling days of China’s livestreaming e-commerce industry are over. This market analysis delves into the specifics of Kuaishou’s transgressions, placing them within the broader context of China’s evolving regulatory landscape and exploring

February 3, 2026

Digital Marketing

Could AI Autonomously Run Your Marketing?

The digital landscape is littered with abandoned shopping carts, each representing a moment of hesitation that translates directly into lost revenue for e–commerce businesses. This gap between a customer’s initial intent to purchase and the final transaction confirmation remains one of the most significant and costly challenges in online retail, prompting a fundamental re-evaluation of how marketing is executed. The

February 3, 2026

Digital Lending / Digital Payments

Trend Analysis: BRICS Payment System

The silent currents of global finance are being redirected as the BRICS nations move decisively to construct a payment system independent of Western-dominated networks, signaling a potential paradigm shift. This ambitious initiative is now accelerating from theoretical discussions to practical planning, challenging the long-standing dominance of established financial infrastructure. This analysis delves into the evolution of this project, its technical

February 3, 2026