Avatar photo

Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Open Loop Transit Payments – Review
Digital Lending / Digital Payments
Open Loop Transit Payments – Review

A Fare Without Friction Millions of riders today expect to tap a bank card or phone at a gate, glide through in under half a second, and trust that the system will sort out the best fare later without standing in line for a special card. That expectation sits at the heart of Mastercard’s enhanced open-loop transit solution, which replaces

Read More
How Are Credit Cards Marketed to Risky 20-Somethings?
Digital Lending / Digital Payments
How Are Credit Cards Marketed to Risky 20-Somethings?

Introduction In today’s financial landscape, a striking reality emerges: nearly 1 in 10 credit card holders in their 20s are falling behind on payments by 90 days or more, signaling a growing risk for lenders. This statistic paints a vivid picture of the challenges faced by young adults navigating credit in an era of economic pressures like inflation and student

Read More
What Are the Top Trends Shaping Merchant Payments by 2026?
Digital Lending / Digital Payments
What Are the Top Trends Shaping Merchant Payments by 2026?

Navigating the Evolving Landscape of Merchant Payments The merchant payments sector stands at a critical juncture in 2025, with global transaction volumes surpassing trillions annually and digital solutions reshaping how businesses interact with consumers. This staggering scale underscores a pressing challenge: how can merchants keep pace with rapid technological advancements and shifting customer expectations while managing rising operational costs? This

Read More
ETF Withdrawals Drive Bitcoin’s November Price Decline
Fintech Blockchain
ETF Withdrawals Drive Bitcoin’s November Price Decline

Diving into the turbulent waters of cryptocurrency markets, I’m thrilled to sit down with a seasoned expert in digital assets and financial trends. With years of experience navigating the volatile landscape of Bitcoin and exchange-traded funds (ETFs), our guest offers unparalleled insights into the recent market correction and investor behavior. Today, we’ll explore the forces behind Bitcoin’s price drop, the

Read More
B2B Digital Payments – Review
Digital Lending / Digital Payments
B2B Digital Payments – Review

In the fast-paced world of business-to-business (B2B) commerce, inefficiencies in payment processes have long been a silent drain on resources, costing companies countless hours and substantial sums in administrative overhead. Picture a logistics firm grappling with a mountain of unpaid invoices, each requiring manual follow-ups over the phone, only to face delays that disrupt cash flow. This scenario, all too

Read More
How Is Citi Revolutionizing Cross-Border Payments with Tokens?
Fintech Blockchain
How Is Citi Revolutionizing Cross-Border Payments with Tokens?

Today, we’re thrilled to sit down with Nicholas Braiden, a trailblazer in the world of financial technology and a passionate advocate for blockchain’s potential to revolutionize digital payments and lending. With years of experience advising startups and a deep understanding of FinTech innovations, Nicholas offers unique insights into how cutting-edge solutions are transforming the financial landscape. In this conversation, we’ll

Read More
Payment Outages Cost E-Commerce Millions, Study Reveals
E-Commerce
Payment Outages Cost E-Commerce Millions, Study Reveals

Unveiling the Financial Toll of Payment Disruptions In the dynamic realm of e-commerce, where every transaction hinges on seamless digital interactions, payment outages represent a critical threat to enterprise merchants. A staggering 92% of major e-commerce players have encountered disruptions in payment processing over recent years, resulting in losses ranging from $1.1 million to over $10 million for many. This

Read More
Trend Analysis: Fintech Investment and Innovation
Digital Wealth Management
Trend Analysis: Fintech Investment and Innovation

In an era where digital transformation dictates the pace of global economies, the fintech sector stands out with staggering growth, as evidenced by billions of dollars invested in groundbreaking companies this year alone. A remarkable surge in capital, with funding rounds reaching unprecedented heights, paints a picture of an industry redefining financial services at lightning speed. This explosive momentum not

Read More
Trend Analysis: Distributed Ledger in Wealth Management
Digital Wealth Management
Trend Analysis: Distributed Ledger in Wealth Management

The Emergence of Distributed Ledger Technology in Wealth Management In an era where financial services are undergoing a seismic shift, a staggering projection reveals that the global market for distributed ledger technology (DLT) in financial applications could reach $20 billion by 2027, reflecting a compound annual growth rate of over 25% from 2025 onward, according to recent fintech market analyses.

Read More
How Is SS&C Transforming Finance with Agentic AI Solutions?
Robotic Process Automation In Fintech
How Is SS&C Transforming Finance with Agentic AI Solutions?

In the rapidly evolving world of financial technology, few companies are pushing boundaries quite like SS&C Technologies. With their recent launch of agentic AI solutions, they’re redefining how complex operations in financial services and healthcare are managed. I had the privilege of sitting down with a leading expert from SS&C to dive into this groundbreaking technology. Our conversation explores the

Read More
Mastercard Unveils Verified Usernames for Crypto Wallets
Fintech Blockchain
Mastercard Unveils Verified Usernames for Crypto Wallets

In an era where digital transactions are becoming increasingly integral to daily life, the complexity of blockchain wallet addresses has long been a barrier to mainstream adoption of cryptocurrency and self-custody solutions. Imagine sending money to a friend with a simple username instead of grappling with a string of cryptic characters that could lead to costly errors if mistyped. This

Read More
How Does payabl. Enhance Shopify Checkout for Merchants?
E-Commerce
How Does payabl. Enhance Shopify Checkout for Merchants?

In the fast-evolving world of e-commerce, where every click counts, a staggering 43% of European shoppers refuse to return to a retailer after a frustrating checkout experience, according to payabl.’s State of European Checkout Report. This statistic paints a stark reality for Shopify merchants striving to capture and retain customers in a fiercely competitive market. With the checkout process often

Read More