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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
How Will AI and RPA Shape Desktop Automation in 2026?
Robotic Process Automation In IT
How Will AI and RPA Shape Desktop Automation in 2026?

The integration of cognitive computing with traditional robotic process automation has fundamentally altered the way desktop environments operate across global industries today. No longer confined to the rigid, rule-based scripts of previous cycles, modern automation tools now serve as dynamic, goal-oriented assistants capable of navigating the intricacies of fragmented software landscapes. This shift has allowed organizations to bridge the significant

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Generative AI Disrupts Traditional Technical Interviews
Recruitment-and-On-boarding
Generative AI Disrupts Traditional Technical Interviews

The traditional architecture of the technical hiring process is experiencing a seismic shift as high-level generative models fundamentally alter how recruiters distinguish between genuine problem-solving ability and machine-generated outputs. As the industry progresses through 2026, the technical recruitment landscape has reached a point where the debate is no longer about whether candidates should use AI, but rather how companies must

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Trend Analysis: Agentic B2B Payment Networks
Digital Lending / Digital Payments
Trend Analysis: Agentic B2B Payment Networks

The historical friction of business-to-business commerce is rapidly dissolving as autonomous software agents replace the antiquated necessity of manual data entry and mutual platform registration. This transformation marks a departure from traditional payment networks that demanded both parties subscribe to a singular ecosystem. Instead, a new paradigm of agentic finance allows AI to navigate the messy reality of supplier portals

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Bank of England Plans Major UK Retail Payments Overhaul
Digital Lending / Digital Payments
Bank of England Plans Major UK Retail Payments Overhaul

The invisible machinery that powers every digital transaction in the United Kingdom is currently undergoing a massive reconstruction that will redefine the nation’s economic future for the next decade and beyond. While most consumers perceive a digital payment as a simple, instantaneous tap on a smartphone or a card reader, the underlying architecture that moves that money is facing its

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UK Banks Lead Retail in Customer Satisfaction for First Time
Customer Experience (CX)
UK Banks Lead Retail in Customer Satisfaction for First Time

For decades, the British retail sector served as the undisputed benchmark for high-quality customer service, but a paradigm shift has recently occurred as financial institutions claimed the top spot. According to the latest UK Customer Satisfaction Index, the banking and building society sector achieved an impressive score of 82.0 out of 100, effectively pulling ahead of both the food and

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How Will Cedar and Noah Bridge Africa’s Global Payment Gap?
Digital Lending / Digital Payments
How Will Cedar and Noah Bridge Africa’s Global Payment Gap?

Nikolai Braiden is a blockchain pioneer and FinTech expert who champions digital systems to reshape the global economy. Having advised numerous startups on innovation, he understands the structural barriers preventing emerging markets from thriving in international trade. This interview explores how the partnership between Cedar Money and Noah addresses the systemic exclusion of African merchants by providing a regulated onboarding

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Can VEON and Mastercard Redefine Global Digital Banking?
E-Commerce
Can VEON and Mastercard Redefine Global Digital Banking?

Nicholas Braiden, an early adopter of blockchain and a seasoned advisor to fintech startups, has spent years advocating for technology’s power to reshape digital payments. His deep expertise in leveraging connectivity for financial inclusion makes him a vital voice in understanding how global giants are currently tackling the challenges of underserved markets. Our discussion covers the strategic integration of AI-driven

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Visa Launches SDK to Expand Digital Payments Across Africa
Digital Lending / Digital Payments
Visa Launches SDK to Expand Digital Payments Across Africa

A local street vendor in Accra or a tech-savvy freelancer in Dar es Salaam often finds that having a mobile wallet is not enough to participate in the lucrative global digital economy. While local transfers have flourished, the inability to access international marketplaces creates a glass ceiling for millions of ambitious African entrepreneurs and consumers. The launch of the Visa

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Uzbekistan Rapidly Transforms Its Digital Financial Sector
Digital Lending / Digital Payments
Uzbekistan Rapidly Transforms Its Digital Financial Sector

A traveler walking through the bustling Chorsu Bazaar in Tashkent today would likely witness a scene that would have been unrecognizable only a few years ago: vendors who once strictly dealt in stacks of som notes now effortlessly accept instant QR code payments on their mobile devices. This micro-level shift at a local market stall reflects a macro-level upheaval within

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New Java-Based QuimaRAT Targets Windows, Linux, and macOS
Cyber Security
New Java-Based QuimaRAT Targets Windows, Linux, and macOS

The landscape of digital threats in 2026 has witnessed the emergence of a highly adaptable Java-based remote access trojan that demonstrates how quickly the boundaries between different operating systems are dissolving for modern cybercriminals. This threat, known as QuimaRAT, operates through a sophisticated Malware-as-a-Service model that provides even low-skill actors with the ability to orchestrate complex, multi-stage attacks against Windows,

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Europe’s Gender Pension Gap More Than Doubles the Pay Gap
Payroll
Europe’s Gender Pension Gap More Than Doubles the Pay Gap

While much of the global conversation around economic equality focuses on the immediate disparity in monthly paychecks, a far more insidious and expansive financial chasm opens up as European workers transition into their retirement years. Current economic data from across the European Union indicates that while the gender pay gap—measuring the difference in hourly earnings—averages approximately 11.1%, the gender pension

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How Is Contactless Tech Building a Frictionless Future?
IT Digital Transformation
How Is Contactless Tech Building a Frictionless Future?

The seamless tap of a smartphone against a payment terminal has evolved from a novel technical convenience into a fundamental expectation of the modern consumer experience across the globe. In the United States, Near-Field Communication (NFC) now powers roughly 60% of all transactions, marking a definitive shift in how individuals interact with the commercial world. What began as a tool

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