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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
What Makes Odyssey Infostealer a Global Threat to macOS?
End User Computing
What Makes Odyssey Infostealer a Global Threat to macOS?

The long-standing myth that macOS remains immune to sophisticated cyberattacks has been decisively shattered by the emergence of the Odyssey infostealer, a highly specialized malware variant engineered to bypass modern system integrity protections. This transition represents a fundamental shift in the threat landscape, where the historical security-by-obscurity advantage once enjoyed by Apple users has entirely vanished. As the adoption of

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U.S. Real Estate Firms Adopt AP Automation for Growth
Robotic Process Automation In Fintech
U.S. Real Estate Firms Adopt AP Automation for Growth

Managing a sprawling portfolio of commercial and residential assets in today’s competitive market requires more than just high occupancy rates; it demands a flawless financial back office capable of processing thousands of invoices without a single manual oversight. Real estate firms across the United States are currently facing a critical juncture where the sheer volume of paper-based transactions has become

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Multiple Payment Options vs. Payment Friction: A Comparative Analysis
Digital Lending / Digital Payments
Multiple Payment Options vs. Payment Friction: A Comparative Analysis

The ability to secure timely payments acts as the ultimate lifeblood for any growing enterprise, yet many organizations inadvertently throttle their own growth by maintaining outdated, high-friction collection processes. While a business may deliver exceptional value and maintain strong client relationships, the physical and digital obstacles placed between an invoice and its settlement can create devastating bottlenecks in liquidity. When

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Aria Raises €247 Million to Tackle Late Payments for SMEs
Digital Lending / Digital Payments
Aria Raises €247 Million to Tackle Late Payments for SMEs

Small and medium-sized enterprises often struggle to survive because of the persistent delays in invoice processing that create significant cash flow bottlenecks across the entire European economy. Financial instability becomes a reality for many when they are forced to wait sixty or ninety days for payment while their own operational costs continue to mount daily. Aria, a Paris-based fintech firm,

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How Will AI and RPA Shape Desktop Automation in 2026?
Robotic Process Automation In IT
How Will AI and RPA Shape Desktop Automation in 2026?

The integration of cognitive computing with traditional robotic process automation has fundamentally altered the way desktop environments operate across global industries today. No longer confined to the rigid, rule-based scripts of previous cycles, modern automation tools now serve as dynamic, goal-oriented assistants capable of navigating the intricacies of fragmented software landscapes. This shift has allowed organizations to bridge the significant

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Generative AI Disrupts Traditional Technical Interviews
Recruitment-and-On-boarding
Generative AI Disrupts Traditional Technical Interviews

The traditional architecture of the technical hiring process is experiencing a seismic shift as high-level generative models fundamentally alter how recruiters distinguish between genuine problem-solving ability and machine-generated outputs. As the industry progresses through 2026, the technical recruitment landscape has reached a point where the debate is no longer about whether candidates should use AI, but rather how companies must

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Trend Analysis: Agentic B2B Payment Networks
Digital Lending / Digital Payments
Trend Analysis: Agentic B2B Payment Networks

The historical friction of business-to-business commerce is rapidly dissolving as autonomous software agents replace the antiquated necessity of manual data entry and mutual platform registration. This transformation marks a departure from traditional payment networks that demanded both parties subscribe to a singular ecosystem. Instead, a new paradigm of agentic finance allows AI to navigate the messy reality of supplier portals

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Bank of England Plans Major UK Retail Payments Overhaul
Digital Lending / Digital Payments
Bank of England Plans Major UK Retail Payments Overhaul

The invisible machinery that powers every digital transaction in the United Kingdom is currently undergoing a massive reconstruction that will redefine the nation’s economic future for the next decade and beyond. While most consumers perceive a digital payment as a simple, instantaneous tap on a smartphone or a card reader, the underlying architecture that moves that money is facing its

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UK Banks Lead Retail in Customer Satisfaction for First Time
Customer Experience (CX)
UK Banks Lead Retail in Customer Satisfaction for First Time

For decades, the British retail sector served as the undisputed benchmark for high-quality customer service, but a paradigm shift has recently occurred as financial institutions claimed the top spot. According to the latest UK Customer Satisfaction Index, the banking and building society sector achieved an impressive score of 82.0 out of 100, effectively pulling ahead of both the food and

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How Will Cedar and Noah Bridge Africa’s Global Payment Gap?
Digital Lending / Digital Payments
How Will Cedar and Noah Bridge Africa’s Global Payment Gap?

Nikolai Braiden is a blockchain pioneer and FinTech expert who champions digital systems to reshape the global economy. Having advised numerous startups on innovation, he understands the structural barriers preventing emerging markets from thriving in international trade. This interview explores how the partnership between Cedar Money and Noah addresses the systemic exclusion of African merchants by providing a regulated onboarding

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Can VEON and Mastercard Redefine Global Digital Banking?
E-Commerce
Can VEON and Mastercard Redefine Global Digital Banking?

Nicholas Braiden, an early adopter of blockchain and a seasoned advisor to fintech startups, has spent years advocating for technology’s power to reshape digital payments. His deep expertise in leveraging connectivity for financial inclusion makes him a vital voice in understanding how global giants are currently tackling the challenges of underserved markets. Our discussion covers the strategic integration of AI-driven

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Visa Launches SDK to Expand Digital Payments Across Africa
Digital Lending / Digital Payments
Visa Launches SDK to Expand Digital Payments Across Africa

A local street vendor in Accra or a tech-savvy freelancer in Dar es Salaam often finds that having a mobile wallet is not enough to participate in the lucrative global digital economy. While local transfers have flourished, the inability to access international marketplaces creates a glass ceiling for millions of ambitious African entrepreneurs and consumers. The launch of the Visa

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