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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Agentic Commerce Payments – Review
Digital Lending / Digital Payments
Agentic Commerce Payments – Review

Agentic Commerce Payments – Review The very fabric of online shopping is being rewoven by artificial intelligence, shifting the paradigm from manual clicks to autonomous, conversational transactions. This review explores the evolution of this technology, focusing on the strategic integration of Revolut Pay with Google’s Agent Payments Protocol (AP2). We will analyze its key features, the collaborative framework, and the

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Who Will Win the Global Mobile Payment War?
Digital Lending / Digital Payments
Who Will Win the Global Mobile Payment War?

A seemingly simple software update enabling Chinese Visa cardholders to use Apple Pay abroad has ignited a new front in the global battle for payment supremacy, signaling a pivotal moment in the evolution of international transactions. This development is not merely about convenience; it exposes the intensifying competition between Western payment technologies and the dominant Eastern super apps. This analysis

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Why Is Coinbase Blocking Crypto Regulation?
Fintech Blockchain
Why Is Coinbase Blocking Crypto Regulation?

In a sector desperately seeking legitimacy through clear legal frameworks, the industry’s most prominent U.S. player has unexpectedly become the biggest obstacle to progress. The crypto world has long pleaded for regulatory clarity, but when a landmark bill aimed at providing just that reached a critical juncture, Coinbase, the leading American exchange, pumped the brakes, leaving lawmakers and competitors alike

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Is Visa Reshaping Global Payments With Stablecoins?
Digital Lending / Digital Payments
Is Visa Reshaping Global Payments With Stablecoins?

A New Era for Digital Commerce Begins In a move signaling a seismic shift in the financial landscape, payments giant Visa is aggressively pushing into the world of digital assets, leveraging stablecoins to streamline a historically complex process: cross-border payments. The company’s recent initiatives, particularly a strategic partnership with infrastructure provider BVNK, aim to harness the efficiency of blockchain technology

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Will Comera Pay Redefine Payments in the UAE?
Digital Lending / Digital Payments
Will Comera Pay Redefine Payments in the UAE?

The United Arab Emirates’ vibrant fintech market, already a crucible of innovation and competition, has just witnessed the arrival of a heavyweight contender aiming to do more than just participate in the digital transaction space. With the official launch of Comera Pay, a venture backed by the formidable Royal Group and in strategic partnership with Arab Financial Services (AFS), the

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Digital Payments Are the New Default in Latin America
Digital Lending / Digital Payments
Digital Payments Are the New Default in Latin America

The once ubiquitous sound of jingling coins and rustling banknotes has been replaced by the silent, swift finality of a tap-to-pay confirmation across Latin America’s bustling marketplaces and digital storefronts. This profound transformation is far more than a simple technological upgrade; it represents a fundamental recalibration of consumer financial behavior throughout the region. As digital transactions become the standard, a

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Can Digital Payments Bridge the Financial Divide?
Digital Lending / Digital Payments
Can Digital Payments Bridge the Financial Divide?

The rapid expansion of financial technology across the globe has sparked widespread optimism that a simple mobile app could finally dismantle the centuries-old barriers keeping billions of people outside the formal economy. As governments and private enterprises champion fintech as the key to universal financial access, a critical question emerges: is technology a true equalizer, or does it risk creating

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Samsung and UnionPay Partner for Global Mobile Payments
Digital Lending / Digital Payments
Samsung and UnionPay Partner for Global Mobile Payments

Nikolai Braiden, an early adopter of blockchain, is our resident FinTech expert. He strongly advocates for financial technology’s transformative potential in reshaping digital payment and lending systems and has extensive experience advising startups on leveraging technology to drive innovation and advancement within the industry. Today, he’s here to break down the nuances of the landmark collaboration between Samsung and UnionPay

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What Is Driving the $3 Trillion Data Center Boom?
Data Centres and Virtualization
What Is Driving the $3 Trillion Data Center Boom?

Beneath the seamless surface of our hyper-connected digital experience lies a colossal and rapidly expanding physical reality of steel, silicon, and immense electrical power. The global data center sector is in the midst of an unprecedented expansion, with a projected capital need of at least $3 trillion over the next five years. This monumental investment is not merely about adding

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Trend Analysis: E-Commerce Marketing Automation
Marketing Automation / Email Marketing
Trend Analysis: E-Commerce Marketing Automation

The South African e-commerce market’s explosive 2025 growth painted a deceptive picture of universal prosperity, masking a competitive reality where only a select few truly thrived. This analysis of a comprehensive report from Omnisend reveals the central trend driving this shift: the undeniable dominance of intent-driven marketing automation. As the data shows, the most successful brands were not those who

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Is Greece’s IRIS the Future of European Payments?
Digital Lending / Digital Payments
Is Greece’s IRIS the Future of European Payments?

While the European Union has long pursued the dream of a fully integrated digital payments landscape, the reality remains a fragmented collection of national systems, creating friction for cross-border commerce and consumer convenience. In this complex environment, Greece’s IRIS real-time payments system is rapidly emerging not just as a national success story but as a potential blueprint for continental integration.

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Rate Cap Could Cut Credit Access for Half of Americans
Digital Lending / Digital Payments
Rate Cap Could Cut Credit Access for Half of Americans

With political discourse suddenly targeting credit card interest rates, the entire lending industry is on high alert. To make sense of the potential fallout, we sat down with Nicholas Braiden, a FinTech visionary and an early adopter of blockchain technology, who has spent his career at the intersection of finance and innovation. Today, he helps us navigate the complex landscape

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