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Mikhail Hamilton

Mikhail Hamilton specializes in E-Commerce, Digital Lending, and Digital Payments. Passionate about the expansion of these industries, Mikhail's work is credited with having helped businesses in these sectors grow, develop their teams, and deliver outstanding results. 
Will Beijing’s Crackdown Tame Livestreaming E-Commerce?
E-Commerce
Will Beijing’s Crackdown Tame Livestreaming E-Commerce?

The recent 26.7 million yuan ($3.8 million) fine levied against Kuaishou’s e-commerce arm is more than just a financial penalty; it’s a powerful signal from Beijing that the freewheeling days of China’s livestreaming e-commerce industry are over. This market analysis delves into the specifics of Kuaishou’s transgressions, placing them within the broader context of China’s evolving regulatory landscape and exploring

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Could AI Autonomously Run Your Marketing?
Digital Marketing
Could AI Autonomously Run Your Marketing?

The digital landscape is littered with abandoned shopping carts, each representing a moment of hesitation that translates directly into lost revenue for e–commerce businesses. This gap between a customer’s initial intent to purchase and the final transaction confirmation remains one of the most significant and costly challenges in online retail, prompting a fundamental re-evaluation of how marketing is executed. The

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Trend Analysis: BRICS Payment System
Digital Lending / Digital Payments
Trend Analysis: BRICS Payment System

The silent currents of global finance are being redirected as the BRICS nations move decisively to construct a payment system independent of Western-dominated networks, signaling a potential paradigm shift. This ambitious initiative is now accelerating from theoretical discussions to practical planning, challenging the long-standing dominance of established financial infrastructure. This analysis delves into the evolution of this project, its technical

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Trend Analysis: Global Payments Interoperability
Digital Lending / Digital Payments
Trend Analysis: Global Payments Interoperability

A landmark agreement between India and the European Union is set to create a new digital financial bridge, challenging the decades-long dominance of U.S. payment giants. This move highlights a powerful global trend toward payments interoperability, where national real-time payment systems connect to enable faster, cheaper, and more secure cross-border transactions, reshaping international trade and finance. This analysis will examine

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Is Choice Overload Killing Beauty E-Commerce?
E-Commerce
Is Choice Overload Killing Beauty E-Commerce?

A consumer armed with precise knowledge of their skin’s needs—a specific foundation shade for their combination skin and cool undertone—logs onto a major beauty retailer’s site only to be met with a seemingly endless, undifferentiated grid of products. In an age where digital experiences are defined by hyper-personalization, the beauty industry’s e-commerce platforms often present a paradox of choice. This

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Why Is CVC Betting Big On American Credit?
Digital Lending / Digital Payments
Why Is CVC Betting Big On American Credit?

A Transatlantic Gamble: CVC’s Bold Play for U.S. Credit Dominance In a move signaling a major strategic pivot, global private markets giant CVC has announced its acquisition of Marathon Asset Management, a prominent New York-based credit manager. This isn’t merely another transaction in the bustling world of finance; it’s a calculated, multi-billion-dollar bet on the engine of global credit: the

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Digital Asset Payment Networks – Review
Digital Lending / Digital Payments
Digital Asset Payment Networks – Review

The promise of a frictionless global economy has long been hindered by a digital payment landscape that is paradoxically more fragmented than ever, creating significant demand for a new layer of financial infrastructure. The rise of digital asset payment networks represents a significant advancement in the financial technology sector. This review will explore the evolution of these networks, focusing on

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Have Stablecoins Finally Gone Mainstream?
Fintech Blockchain
Have Stablecoins Finally Gone Mainstream?

Introduction a Definitive Shift in Digital Payments A compelling body of evidence from a 2025 Zerohash report strongly suggests that the financial landscape has reached a pivotal moment where stablecoins are no longer confined to the niche corners of the cryptocurrency world. This research addresses the critical question of whether these digital assets have successfully transitioned into mainstream financial tools.

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How Is Saudi Arabia Going Cashless So Fast?
Digital Lending / Digital Payments
How Is Saudi Arabia Going Cashless So Fast?

The familiar rustle of banknotes is becoming an increasingly rare sound across Saudi Arabia as the Kingdom undergoes one of the world’s most rapid and comprehensive shifts away from physical currency. This transformation is not a gradual drift but a deliberate, accelerated pivot toward a fully digital financial landscape. The change is reshaping everything from daily coffee purchases to major

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Trend Analysis: Platform Payment Modernization
Digital Lending / Digital Payments
Trend Analysis: Platform Payment Modernization

The digital platform economy, once driven by simple, direct transactions, is rapidly evolving into a complex web of multi-party ecosystems where the movement of money is anything but straightforward. For platforms aiming to scale internationally, particularly within highly regulated sectors like employee benefits, generic payment gateways are proving to be a significant bottleneck. This growing imperative to modernize payment infrastructure

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Amazon Pivots Its Checkout Tech to a B2B Strategy
Digital Lending / Digital Payments
Amazon Pivots Its Checkout Tech to a B2B Strategy

From In-House Experiment to Industry-Wide Service Amazon’s recent decision to close all 72 of its Amazon Go and Amazon Fresh cashierless stores marks a pivotal moment, not of failure, but of strategic realignment. While the closures signal the end of a high-profile experiment in consumer-facing retail, they simultaneously herald the beginning of a new chapter for the technology that powered

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Agentic AI in Payments – Review
Robotic Process Automation In Fintech
Agentic AI in Payments – Review

The slow but steady integration of autonomous decision-making capabilities into financial payment systems is fundamentally reshaping an industry once defined by manual oversight and rule-based logic. The emergence of Agentic AI represents a significant advancement in the financial services sector, marking a pivotal transition for this technology from a passive analytical tool to an active, decision-making agent. This review will

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