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Daisy Brown

Daisy Brown's knowledge of the Fintech Industry includes expertise in Fintech Blockchain and Embedded Finance. Daisy's work in these areas is well celebrated and respected, earning citations across numerous publications in the field. 
BNPL Data Integration Transforms Credit Reporting Practices
Embedded Finance
BNPL Data Integration Transforms Credit Reporting Practices

BNPL is quickly gaining ground in the financial world. With consumers increasingly opting for the “Buy Now, Pay Later” model to manage their purchases, significant changes are unfolding in how this new financial instrument intersects with traditional credit reporting systems. For years, credit scoring agencies overlooked BNPL transactions, focusing instead on traditional forms of credit such as credit cards and

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Can AI and DeFi Revolutionize Digital Creation and Monetization?
Fintech Blockchain
Can AI and DeFi Revolutionize Digital Creation and Monetization?

Today, digital creators face numerous challenges when navigating the fast-paced and constantly evolving landscape of Web3 platforms. In a groundbreaking collaboration, AICEAN, a burgeoning ecosystem for AI creators, has teamed up with UniLend Finance, a decentralized finance (DeFi) platform, setting the stage for a significant transformation in the way developers and digital creators interact with these platforms. By merging the

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Terminus and JOIN Partner to Revolutionize Web3 with DApps and Tokens
Fintech Blockchain
Terminus and JOIN Partner to Revolutionize Web3 with DApps and Tokens

In a significant move that signals the advancement of Web3 technologies, Terminus, a decentralized exchange (DEX), has partnered with JOIN, a token project based on Solana’s blockchain. This collaboration is set to accelerate Web3 innovation by merging blockchain solutions with social networking, e-commerce, and gaming. By integrating Terminus’s DEX infrastructure with JOIN’s token-based ecosystem, the partnership aims to promote user

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Can Crypto Forensics Save Digital Assets Under Sanctions?
Fintech Blockchain
Can Crypto Forensics Save Digital Assets Under Sanctions?

In a world where geopolitical tensions and economic sanctions can isolate entire nations from the global financial system, individuals and families often turn to cryptocurrency as a lifeline. The vulnerability of digital assets to cyberattacks poses a significant challenge, exemplified by the harrowing experience of an Iranian family who relied on Bitcoin for survival. After a malware attack wiped out

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Fogo Blockchain Launches Testnet for Ultra-Fast DeFi Transactions
Fintech Blockchain
Fogo Blockchain Launches Testnet for Ultra-Fast DeFi Transactions

Fogo, a high-speed Layer 1 blockchain built on the Solana Virtual Machine (SVM), has launched its testnet with the ambition of setting new standards in transaction speed and throughput within decentralized finance.The blockchain is designed for real-time financial applications and seeks to offer a trading experience on par with centralized platforms, placing performance at its core. Block times on Fogo

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Solana Whales Unstake and Sell $50M Tokens, Impacting Market Prices
Fintech Blockchain
Solana Whales Unstake and Sell $50M Tokens, Impacting Market Prices

The crypto market has witnessed a notable event as Solana whales unstaked and sold approximately $50 million worth of SOL tokens, affecting the asset’s market price. This significant shift followed a major staking unlock amounting to $200 million, which can be traced back to a staking endeavor initiated in recent years. This movement by large holders, colloquially referred to as

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Will Coinbase’s XRP Futures Boost Institutional Trading Interest?
Fintech Blockchain
Will Coinbase’s XRP Futures Boost Institutional Trading Interest?

Coinbase has recently filed an application to launch XRP futures with the U.S. Commodity Futures Trading Commission (CFTC), aiming to release the product by April 21.This new futures offering, symbolized as XRL, signifies a major shift in the cryptocurrency trading landscape, potentially sparking increased institutional interest. The product will involve monthly cash-settled and margined contracts based on XRP’s market price,

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Is Bitcoin’s Creator Satoshi Nakamoto Among the World’s Richest?
Fintech Blockchain
Is Bitcoin’s Creator Satoshi Nakamoto Among the World’s Richest?

As the cryptocurrency world commemorates the 50th birthday of Satoshi Nakamoto, the enigmatic creator of Bitcoin, discussions about his influence and undisclosed fortune reignite once more. Nakamoto’s identity remains a profound mystery within and beyond the crypto community. Over the years, his anonymity has served as a bulwark, ensuring the decentralized and trustless nature of Bitcoin remains uncompromised.While the Bitcoin

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Can Blockchain Prove National Security Leaks Without Disclosure?
Fintech Blockchain
Can Blockchain Prove National Security Leaks Without Disclosure?

The rapid advancements in technology have given rise to countless tools and methodologies that can either safeguard information or expose it to the public. Recently, a significant scandal erupted involving the alleged compromise of US national security via a private chat on the messaging app Signal.The situation raised an essential question: How can one prove the occurrence of national security

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Klaus Schwab’s Legacy: How Will WEF Shape Crypto’s Future?
Fintech Blockchain
Klaus Schwab’s Legacy: How Will WEF Shape Crypto’s Future?

The world of cryptocurrency and blockchain technology has rapidly evolved, driven by visionary leaders who recognize its transformative potential.Among these pioneers is Klaus Schwab, the executive chairman of the World Economic Forum (WEF). With Schwab’s impending departure as WEF chair by January 2027, it is essential to examine his contributions to the global economy, particularly his perspectives and initiatives related

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Crypto Market Spotlight: SHIB, DOT Trends & BlockDAG’s Surge
Fintech Blockchain
Crypto Market Spotlight: SHIB, DOT Trends & BlockDAG’s Surge

The cryptocurrency market has been in constant evolution, exhibiting significant shifts that captivate both investors and analysts alike. Among the most notable trends are those related to Shiba Inu (SHIB), Polkadot (DOT), and BlockDAG (BDAG), each demonstrating unique behaviors and future potential within the blockchain domain. Examining these three cryptocurrencies unveils the dynamics propelling the market and offers insights into

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Why Are Early DOGE and PEPE Investors Flocking to Mutuum Finance?
Fintech Blockchain
Why Are Early DOGE and PEPE Investors Flocking to Mutuum Finance?

The environment of cryptocurrency investment can be highly volatile, often driven by memes and social media trends, as seen with Dogecoin (DOGE) and Pepe (PEPE) coins. However, the lack of intrinsic utility behind these coins has led many early investors to seek more stable and sustainable opportunities.This trend has seen a notable shift towards Mutuum Finance (MUTM), a decentralized financial

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