What if the very people often criticized for overusing Buy Now Pay Later (BNPL) services are actually the most dependable at paying back their loans? A stunning revelation from a comprehensive study conducted in Italy has turned conventional wisdom on its head, showing that repeat BNPL users demonstrate remarkable responsibility compared to their less experienced counterparts. With over 6 million
In the fast-evolving fintech landscape, where digital transactions are the backbone of global commerce, companies are racing to deliver smarter, more efficient payment solutions to merchants navigating complex markets. A significant development has emerged with Chargebee, a leading subscription management and recurring billing platform, acquiring Inai, a promising payments intelligence startup. This strategic move is set to redefine how merchants
Introduction Imagine a world where your personal AI assistant, akin to a superhero sidekick, not only suggests the best financial moves but executes them seamlessly while you shop online or plan a trip, all without ever visiting a bank’s app. This isn’t science fiction; it’s the reality unfolding in the financial sector as artificial intelligence (AI) and embedded finance converge
Welcome to an insightful conversation with Nicholas Braiden, a trailblazer in the fintech world and an early adopter of blockchain technology. With a passion for harnessing financial technology to revolutionize digital payments and lending systems, Nicholas has advised numerous startups on leveraging cutting-edge tools to drive innovation. Today, we dive into the exciting realm of agentic AI—a game-changer in the
Unveiling the Financial Technology Revolution for SMBs Imagine a small business owner in a bustling market, juggling payments, loans, and international transactions with just a few taps on a smartphone, a scenario that was unthinkable a decade ago, now made possible by cutting-edge technology. This transformation is driven by embedded finance and digital wallets, technologies that are redefining how small-
The software development landscape is undergoing a seismic shift with the meteoric rise of AI-powered code generation tools, which promise to turbocharge productivity and streamline workflows in ways previously unimaginable. However, this technological marvel is casting a shadow over DevSecOps—a critical methodology that embeds security throughout the software development lifecycle (SDLC). As organizations race to harness AI assistants for faster
The Dawn of AI in Finance Imagine a world where finance teams no longer drown in spreadsheets but instead steer corporate strategy with razor-sharp predictive insights. Artificial intelligence (AI) is turning this vision into reality, reshaping the finance landscape by transforming traditional roles into strategic powerhouses. Across industries, AI is redefining how financial decisions are made, enabling unparalleled efficiency and
The landscape of work has undergone a dramatic shift with the widespread adoption of remote and hybrid models, presenting both opportunities and challenges for companies striving to support a geographically scattered workforce. As organizations navigate this new reality, a glaring issue emerges: traditional employee benefits systems, often designed for in-office staff, struggle to meet the diverse needs of remote employees.
Introduction Imagine a world where financial transactions are so seamlessly integrated into daily activities that they become almost invisible—paying for a ride, transferring money internationally, or earning rewards on a purchase, all without leaving a single app. This is the reality shaped by embedded finance, a revolutionary trend integrating financial services like payments, lending, and insurance into non-financial platforms such
What if the secret to skyrocketing business success in a hyper-connected world lies not in groundbreaking products, but in the invisible threads of financial transactions woven into every customer interaction? Picture a small online retailer in Texas effortlessly selling to customers in Tokyo, with payments processed instantly in yen, without ever touching a bank portal. This is the power of
Understanding Embedded Finance: A Global Perspective Embedded finance, defined as the seamless integration of financial services into non-financial platforms, has emerged as a transformative force in today’s digital economy. Imagine a world where banking, payments, or insurance are accessible directly through a retail app or social media platform, eliminating the need for standalone financial tools. This concept is no longer
Imagine a world where routine accounting tasks like payroll and data entry are handled in minutes, not hours, thanks to cutting-edge technology. This is the reality for many firms in 2025, as artificial intelligence (AI) and automation redefine the profession. Yet, with this rapid transformation comes a host of challenges, from tech overload to talent shortages. This roundup gathers diverse
