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Brain Walker

Brain Walker is a Fintech expert who focuses on Robotic Process Automation, Embedded Finance, and Automation in Fintech. Bored with tedious, repetitive tasks, Brain looks forward to a world where process automation is the norm, and he uses his platform to educate others on how to utilize this technology. 
How Is Generative AI Revolutionizing Corporate Credit Assessment?
Robotic Process Automation In Fintech
How Is Generative AI Revolutionizing Corporate Credit Assessment?

Nicholas Braiden, an early adopter of blockchain, is our resident FinTech expert. He strongly advocates for financial technology’s transformative potential in reshaping digital payment and lending systems and has extensive experience advising startups on leveraging technology to drive innovation and advancement within the industry. In this interview, he discusses how generative AI (GenAI) is revolutionizing corporate credit assessments, the components

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Balancing AI and Human Oversight: A Strategic Approach in Fintech
Robotic Process Automation In Fintech
Balancing AI and Human Oversight: A Strategic Approach in Fintech

Artificial Intelligence (AI) has revolutionized the financial technology sector, driving efficiency and innovation. However, the fintech industry faces the challenge of integrating AI without becoming overly reliant on it. Striking a balance between AI’s capabilities and the indispensable role of human oversight is crucial to harnessing AI’s true potential. This article delves into industry insights and strategies to achieve this

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Will AI Revolutionize the Fintech Industry by 2025?
Robotic Process Automation In Fintech
Will AI Revolutionize the Fintech Industry by 2025?

As artificial intelligence (AI) continues to infiltrate various sectors, the fintech industry stands at a pivotal juncture, where the embrace of AI innovations promises to redefine the landscape of financial technology by 2025. Insights from experts within the industry elucidate a future replete with sophisticated AI integrations poised to streamline financial processes, enhance customer experiences, and ultimately transform the operational

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Is Open Banking Revolutionizing Travel Payments for Holidaymakers?
Embedded Finance
Is Open Banking Revolutionizing Travel Payments for Holidaymakers?

In an era where convenience and efficiency are paramount, Trustly, a Swedish open banking payment solution provider, has observed a significant shift toward open banking for travel payments. With the adoption of account-to-account payment technology on the rise, UK holidaymakers have increased their spending on travel by 230 percent year-on-year as of January 2024. This surge highlights a key trend

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Navigating BNPL: Benefits and Risks of Buy Now Pay Later Services in the UK
Embedded Finance
Navigating BNPL: Benefits and Risks of Buy Now Pay Later Services in the UK

The rising popularity of Buy Now Pay Later (BNPL) services in the UK reflects a significant shift in consumer behavior, as shoppers increasingly seek flexible payment options for their purchases. BNPL schemes allow consumers to spread the cost of goods and services over time, providing a budgeting tool and improving cash flow management. However, the accessibility of these services can

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How Is AI Transforming Asset Finance and Leasing?
Robotic Process Automation In Fintech
How Is AI Transforming Asset Finance and Leasing?

The finance sector has experienced a transformation fueled by emerging technologies like artificial intelligence (AI) and evolving customer preferences. The younger generations’ inclination toward online and mobile technology has forced finance companies to rethink their strategies. They aren’t just competing with traditional banks but are also finding innovative ways to meet customers where they are, providing more personalized and immediate

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AI in Personal Finance: Budgeting, Planning, and Learning with Care
Robotic Process Automation In Fintech
AI in Personal Finance: Budgeting, Planning, and Learning with Care

Artificial intelligence is becoming an integral part of personal finance management, offering innovative solutions for budgeting, financial planning, and education. This article delves into how AI, especially generative AI, is transforming personal finance and provides practical guidance on leveraging these tools effectively. The advancements in AI technology present an array of opportunities for individuals to better manage their finances. However,

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How AI Revolutionizes Personalized Experiences in Financial Services
Robotic Process Automation In Fintech
How AI Revolutionizes Personalized Experiences in Financial Services

In an era where technology entwines deeply with daily life, financial services must innovate to meet the escalating expectations of their customers continually. The advent of artificial intelligence (AI) offers a profound opportunity for financial institutions to deliver hyper-personalized experiences designed to keep pace with modern demands. AI is pivotal in balancing data privacy, regulatory compliance, and maintaining humanity’s essential

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Can Embedded Finance Help ISVs Combat High Customer Churn Rates?
Embedded Finance
Can Embedded Finance Help ISVs Combat High Customer Churn Rates?

In the competitive SaaS industry, Independent Software Vendors (ISVs) face a significant challenge: high customer churn rates. Despite substantial investments in customer acquisition, retaining these customers remains a daunting task. ISVs, particularly those serving small to medium-sized businesses (SMBs), operate in a highly competitive market where the cost of acquiring new customers is exorbitant, making retention critical for sustainable growth.

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Embedded Finance: Transforming Financial Access for Consumers and Businesses
Embedded Finance
Embedded Finance: Transforming Financial Access for Consumers and Businesses

Embedded finance is revolutionizing the way financial services are accessed and utilized by consumers and businesses alike. By integrating financial services into non-financial platforms, this innovative approach is creating a more seamless and inclusive financial ecosystem. The Rise of Embedded Finance Definition and Growth Embedded finance refers to the incorporation of financial services into non-financial platforms, making financial activities more

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Transforming Finance: RPA Boosts Efficiency and Reduces Costs
Robotic Process Automation In Fintech
Transforming Finance: RPA Boosts Efficiency and Reduces Costs

Automation in Financial Institutions Increased Automation and Efficiency The integration of RPA in financial institutions represents a massive shift from traditional manual processes to automated systems capable of handling a wide range of tasks with increased speed and precision. By automating 43.7% of core financial functions, financial institutions have reported a remarkable 67% reduction in manual processing time. This change

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How Is AI Revolutionizing the Financial Services Industry in 2025?
Robotic Process Automation In Fintech
How Is AI Revolutionizing the Financial Services Industry in 2025?

Artificial intelligence (AI) is transforming industries across the globe, and the financial services sector is no exception. In 2025, the integration of AI has accelerated operational efficiencies, improved customer interactions, enhanced risk management capabilities, and raised the bar for compliance standards within the financial industry. This technological revolution is not just about the adoption of new tools; it’s about fundamentally

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