Equals Money and Railsr have undertaken a significant merger, forming one of Europe’s largest embedded finance providers. Supported by investment firms TowerBrook Capital Partners L.P., J.C. Flowers & Co., D Squared Capital, and Moneta, this union exemplifies a growing trend in fintech of strategic consolidations aimed at creating comprehensive service platforms. This merger brings together Equals Money’s strengths in multi-currency
In the fast-paced world of financial technology, strategic alliances can be a game-changer, promising innovations that reshape industry standards. The recent collaboration between Railsr, a UK-based Embedded Finance platform, and Equals Money is set to leverage each company’s strengths to revolutionize the landscape of Embedded Finance solutions in Europe. This partnership merges Railsr’s robust capabilities in Embedded Finance along with
Emerging markets are increasingly attracting global businesses seeking to broaden their horizons, and Latin America stands out as a region brimming with potential. FinMont, the renowned global payment orchestration platform tailored for the travel industry, has recently amplified its focus on this promising area. With the inception of a new office in Bogotá, Colombia, FinMont is strategically positioning itself to
In the rapidly evolving landscape of financial services, artificial intelligence holds the promise of revolutionizing the ways financial institutions operate, yet it also brings with it a wave of apprehension. Compliance professionals, particularly in Irish financial services, express significant concerns regarding AI’s influence over judgment and decision-making processes. According to a survey conducted by the Dublin-based Compliance Institute, a staggering
Equals Money and Railsr have announced a significant merger, forming one of Europe’s largest embedded finance platforms. The merger, supported by a consortium that includes TowerBrook Capital Partners, J.C. Flowers & Co, and Lingotto Investment Management, seeks to merge their strengths to offer enhanced embedded finance solutions to the market. This move aligns with a growing trend where non-financial companies
In the evolving economic landscape, European consumers are increasingly turning towards brands offering flexible payment solutions, a trend that underscores a shift in shopping behavior. As households navigate economic uncertainties, solutions like Buy Now Pay Later (BNPL) and cashback services have emerged as pivotal in building brand loyalty. A recent study sheds light on the underlying consumer demand for these
In the evolving landscape of financial technology, Buy Now, Pay Later (BNPL) solutions have carved a significant niche in the business-to-consumer (B2C) market. Recently, a notable shift towards the business-to-business (B2B) realm has been observed, wherein these financial innovations are gaining traction. This trend is pivotal for small-to-medium enterprises (SMEs) that frequently encounter barriers in accessing traditional credit. The allure
Agentic AI is at the forefront of transforming the financial services industry with its potential to significantly enhance autonomy, efficiency, and inclusion. Unlike traditional AI, Agentic AI operates with a higher degree of independence, offering capabilities that surpass the limitations of existing models. This new wave of AI technology is poised to overhaul financial systems by enabling independent decision-making, collaboration
In summer 2025, an intriguing shift is underway in how Americans finance their travel plans, with a marked increase in the use of “buy now, pay later” (BNPL) services. This developing trend allows consumers to spread the cost of their vacations over several payments rather than making a single hefty upfront expenditure. Offering a tempting appeal, BNPL is capturing the
In the current landscape of Malaysia’s finance sector, digital innovation, embedded finance, and AI are pivotal forces reshaping traditional banking paradigms. These dynamic elements were at the forefront of discussions at the Asian Banking & Finance and Insurance Asia Summit – Malaysia this year, where industry leaders gathered to explore how these technologies challenge established norms and spearhead transformative changes
In the rapidly evolving landscape of banking technology, the integration of Artificial Intelligence (AI) into core systems presents a significant evolution towards digital transformation. As traditional banks grapple with the challenges posed by outdated legacy systems, a growing trend is the adoption of cloud-native platforms enhanced with AI capabilities. This shift is not just a technological advancement but also a
The continuous evolution of financial services has seen artificial intelligence (AI) emerge as a transformative force, set to revolutionize the payment industry in 2025. The integration of AI into payments addresses key needs such as fraud prevention, operational efficiency, and personalized customer experiences, despite the challenges of implementing these advanced technologies. This transformation is marked by its impact on fraud
